NOT LISTED FOR SALE

169 Pine Bluffs Rd Roscommon, MI 48653

Estimated Value: $1,727,533 - $1,814,000

5 Beds
3 Baths
4,624 Sq Ft
$381/Sq Ft Est. Value

Last Sold August 26, 2025

Last sale price $1,735,000 $375 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $9,507/month

25 Days on Market

Highlights

  • Lake Front
  • Indoor Spa
  • Vaulted Ceiling
  • Docks
  • Deck
  • Main Floor Bedroom

About This Home

As of August 2025

Dreaming of summer days by the water or a cozy lakeside retreat year-round? This stunning 5-bedroom, 3-bath home on the shores of Higgins Lake offers everything you need and more. With 50 feet of private lakefront, you'll enjoy crystal-clear waters, breathtaking sunsets, and endless recreation right outside your door. Two full kitchens perfect for large gatherings or multi-family use.Two large living rooms relax upstairs or entertain downstairs with lake views from both levels. Expansive deck, patio with hot tub and dock to soak up the sun or dine outdoors with a front-row seat to the lake. Store your cars and toys in the large Detached Garage or 2 car attached. Pontoon and hoist could be sold separately to make this a full package deal!

Last Agent to Sell the Property

Team Babcock

RE/MAX of Higgins Lake Brokerage Email: info@higginslakeinfo.com Listed on: 07/03/2025

Last Buyer's Agent

The McDonald Team

RE/MAX of Higgins Lake

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 50 x 368
  • Lake Front

Parking

  • 6 Car Attached Garage

Home Design

  • Frame Construction
  • Vinyl Construction Material

Interior Spaces

  • 4,624 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Indoor Spa
  • Home Gym
  • Finished Basement

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Docks
  • Deck

Schools

  • Roscommon Elementary School
  • Roscommon High School

Utilities

  • Forced Air Heating System
  • Well
  • Septic Tank
  • Septic System

Community Details

  • No Home Owners Association
  • T24n R3w Subdivision

Listing and Financial Details

  • Assessor Parcel Number 004-480-040-0000
  • Tax Block Sec 16

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Directions: E Higgins Lake Dr to west onto Flag Point Dr which turns into Pine Bluffs Rd - follow north to property on left.
  • Garage Yn: Yes
  • Lot Size: 50 x 368
  • Prop. Type: Residential
  • Bedroom 1 Level: 1st
  • Bedroom 2 Level: 1st
  • Dining Room Level: 1st
  • Kitchen Level: 1st
  • Living Room Level: 1st
  • Year Built: 2005
  • Attribution Contact: info@higginslakeinfo.com
  • PropertySubType: Residential Water
  • Road Frontage Type: Lake
  • ResoLaundryFeatures: Main Level
  • Road Surface Type: Paved, Maintained
  • Water Body Name: Higgins Lake
  • NAV29_Unit_1_Appliances: Washer, Range/Oven, Refrigerator, Microwave, Dryer, Dishwasher
  • Co List Office Phone: 989-821-6208
  • MLS Status: Closed
  • Subdivision Name: T24N R3W
  • Above Grade Finished Sq Ft: 2312.0
  • Architectural Style: 2+ Story
  • Contract Information:Short Sale: No
  • Property Information Waterfront: Yes
  • General Property Information Lot Size Dimensions: 50 x 368
  • Property Information Total Bathrooms2: 3.0
  • Property Information:Style2: 2+ Story
  • Property Information Construction: Frame
  • Water Well2: Yes
  • Sewer:Septic2: Yes
  • Foundation Basement2: Yes
  • Exterior:Vinyl2: Yes
  • Appliances Equipmt Dishwasher2: Yes
  • Appliances Equipmt Microwave2: Yes
  • Appliances Equipmt RangeOven: Yes
  • HeatingAir Central Air2: Yes
  • HeatingAir Forced Air3: Yes
  • Laundry Main Level: Yes
  • Appliances Equipmt Dryer2: Yes
  • Appliances Equipmt Washer2: Yes
  • Basement Specifics Full-Finished: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Has Basement: Finished
  • Interior Amenities: Hot Tub, Vaulted Ceiling(s), Doorwall
  • Bedroom 3 Level: Lower
  • Bedroom 4 Level: lower
  • Family Room Level: lower
  • Utility Room Level: 1st
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Features Fireplace3: Yes
  • Interior Features Vaulted Ceilings2: Yes
  • Other Rooms:Family Room: Yes
  • Interior Features Hot Tub3: Yes
  • Other Rooms:Exercise Room: Yes

