$100,000
SOLD MAY 5, 2025

166 Exchange St Geneva, NY 14456

3 Beds
1 Bath
1,440 Sq Ft
3,049 Sq Ft Lot

Recently Sold

$69 Per Sq Ft

17% Below List Price

98 Days on Market

Highlights

  • Colonial Architecture
  • Separate Formal Living Room
  • Formal Dining Room
  • Wood Flooring
  • Walk-In Pantry
  • Porch

About This Home

As of May 2025

Welcome to this delightful home nestled in the heart of Geneva. Located just steps from the picturesque Seneca Lake, as well as shopping, dining, and entertainment options, this property is perfect for those seeking a lifestyle of ease and accessibility. Step inside and be greeted by tall ceilings and a freshly painted interior. This home features three generously sized bedrooms with ample closet space. The walk-in pantry is a standout feature, with potential to be transformed into a convenient half bath, adding even more functionality to the space. This home has been thoughtfully updated with a rebuilt foundation and modernized mechanics, including newer windows, electrical, furnace, and hot water tank, ensuring a low-maintenance and worry-free living experience for years to come. Outside, you’ll find a manageable yard space perfect for gatherings, gardening, or simply unwinding after a day by the lake. The location is unbeatable, with everything Geneva has to offer just moments from your doorstep, including festivals, farmer’s markets, and scenic trails. Whether you’re an owner-occupant looking for a move-in-ready home or an investor aiming to expand your portfolio with a high-demand rental, this property is an excellent opportunity. Don’t miss your chance to own this updated and centrally located Geneva gem. *Property is also listed for rent for $1550 a month.*

Last Agent to Sell the Property

Tiffany Montgomery

Listing by Revolution Real Estate Brokerage Phone: 315-719-8776 License #10401281052 Listed on: 12/04/2024

Last Buyer's Agent

Esthervina Mallard

Listing by Coldwell Banker Finger Lakes License #10401364375

Coldwell Banker Finger Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,424

Year Built

  • Built in 1900

Lot Details

  • 3,049 Sq Ft Lot
  • Lot Dimensions are 48x83
  • Partially Fenced Property
  • Rectangular Lot

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • 2-Story Property
  • Separate Formal Living Room
  • Formal Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Gas Oven
  • Gas Range

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 65
  • Assessor Parcel Number 320500-104-008-0001-065-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,424

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 315-719-8776
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: NORTH ONTO EXCHANGE STREET PROPERTY WILL BE ON YOUR LEFT
  • Architectural Style: Colonial, Two Story
  • Flooring: Hardwood, Tile, Varies
  • Garage Yn: No
  • Interior Features: Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Walk-In Pantry
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Gas Oven, Gas Range, Gas Water Heater, Refrigerator
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 0.07
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Fence, Patio
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Patio, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Geneva

Lot Info

  • Parcel Number: 320500-104-008-0001-065-000-0000
  • Lot Dimensions: 48X83
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3424.0
  • Tax Lot: 65

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2024
Closed on
May 5, 2025
Sold by
Upstate Empire Prop Llc
Bought by
Quintero Fabio
Seller's Agent
Tiffany Montgomery
Revolution Real Estate
Buyer's Agent
Esthervina Mallard
Coldwell Banker Finger Lakes
List Price
$119,900
Sold Price
$100,000
Premium/Discount to List
-$19,900
-16.6%
Views
197
Current Estimated Value
$104,228

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,228
Avg. Annual Appreciation
5.84%
Original Mortgage
$90,000
Outstanding Balance
$89,683
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$14,545

Purchase Details

Closed on
Nov 7, 2019
Sold by
Difederico Darlene
Bought by
Upstate Empire Properties

Purchase Details

Closed on
Sep 9, 2019
Sold by
Difederico Darlene and Verstreate Jennifer
Bought by
Difederico Darlene

Purchase Details

Closed on
Jan 3, 2008
Sold by
Difederico Darlene
Bought by
Difederico Darlene

Purchase Details

Closed on
Oct 31, 2002
Sold by
Driscoll James
Bought by
Difederico Darlene
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100,000 None Available
Warranty Deed $52,500 None Available
Warranty Deed $52,500 None Available
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed -- --
Deed -- --
Deed $13,000 Mark Venuti
Deed $13,000 Mark Venuti
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $90,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/05/2025 05/05/25 Sold $100,000 -4.7% $69 / Sq Ft
03/12/2025 03/12/25 Pending -- -- --
01/07/2025 01/07/25 Price Changed $104,900 -8.7% $73 / Sq Ft
12/26/2024 12/26/24 Price Changed $114,900 -4.2% $80 / Sq Ft
12/04/2024 12/04/24 For Sale $119,900 -- $83 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,708 $108,500 $3,600 $104,900
2023 $2,846 $52,500 $3,600 $48,900
2022 $2,375 $52,500 $3,600 $48,900
2021 $2,339 $52,500 $3,600 $48,900
2020 $1,102 $52,500 $3,600 $48,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1578535

Upstate New York Real Estate Information Services (UNYREIS)

APN: 320500 104.8-1-65