NOT LISTED FOR SALE

1670 Indian Rocks Rd S Largo, FL 33774

Harbor Bluffs Neighborhood

Estimated Value: $578,000 - $819,000

2 Beds
2 Baths
1,305 Sq Ft
$558/Sq Ft Est. Value

Last Sold July 01, 2020

Last sale price $445,000 $341 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $4,257/month

46 Days on Market

Highlights

  • 170 Feet of Waterfront
  • Water access To Gulf or Ocean To Bay
  • Open Floorplan
  • Anona Elementary School Rated A-
  • Dock made with wood
  • Canal View

About This Home

As of July 2020

BOATERS DREAM! DEEP WATER WITH DIRECT INTERCOASTAL ACCESS. NO BRIDGES!! This beautiful 2 Bedroom, 2 Bathroom waterfront cottage sits directly on deep waters of McKay Creek. Views of the expansive yard and water welcome you into this open concept home. The giant center island with granite countertop, ample seating and storage. The Vintage kitchen cabinets are solid wood and provide lots of storage space. The Master bedroom enjoys an ensuite full bath with walk in shower and a walk-in closet. Bedroom two also enjoys the ample storage with its own walk-in closet. The second full bath has tile surround and large counterspace. THE HUGE LOT provides an open canvas for your dream pool, large addition to the home, or add a second home to the property. The possibilities are endless. Entertain on the open gazebo, covered rear porch or sit on the wide dock and watch the amazing sunsets! Endless hours could be spent relaxing waterside watching the fish, dolphins, and manatee swim by! Centrally located in mid-Pinellas with a 10 minute drive to the beach! Close to Tampa International airport, local shopping, schools, and all that makes Largo an amazing place to live. Roof 2013, AC 2013, Dock 2018.

Last Agent to Sell the Property

Jennifer Orns

COMPASS FLORIDA LLC License #3232692 Listed on: 04/30/2020

COMPASS FLORIDA LLC

Last Buyer's Agent

Lynn Spence

License #3294920

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,638

Year Built

  • Built in 1962

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 70x170
  • 170 Feet of Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Wood Fence
  • Mature Landscaping
  • Level Lot
  • Landscaped with Trees

Parking

  • 1 Car Attached Garage
  • Tandem Parking
  • Driveway
  • Guest Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,305 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Decorative Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Canal Views
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Stone Countertops

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Water access To Gulf or Ocean To Bay
  • Access To Intracoastal Waterway
  • Access to Saltwater Canal
  • Seawall
  • Dock made with wood
  • Open Dock
  • Deck
  • Covered Patio or Porch
  • Shed

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required
  • Property is near public transit
  • Property is near a golf course
  • City Lot

Utilities

  • Central Heating and Cooling System
  • Propane
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Harbor Hills 1St Add Rep Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,638

Year Built

Built in 1962

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1305
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1962
  • Building Area Total: 1869
  • Lot Size Sq Ft: 11900
  • Number Of Lots: 1
  • Directions to Property: From US HWY 19, head west onto W Bay Drive, then go south onto Indian Rocks Rd, house will be on left.
  • Status: Sold
  • Street Post Direction: S
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8082983?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8082983?w=Customer
  • FCHR URL: No
  • Homestead Y N: No
  • Number Of Pets: 10+
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Planned Unit Development Y N: No
  • Ratio: Close Price\List Price: 0.98889
  • Price per Sq Ft: 341
  • Close to Original List Price Ratio: 0.90816
  • Ratio: Current Price\Building Area Total: 238.1
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Decorative, Living Room
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Cooktop, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Window Features: Insulated Windows
  • Street Number Modifier: 1670
  • Room Count: 4
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s)
  • Exterior Features: Fenced
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: Mckay Creek To Intercoastal
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Rear Porch
  • Road Surface Type: Paved
  • Water View: Canal
  • Water Access: Canal - Saltwater, Gulf/Ocean to Bay, Intracoastal Waterway
  • Water Extras: Dock - Open, Dock - Wood, Dock w/Electric, Seawall - Concrete
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12103C0114G
  • Waterfront Frontage: 170
  • Water Frontage Feet Canal Salt: 170
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Guest, Off Street, Tandem
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Propane, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Water Access
  • Association: No
  • Senior Community: No
  • Association Fee Requirement: None
  • Association Approval Required YN: No