Exterior Features

  • Exterior Features: Deck, Dock, Hot Tub
  • Waterfront: Yes
  • Foundation Details: Basement
  • Exterior Features:Deck: Yes
  • Exterior Features:Hot Tub: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Property Information:Garage Stall2: 6
  • Property Information:Garage Type2: Attached/UN

Utilities

  • Sewer: Septic Tank
  • Heating: Central Air, Forced Air
  • HeatingYN: Yes

Association/Amenities

  • TaxesAndPossessionAssociationDues: No

Schools

  • Schools Elementary School: Roscommon
  • Schools High School: Roscommon
  • Elementary School: Roscommon
  • Junior High Dist: Roscommon
  • High School: Roscommon

Lot Info

  • Parcel Number: 004-480-040-0000

Tax Info

  • Tax Block: Sec 16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Aug 26, 2025
Sold by
Revocable Joint Trust Of William Thomas and Morley William Thomas
Bought by
Fraker Mark H and Fraker Denise M
Seller's Agent
Team Babcock
RE/MAX of Higgins Lake
Buyer's Agent
The McDonald Team
RE/MAX of Higgins Lake
List Price
$1,800,000
Sold Price
$1,735,000
Premium/Discount to List
-$65,000
-3.61%
Views
61
Current Estimated Value
$1,761,133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,133
Avg. Annual Appreciation
4.50%
Original Mortgage
$1,388,000
Outstanding Balance
$1,388,000
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$373,133

Purchase Details

Closed on
Jan 8, 2020
Sold by
Morley William T and Morley Goggans
Bought by
W T & K Goggans Morley Ret

Purchase Details

Closed on
Nov 5, 2019
Sold by
William Thomas Morle Ret
Bought by
Morley William and Morley Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$625,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2018
Sold by
Leroy J Mcgurick Lt
Bought by
Morley William T and Morley Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$626,450
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 29, 2014
Sold by
Mcguirk Leroy J & Jennifer R Trusts
Bought by
Mcguirk Leroy J & Jennifer R Trusts

Purchase Details

Closed on
Apr 23, 2010
Sold by
Waltz Donald J and Waltz Krista L
Bought by
Mcguirk Leroy J and Leroy J Mcguirk Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$520,000
Interest Rate
5.02%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fraker Mark H $1,735,000 None Listed On Document
W T & K Goggans Morley Ret -- None Available
Morley William -- --
Morley William T $865,000 --
Mcguirk Leroy J & Jennifer R Trusts -- --
Mcguirk Leroy J -- Mt Pleasnt Abstract & Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fraker Mark H $1,388,000
Previous Owner Morley William $625,000
Previous Owner Morley William T $626,450
Previous Owner Mcguirk Leroy J $520,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/26/2025 08/26/25 Sold $1,735,000 -3.6% $375 / Sq Ft
07/28/2025 07/28/25 Pending -- -- --
07/03/2025 07/03/25 For Sale $1,800,000 -- $389 / Sq Ft
Source: Water Wonderland Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,363 $507,200 $0 $0
2024 $3,428 $392,000 $0 $0
2023 $3,281 $392,000 $0 $0
2022 $7,549 $312,100 $0 $0
2021 $7,201 $260,900 $0 $0
2020 $7,064 $258,500 $0 $0
2019 $6,863 $258,800 $0 $0
2018 $6,676 $263,700 $0 $0
2016 $10,664 $255,600 $0 $0
2015 -- $253,300 $0 $0
2014 -- $242,000 $0 $0
2013 -- $239,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Water Wonderland Board of REALTORS®

MLS Number: 201835679

Water Wonderland Board of REALTORS®

APN: 004-480-040-0000