$347,000

1695 W Highway 98 Unit 102 Mary Esther, FL 32569

Estimated payment $2,636/month

Total Views 8,242
3 Beds
2 Baths
1,250 Sq Ft
$278 Price per Sq Ft

Highlights

  • Views of a Sound
  • Boat Dock
  • Main Floor Primary Bedroom
  • Florosa Elementary School Rated 9+
  • Home fronts a sound
  • Covered Patio or Porch

About This Home

Looking for a Waterfront Condo? This 3 bedroom, 2 bath, first floor condo might be the one for you! You'll have water views from your living room, kitchen and primary bedroom. The two guest bedrooms are perfect for the guests you will surely be hosting! The attractive, neutral-toned tile is throughout the home. For an additional fee, there are boat slips available for owners, via first come, first serve waiting list. There is storm protection for the water facing doors.

Listing Agent

Paula Sherman

ERA American Real Estate License #3071894 Listed on: 09/13/2025

Co-Listing Agent

Paige King

ERA American Real Estate License #3359838

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,313

Year Built

  • Built in 1983

Lot Details

  • Home fronts a sound

HOA Fees

  • $700 Monthly HOA Fees

Home Design

  • Stucco

Interior Spaces

  • 1,250 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Living Room
  • Tile Flooring
  • Views of a Sound
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Induction Cooktop
  • Ice Maker

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Home Security

Outdoor Features

  • Docks
  • Covered Patio or Porch

Schools

  • Florosa Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 14-2S-25-0137-0000-1020

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty
  • Channel Marker Subdivision

Recreation

  • Boat Dock

Security

  • Hurricane or Storm Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,313

Year Built

Built in 1983

Lot Details

0

HOA Fees

$700 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: EAM1
  • Co List Office Phone: 850-651-2454
  • Subdivision Name: CHANNEL MARKER
  • Directions: From W HWY 98, turn south on W Channel Marker Street. Condo building (1695) is at end of street.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1983
  • Remarks Misc:Remarks: Looking for a Waterfront Condo? This 3 bedroom, 2 bath, first floor condo might be the one for you! You'll have water views from your living room, kitchen and primary bedroom. The two guest bedrooms are perfect for the guests you will surely be hosting! The attractive, neutral-toned tile is throughout the home. For an additional fee, there are boat slips available for owners, via first come, first serve waiting list. There is storm protection for the water facing doors.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Sound2: Yes
  • Energy:Ceiling Fans: Yes
  • Waterfront:Unit Waterfront: Yes
  • Waterfront:Sound: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator W/IceMk, Smooth Stovetop Rnge, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Washer/Dryer Hookup
  • Stories: 3
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes

Exterior Features

  • View: Sound
  • Waterfront Features: Unit Waterfront, Sound
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Dock, Hurricane Shutters
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Dock, Waterfront
  • Association #2 Fee: 700.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Florosa
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 14-2S-25-0137-0000-1020

Tax Info

  • Tax Annual Amount: 1312.71
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,284 $148,100 -- --
2023 $1,284 $143,786 $0 $0
2022 $1,213 $139,598 $0 $0
2021 $1,205 $135,532 $0 $0
2020 $1,150 $133,661 $0 $0
2019 $1,112 $150,000 $0 $0
2018 $1,060 $128,220 $0 $0
2017 $1,053 $125,583 $0 $0
2016 $1,025 $123,000 $0 $0
2015 $1,061 $123,000 $0 $0
2014 $1,441 $118,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Price Changed $347,000 -1.4% $278 / Sq Ft
10/01/2025 10/01/25 Price Changed $352,000 -1.4% $282 / Sq Ft
09/13/2025 09/13/25 For Sale $357,000 -- $286 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $145,000 First American Title Ins Co
Warranty Deed $110,000 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $116,000 New Conventional
Previous Owner $88,000 No Value Available
Source: Public Records

About the Listing Agent

Paula Sherman

ERA American Real Estate

(448) 231-6242

Section Image

Paula Sherman has been with ERA American Real Estate since 2002. She comes to real estate after serving 33 years as a registered nurse and USAF(r) Col flight nurse. She received her Brokers license in 2010.

Paula has drawn together a team to ensure the best of customer service and it shows in the customer reviews the team regularly receives. Her Team was recognized by ERA as 1 of 3 top teams internationally for customer satisfaction in 2019.

Paula is an Endorsed Local Provider for

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Source: Emerald Coast Association of REALTORS®

MLS Number: 985296

Emerald Coast Association of REALTORS®

APN: 14-2S-25-0137-0000-1020