$2,998,000
SOLD SEP 30, 2025
4 Beds
2.5 Baths
3,019 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$993 Per Sq Ft

3% Below List Price

65 Days on Market

Highlights

  • Lake Front
  • Community Boat Slip
  • Deck
  • Hallinan Elementary School Rated A
  • Docks
  • English Architecture

About This Home

As of September 2025

First time EVER on the market! A spectacular Oswego Lake Cottage on a level lot with expansive Lake views and waterfrontage. An original with character and charm from top to bottom. Preserve what is here or create your own dream waterfront estate, either way you will have a dynamite location and property with some of Oswego best vistas. Located at the mouth of Lost Dog Creek you will enjoy this unique setting bordering an active creek/water shed as it enters into the Lake. Charm, tranquility and a setting that few others get to enjoy. 2 tax lots.

Last Agent to Sell the Property

Justin Harnish

Harnish Company Realtors Brokerage Email: harnish@harnishproperties.com License #200112017 Listed on: 06/18/2025

Co-Listed By

Errol Bradley

Harnish Company Realtors Brokerage Email: harnish@harnishproperties.com License #200505082

Last Buyer's Agent

Sherine Beltran

eXp Realty, LLC License #200706182

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,515

Year Built

  • Built in 1930

Lot Details

  • 5,227 Sq Ft Lot
  • Lake Front
  • Fenced
  • Level Lot
  • Sprinkler System
  • Private Yard
  • Garden

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • English Architecture
  • Cottage
  • Composition Roof
  • Shingle Siding

Interior Spaces

  • 3,019 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Wainscoting
  • High Ceiling
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Lake Views
  • Laundry Room

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Basement

  • Partial Basement
  • Crawl Space
  • Basement Storage

Outdoor Features

  • Docks
  • Deck
  • Patio
  • Shed

Schools

  • Hallinan Elementary School
  • Lakeridge Middle School
  • Lakeridge High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 00261219

Community Details

Overview

  • $7,500 One-Time Secondary Association Fee
  • Lake Corp Association, Phone Number (503) 636-1422
  • Oswego Lake Villas Subdivision

Amenities

  • Common Area

Recreation

  • Community Boat Slip

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,515

Year Built

Built in 1930

Lot Details

0

HOA Fees

$208 per month

Parking

1

Listing Details

  • Standard Status: Closed
  • MLS Status: Sold
  • Property Type: Residential
  • Stories: 2
  • Year Built: 1930
  • Property Condition: Resale
  • Property Sub Type: SingleFamilyResidence
  • Architectural Style: Cottage, English
  • New Construction: No
  • Property Attached Yn: No
  • Open House: No
  • Room 10 Features: BeamedCeilings,Fireplace,HardwoodFloors
  • Room 11 Features: HardwoodFloors
  • Room 12 Features: BeamedCeilings,Fireplace,HardwoodFloors
  • Room 13 Features: BuiltinFeatures
  • Room 7 Features: BuiltinFeatures,HardwoodFloors
  • Room 8 Features: BuiltinFeatures
  • Room 9 Features: BeamedCeilings,BuiltinFeatures,Deck,HardwoodFloors,SlidingDoors
  • Special Features: None

Interior Features

  • Total Bathrooms: 2.1
  • Fireplaces: 2
  • Interior Amenities: EngineeredHardwood, GarageDoorOpener, HardwoodFloors, HighCeilings, HighSpeedInternet, Laundry, TileFloor, Wainscoting, WalltoWallCarpet, WoodFloors
  • Room 4 Description: Office
  • Room 4 Features: BuiltinFeatures,HardwoodFloors
  • Room 4 Level: Main
  • Room 5 Description: _4thBedroom
  • Room 5 Features: ClosetOrganizer,Deck
  • Room 5 Level: Upper
  • Room 6 Description: Laundry
  • Room 6 Features: HardwoodFloors
  • Room 6 Level: Main
  • Basement: CrawlSpace, PartialBasement, StorageSpace
  • Window Features: DoublePaneWindows, VinylFrames
  • Appliances: Dishwasher, Disposal, FreeStandingRange, FreeStandingRefrigerator, Microwave, SolidSurfaceCountertop, StainlessSteelAppliance
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: WoodBurning
  • Fireplace: Yes
  • Association Contact: Jeff Ward
  • Main Level Full Bathrooms: 1
  • BathroomsFullUpperLevel: 1
  • BathroomsPartialMainLevel: 1
  • BathroomsTotalLowerLevel: 0.0
  • BathroomsTotalMainLevel: 1.1
  • BathroomsTotalUpperLevel: 1.0
  • Lot Size Range: SqFt5000to6999
  • Additional Room 10 Level: Lower
  • Room 11 Level: Main
  • Room 12 Level: Main
  • Room 13 Level: Upper
  • Room 7 Description: _2ndBedroom
  • Additional Room 7 Level: Main
  • Room 8 Description: _3rdBedroom
  • Additional Room 8 Level: Upper
  • Room 9 Description: DiningRoom
  • Additional Room 9 Level: Main

