$670,000
SOLD DEC 5, 2025
2 Beds
2 Baths
1,358 Sq Ft
$600/mo HOA Fee

Recently Sold

$493 Per Sq Ft

1% Below List Price

33 Days on Market

Highlights

  • Active Adult
  • Mediterranean Architecture
  • Community Pool
  • City Lights View
  • Granite Countertops
  • Formal Dining Room

About This Home

As of December 2025

Discover easy living and timeless charm in this beautifully updated single-story 2BR/2BA home located in the desirable Seven Oaks 55+ community of Rancho Bernardo. Offering approx. 1,358 sq. ft. of light-filled living space, this residence blends modern comfort with low-maintenance living. Step inside to an open-concept great room and dining area featuring new LVP flooring, new moldings, recessed can lighting, and plantation shutters throughout. The well-appointed kitchen boasts KraftMaid semi-custom cabinetry, granite countertops, and newer appliances—ideal for everyday living or entertaining. A spacious primary suite includes built-in closet wardrobes and a beautifully bath. Additional highlights include a tankless water heater, new roof, and a private side patio with views, perfect for relaxing outdoors. This charming home also includes a lighted carport and a lockable golf cart garage, ideal for storage or a small workshop. Residents enjoy a vibrant lifestyle with access to the community clubhouse, pool, spa, fitness center, pickleball courts, woodshop, library, and a full calendar of social events.

Last Agent to Sell the Property

Suzanne Kropf

Berkshire Hathaway HomeServices California Properties License #01261875 Listed on: 10/06/2025

Berkshire Hathaway HomeServices California Properties

Last Buyer's Agent

Jenn Blake

Compass License #01494271

Compass

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1970

HOA Fees

  • $600 Monthly HOA Fees

Parking

  • 2 Parking Spaces

Property Views

  • City Lights
  • Mountain

Home Design

  • Mediterranean Architecture
  • Patio Home
  • Entry on the 1st floor
  • Tar and Gravel Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2 Bedrooms
  • 1,358 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room

Kitchen

  • Electric Cooktop
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Slab Porch or Patio

Utilities

  • Central Air
  • Cooling System Powered By Gas
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater

Community Details

Overview

  • Active Adult
  • Association fees include cable/tv services, exterior (landscaping), exterior bldg maintenance, roof maintenance
  • 3 Units
  • Seven Oaks Association
  • Seven Oaks Community
  • Rancho Bernardo Subdivision

Recreation

  • Community Pool

Pet Policy

  • Pets allowed on a case-by-case basis

Property Details

Home Type

Condominium

Year Built

Built in 1970

Lot Details

0

HOA Fees

$600 per month

Listing Details

  • Property Type: Residential
  • Architectural Style: Mediterranean/Spanish
  • Stories: 1
  • Year Built: 1970
  • Unit Levels: 1 Story
  • Property Sub Type: All Other Attached
  • Frontage: N/K
  • Is Senior Community?: Yes
  • Security Features: N/K
  • Association Fees: 600.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Cable/TV Services, Exterior (Landscaping), Exterior Bldg Maintenance, Roof Maintenance
  • Co List Office Mls Id: 61044
  • Subdivision Name: RANCHO BERNARDO
  • BuildingName: Seven Oaks
  • Entry Level: 1
  • Living Area: 1358.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-12-09T23:12:20Z
  • ADU_YesNo: No
  • AgeRestrictions: 55 and Up
  • AttachedStyle: Patio/Garden
  • Elevator: No
  • FullAddress: 16632 Roca Dr
  • Ownership: Fee Simple
  • ShortSale: No
  • Site: Curbs, Public Street, Street Paved
  • SupplementRemarks: Upgrades/Features list: - Newer interior paint 2025 - Newer LVP flooring - Newer moldings - New roof 2025 - Tankless water heater - Plantation Shutters throughout -Recessed can lights - Kraftsmade semi custom cabinets - Open concept great room/dining -Well appointed kitchen -Spacious master suite - Built in closet wardrobes - Designer laundry room - View rear patio deck (Paint colors by Sherwin Williams - Shoji white walls, Pure white enamel doors and moldings)
  • WaterHeaterType: Gas, Tankless
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan, Granite Counters
  • Total Bedrooms: 2
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Washer, Counter Top, Electric Cooking
  • Fireplace Features: FP in Living Room
  • Fireplaces: 1
  • Flooring: Ceramic Tile, Laminate

Exterior Features

  • Fencing: N/K
  • Roof: Asphalt, Rock/Gravel
  • View: Evening Lights, Mountains/Hills
  • Pool Features: Community/Common
  • Construction Type: Stucco, Wood/Stucco
  • Patio And Porch Features: Patio, Slab

Garage/Parking

  • Parking Features: None Known
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Forced Air, Gas
  • Heating: N/K
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Sewer: Sewer Connected
  • Laundry Features: Electric, Gas
  • Water Source: Meter on Property, Public
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: Seven Oaks
  • Pets Allowed: Allowed w/Restrictions

Multi Family

  • Number Of Units Total: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2025
Closed on
Nov 20, 2025
Sold by
Jacobson Loretta Jane and Loretta Jane Jacobson Revocable Living T
Bought by
Jerry Alexander Clarkson And Laurie Ann Clark and Clarkson
Seller's Agent
Suzanne Kropf
Berkshire Hathaway HomeServices California Properties
Buyer's Agent
Jenn Blake
Compass
List Price
$679,000
Sold Price
$670,000
Premium/Discount to List
-$9,000
-1.33%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.06%

Purchase Details

Closed on
Jan 16, 2025
Sold by
Jacobson Lori
Bought by
Loretta Jane Jacobson Revocable Living Trust

Purchase Details

Closed on
May 31, 2007
Sold by
The Loren Edgar Scholz & Freddie Louise
Bought by
Jacobson Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,000
Interest Rate
6.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 26, 1995
Sold by
Stark Phyllis
Bought by
Scholz Loren Edgar and Scholz Freddie Louise
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $670,000 Chicago Title
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Grant Deed $298,000 Fidelity National Title Co
Grant Deed -- South Coast Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $298,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $670,000 -1.3% $493 / Sq Ft
11/08/2025 11/08/25 Pending -- -- --
10/06/2025 10/06/25 For Sale $679,000 -- $500 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,900 $174,997 $58,619 $116,378
2024 $1,900 $171,567 $57,470 $114,097
2023 $1,858 $168,204 $56,344 $111,860
2022 $1,826 $164,907 $55,240 $109,667
2021 $1,801 $161,674 $54,157 $107,517
2020 $1,776 $160,017 $53,602 $106,415
2019 $1,729 $156,880 $52,551 $104,329
2018 $1,680 $153,805 $51,521 $102,284
2017 $1,634 $150,790 $50,511 $100,279
2016 $1,599 $147,834 $49,521 $98,313
2015 $1,575 $145,615 $48,778 $96,837
2014 $1,537 $142,764 $47,823 $94,941
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250040955

San Diego MLS

APN: 274-210-26-41