NOT LISTED FOR SALE

1695 Speer Dr Ludington, MI 49431

Estimated Value: $565,986 - $881,000

4 Beds
2.5 Baths
2,286 Sq Ft
$336/Sq Ft Est. Value

Last Sold October 06, 2020

Last sale price $495,000 $217 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $4,857/month

191 Days on Market

Highlights

  • Private Waterfront
  • Fireplace in Primary Bedroom
  • Traditional Architecture
  • Lakeview Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of October 2020

Your perfect oasis on the lake! 4 bed 2 1/2 bath home with 102 ft private Lake Michigan frontage on 1.8 acres. Everything you could ask for in a home. Stunning views from the main floor master, with direct access to your West facing deck. Plenty of backyard space for summer nights entertaining your guests. 32 x 48 pole barn for all of your toys. Remodeled and updated, including a new septic and field in 2001, flooring, and bathroom updates in 2018. So much to enjoy! Huge living room with views to match. Two bedrooms upstairs, one with a half bath, and amazing views. Plenty of basement storage. Come see this home today!

Last Agent to Sell the Property

Steve Winczewski

GREENRIDGE Realty Ludington License #6506046874 Listed on: 03/02/2020

Last Buyer's Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,308

Year Built

  • Built in 1985

Lot Details

  • 1.8 Acre Lot
  • Lot Dimensions are 103x621
  • Private Waterfront
  • 102 Feet of Waterfront
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,286 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Insulated Windows
  • Bay Window
  • Living Room
  • Partial Basement

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Fireplace in Primary Bedroom
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • Deck
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heating System Powered By Owned Propane
  • Propane
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,308

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1985
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 103x621
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2286.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 5308.06
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Waterfront Options:Water Frontage3: 102.0
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Windows:BayBow: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Water Heater:Electric3: Yes
  • Additional Items:Central Vacuum: Yes
  • Additional Items:LP Tank Owned: Yes
  • General Property Info:SqFt Above Grade: 2286.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Other Structures:Pole Barn: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Central Vacuum, Garage Door Opener, LP Tank Owned, Whirlpool Tub
  • Fireplace Features: Primary Bedroom
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Partial
  • LivingArea: 2286.0
  • Window Features: Insulated Windows, Bay/Bow
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 768.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Primary Bedroom: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 539900.0
  • Lot Features: Level
  • Other Structures: Pole Barn
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 1.8
  • Lot Size Area: 1.8
  • Lot Dimensions: 103x621
  • Lot Size Sq Ft: 78408.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5308.06
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 2, 2020
Closed on
Oct 6, 2020
Sold by
Murt Lt
Bought by
Hyman Daniel and Deschaine Bridget
Seller's Agent
Steve Winczewski
GREENRIDGE Realty Ludington
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$595,000
Sold Price
$495,000
Premium/Discount to List
-$100,000
-16.81%
Current Estimated Value
$767,497

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$272,497
Avg. Annual Appreciation
9.05%
Original Mortgage
$396,000
Outstanding Balance
$352,221
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$415,276

Purchase Details

Closed on
Feb 21, 2019
Sold by
Buursma Kurt and Buursma Molly
Bought by
Buursma Kurt and Buursma Molly

Purchase Details

Listed on
Jun 8, 2018
Closed on
Jul 6, 2018
Sold by
Seath T
Bought by
Buursma Kurt and Buursma Molly
Seller's Agent
Lois Mitzelfeld-Janish
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Lois Mitzelfeld-Janish
LIGHTHOUSE REALTY-Ludington
List Price
$650,000
Sold Price
$625,000
Premium/Discount to List
-$25,000
-3.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.85%
Original Mortgage
$453,100
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 1992
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hyman Daniel $495,000 None Available
Buursma Kurt -- --
Buursma Kurt $625,000 --
-- $92,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hyman Daniel $396,000
Previous Owner Buursma Kurt $453,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/06/2020 10/06/20 Sold $495,000 -16.8% $217 / Sq Ft
09/09/2020 09/09/20 Pending -- -- --
03/02/2020 03/02/20 For Sale $595,000 -4.8% $260 / Sq Ft
07/06/2018 07/06/18 Sold $625,000 -3.8% $198 / Sq Ft View Prior Sale
06/08/2018 06/08/18 Pending -- -- --
06/08/2018 06/08/18 For Sale $650,000 -- $206 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,829 $235,300 $235,300 $0
2024 -- $240,700 $240,700 $0
2023 -- $203,800 $203,800 $0
2022 -- $205,100 $0 $0
2021 -- $219,500 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2020

    Steve Winczewski

    GREENRIDGE Realty Ludington

    (231) 740-3787

    81 Total Sales

    Steve Winczewski
    Section Image
  • Debby Stevenson

    Buyer's Agent in 2020

    Debby Stevenson

    Greenridge Realty S Rath

    (231) 510-5727

    460 Total Sales

    Debby Stevenson
    Section Image
  • Lois Mitzelfeld-Janish

    Seller's Agent in 2018

    Lois Mitzelfeld-Janish

    LIGHTHOUSE REALTY-Ludington

    (231) 510-5065

    104 Total Sales

    Lois Mitzelfeld-Janish
    Section Image
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Map

Source: MichRIC

MLS Number: 20007669

MichRIC

APN: 010-027-300-006-00

Michigan Mason County Ludington 49431

1695 Speer Dr, Ludington, MI

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MichRIC Information is deemed reliable but not guaranteed.
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