Exterior Features

  • Exterior Description: ShingleSiding
  • Exterior Features: Deck, Dock, Fenced, Garden, Patio, Sprinkler, ToolShed, Yard
  • Lot Size: 5,000 to 6,999 SqFt
  • Waterfront: Yes
  • View: Yes
  • Lot Features: Level, Private
  • Road Surface Type: Paved
  • Water Body Name: Oswego Lake
  • Waterfront Features: Lake
  • Disclosures: Disclosure
  • Home Warranty: No
  • Roof: Composition
  • View: Lake

Garage/Parking

  • Garage Type: Detached
  • Parking Description: Driveway, OnStreet
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Total Parking Spaces: 1.0

Utilities

  • Fuel Description: Electricity,Gas
  • Hot Water: Electricity
  • Internet Service Type: Cable
  • Cooling: None
  • Cooling Y N: No
  • Heating: ForcedAir
  • Heating Yn: Yes
  • Sewer: PublicSewer
  • Water Source: PublicWater

Condo/Co-op/Association

  • Association Amenities: BoatSlip, Commons
  • Senior Community: No
  • Association #2 Fee: 7500.0
  • Association #2 Fee Frequency: OneTime
  • Association Fee: 2490.0
  • Association Fee Frequency: Annually
  • Association Name: Lake Corp
  • Phone: 503-636-1422
  • Association: Yes
  • Association Email: info@lakecorp.com

Association/Amenities

  • AssociationAddress: 700 McVey Ave LO 97034
  • AssociationPendingLitigationYN: No
  • AssociationStatus: Active

Schools

  • Elementary School: Hallinan
  • High School: Lakeridge
  • Middle Or Junior School: Lakeridge

Lot Info

  • Land Lease: No
  • Lot Size Acres: 0.12
  • Lot Size Sq Ft: 5227.0
  • Parcel #: 00261219

Green Features

  • Green Certification: No

Rental Info

  • Rent Amount: 6000

Tax Info

  • Tax Deferral: No
  • Tax Year: 2024
  • Tax Annual Amount: 19515.35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 13, 2006
Sold by
Gannon Jane F
Bought by
Martin David G and Gannon Jane F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Interest Rate
6.32%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 11, 2000
Sold by
Pickens Marcia Mae
Bought by
Martin David G and Gannon Jane F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$699,950
Interest Rate
7.87%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- First American Title Insuran
Warranty Deed $900,000 Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $700,000 Unknown
Previous Owner $699,950 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2025 09/30/25 Sold $2,998,000 -3.2% $993 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
06/18/2025 06/18/25 For Sale $3,098,000 -- $1,026 / Sq Ft
Source: Regional Multiple Listing Service (RMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19,515 $1,015,853 -- --
2023 $19,515 $986,266 $0 $0
2022 $18,380 $957,540 $0 $0
2021 $16,974 $929,651 $0 $0
2020 $16,346 $891,563 $0 $0
2019 $15,944 $865,596 $0 $0
2018 $15,162 $840,384 $0 $0
2017 $14,629 $815,907 $0 $0
2016 $13,317 $792,143 $0 $0
2015 $12,865 $769,071 $0 $0
2014 $12,699 $746,671 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Regional Multiple Listing Service (RMLS)

MLS Number: 146143925

Regional Multiple Listing Service (RMLS)

APN: 00261219