Lot Info

  • Zoning: RES
  • Parcel Number: 05-30-15-36018-000-0040
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Flood Insurance Required, FloodZone, City Lot, Level, Near Golf Course, Near Public Transit
  • Lot Dimensions: 70x170
  • Property Attached Yn: No
  • Flood Zone Code: AE
  • Flood Zone Date: 2003-09-03
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Pet Size: Extra Large (101+ Lbs.)
  • Minimum Lease: 8-12 Months
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: No association approval necessary

Tax Info

  • Tax Annual Amount: 6638
  • Tax Block: 000/004
  • Tax Book Number: 56-92
  • Tax Lot: D

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2020
Closed on
Jul 1, 2020
Sold by
Mitchell Raymond
Bought by
Rick David R and Rick Theresa M
Seller's Agent
Jennifer Orns
COMPASS FLORIDA LLC
Buyer's Agent
Lynn Spence
List Price
$490,000
Sold Price
$445,000
Premium/Discount to List
-$45,000
-9.18%
Current Estimated Value
$728,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$283,112
Avg. Annual Appreciation
8.56%
Original Mortgage
$150,000
Interest Rate
3.2%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 31, 2016
Sold by
Lackey Richard J and Both Jean E
Bought by
Mitchell Raymond

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jul 1, 2014
Sold by
Lackey Richard J and Lackey Jean E
Bought by
Lackey Living Trust and Lackey Jean E

Purchase Details

Closed on
Mar 30, 2013
Sold by
Lackey Richard J
Bought by
Lackey Richard J and Lackey Yean E

Purchase Details

Closed on
Feb 25, 2013
Sold by
Digiulio Lori Anne and Di Giulio Christopher Andrew
Bought by
Lackey Richard J

Purchase Details

Closed on
Nov 3, 2005
Sold by
Digiulio Christopher Andrew
Bought by
Digiulio Christopher Andrew and Digiulio Lori Anne

Purchase Details

Closed on
May 18, 2004
Sold by
Rossell Mitchell and Vellucci Jennifer M
Bought by
Digiulio Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,700
Interest Rate
7.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 6, 2001
Sold by
Rossell Mitchell
Bought by
Rossell Mitchell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 27, 2000
Sold by
Daniel C Schmitt Tr
Bought by
Rossell Mitchell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
7.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 1999
Sold by
Schmitt Daniel C and Schmitt Noreen P
Bought by
Schmitt Daniel C

Purchase Details

Closed on
Jan 13, 1999
Sold by
Daniel C Schmitt Succ Tr
Bought by
Schmitt Daniel C and Schmitt Noreen P

Purchase Details

Closed on
Nov 1, 1996
Sold by
Schmitt Albert C and Schmitt Daniel C
Bought by
Schmitt Albert C
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rick David R $445,000 Attorney
Mitchell Raymond $315,000 Acr Title Group Lllp
Lackey Living Trust -- Attorney
Lackey Richard J -- None Available
Lackey Richard J $180,000 Coastline Title Of Pinellas
Digiulio Christopher Andrew -- --
Digiulio Christopher $333,000 Global Title Services Llc
Rossell Mitchell -- --
Rossell Mitchell $190,000 --
Schmitt Daniel C -- --
Schmitt Daniel C -- --
Schmitt Albert C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rick David R $150,000
Previous Owner Mitchell Raymond $300,000
Previous Owner Digiulio Christopher $299,700
Previous Owner Schmitt Albert C $72,000
Previous Owner Schmitt Albert C $182,000
Previous Owner Schmitt Albert C $182,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2020 07/01/20 Sold $445,000 -1.1% $341 / Sq Ft
06/15/2020 06/15/20 Pending -- -- --
06/08/2020 06/08/20 Price Changed $450,000 -5.3% $345 / Sq Ft
05/21/2020 05/21/20 Price Changed $475,000 -3.1% $364 / Sq Ft
04/30/2020 04/30/20 For Sale $490,000 -- $375 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,940 $360,675 -- --
2023 $4,940 $303,372 $0 $0
2022 $4,802 $294,536 $0 $0
2021 $4,865 $285,957 $0 $0
2020 $7,155 $353,281 $0 $0
2019 $6,638 $329,408 $239,007 $90,401
2018 $6,083 $294,324 $0 $0
2017 $5,605 $266,887 $0 $0
2016 $4,003 $191,206 $0 $0
2015 $4,358 $203,759 $0 $0
2014 $5,117 $240,267 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8082983

Stellar MLS

APN: 05-30-15-36018-000-0040