Seller's Agent in 2026
The Mountain Life Team
Keller Williams Elevate
(706) 745-3123
767 Total Sales
1682 Settlement Rd Young Harris, GA 30582
3
Beds
3
Baths
1,698
Sq Ft
0.56
Acre Lot
Highlights
- Second Kitchen
- Mountain View
- Vaulted Ceiling
- Towns County Middle School Rated A-
- Deck
- 2-Story Property
About This Home
As of June 2026Morning light filters through the trees as you step onto the back deck, coffee in hand, with nothing but quiet and mountain air around you. This is the kind of place where time slows down-where weekends turn into longer stays, and longer stays start to feel like home. Set on a gently sloping, wooded 0.56-acre lot, this inviting cabin offers easy main-level living with additional finished space below for added flexibility and potential. Inside, the main living area feels open and welcoming, with a vaulted ceiling, warm gas fireplace, and natural light that carries throughout the space. The kitchen is both inviting and functional, featuring granite countertops, a farmhouse sink, and room to gather. The primary suite offers a comfortable, private retreat with a walk-in closet, walk-in shower, and direct access to the back deck-perfect for slow mornings or winding down in the evening. Additional bedroom space provides a bright, relaxing setting for guests, along with well-appointed bathrooms nearby. Downstairs, the finished lower level takes on a life of its own with a separate entrance, full kitchen, and bath-ideal for guests, extended family, or short-term rental use. Outside, you'll appreciate the space and flexibility-a detached two-car garage with room for a workshop or home office, plus a separate carport. Seasonal mountain views peek through the trees, and just across the way, the sight of a small creek adds to the peaceful setting. Located close to Young Harris and Hayesville, you're never far from dining, lakes, and outdoor adventure-yet it still feels like your own quiet corner of the mountains. It's not just the features that make this home special-it's the feeling you get the moment you arrive and the way you won't want to leave.
Last Agent to Sell the Property
Keller Williams Elevate Brokerage Phone: 7066238186 License #290057 Listed on: 04/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $423
Year Built
- Built in 1992
Lot Details
- 24,394 Sq Ft Lot
- Sloped Lot
- Partially Wooded Lot
Property Views
- Mountain
- Seasonal
Home Design
- 2-Story Property
- Composition Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Great Room
Kitchen
- Second Kitchen
- Dishwasher
- Kitchen Island
- Farmhouse Sink
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry closet
- Dryer
- Washer
Finished Basement
- Partial Basement
- Crawl Space
Parking
- Garage
- Carport
Outdoor Features
- Deck
- Separate Outdoor Workshop
- Porch
Schools
- Towns County Elementary School
- Towns Middle School
- Towns High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 44
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 28, 2020
Closed on
Nov 30, 2020
Sold by
Bought by
Seller's Agent
Nancie Lyons
Nancie Lyons Realty
Buyer's Agent
Suzi Henry
Carolina Mountain Homes
List Price
$140,000
Sold Price
$140,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.29%
Purchase Details
Closed on
Aug 8, 2020
Sold by
Bought by
Purchase Details
Closed on
Jan 10, 1994
Bought by
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $140,000 | -- | |
| Foreclosure Deed | $174,244 | -- | |
| Deed | $62,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $50,000 | Mortgage Modification | |
| Closed | $210,000 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/01/2026 06/01/26 | Sold | $380,000 | -1.3% | $224 / Sq Ft | |
| 04/07/2026 04/07/26 | For Sale | $385,000 | +175.0% | $227 / Sq Ft | |
| 11/30/2020 11/30/20 | Sold | $140,000 | 0.0% | $122 / Sq Ft | View Prior Sale |
| 10/16/2020 10/16/20 | Pending | -- | -- | -- | |
| 09/28/2020 09/28/20 | For Sale | $140,000 | -- | $122 / Sq Ft |
Source: Georgia MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $423 | $88,078 | $4,748 | $83,330 |
| 2024 | $489 | $81,492 | $3,522 | $77,970 |
| 2023 | $556 | $68,934 | $3,522 | $65,412 |
| 2022 | $549 | $63,085 | $2,935 | $60,150 |
| 2021 | $594 | $49,282 | $2,934 | $46,348 |
| 2020 | $311 | $39,709 | $2,935 | $36,774 |
| 2019 | $318 | $39,873 | $2,935 | $36,938 |
| 2018 | $319 | $39,341 | $2,935 | $36,406 |
| 2017 | $315 | $38,249 | $4,032 | $34,217 |
| 2016 | $315 | $38,249 | $4,032 | $34,217 |
| 2015 | $319 | $38,249 | $4,032 | $34,217 |
| 2014 | -- | $38,249 | $4,032 | $34,217 |
| 2013 | -- | $38,248 | $4,032 | $34,216 |
Source: Public Records
Agents Affiliated with this Home
-
The Mountain Life Team
-
Heather Byers
Seller Co-Listing Agent in 2026
Heather Byers
Keller Williams Elevate
(706) 745-3123
367 Total Sales
-
Melanie Gregoire
Buyer's Agent in 2026
Melanie Gregoire
RE/MAX
(706) 994-0919
77 Total Sales
-
N
Seller's Agent in 2020
Nancie Lyons
Nancie Lyons Realty
-
Suzi Henry
S
Buyer's Agent in 2020
Suzi Henry
Carolina Mountain Homes
(828) 361-1777
31 Total Sales
Map
Source: Georgia MLS
MLS Number: 10726745
APN: 0008A-012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
Nearby Homes
- Tr 2 & 3 Settlement Rd
- 1721 Settlement Rd
- 1358 Brasstown Crk Meadow
- 1358 Brasstown Creek Meadows Dr
- 1502 Smithfield Ln
- Lot 36 the Smithfields
- 1512 Smithfield Ln
- 6487 Crooked Creek Rd
- 1514 Smithfield Ln
- 1914 Creekstone Ln
- 1918 Creekstone Ln
- 6961 Wood Lake Cir
- 6744 Wood Lake Cir
- 2087 Wood Lake Ln
- 2086 Wood Lake Ln
- 1396 Cherokee Trail
- 1396 Cherokee Trail Unit 47
- 14,15,16 Ashley Dr
- 794 Georgia 66
- Lot 27 Standing Meadow Dr
Your Personal Tour Guide
Ask me questions while you tour the home.