$982,000
SOLD OCT 17, 2025
3 Beds
2.5 Baths
2,648 Sq Ft
0.98 Acres

Recently Sold

$371 Per Sq Ft

3% Above List Price

5 Days on Market

Highlights

  • Home fronts navigable water
  • Horses Allowed On Property
  • Gourmet Kitchen
  • Water Access
  • Second Garage
  • 0.98 Acre Lot

About This Home

As of October 2025

This contemporary home blends modern design with traditional touches, offering comfort, elegance, and function. A dramatic wall of glass in the living room frames views of birds, wildlife, and the home’s stunning landscape gardens. The vaulted ceilings create more elegances to this open-floor concept. The first-floor primary suite is complemented by a full laundry room on the same level, creating ease of living.
Upstairs, a loft provides additional living space, while the home offers two additional bedrooms and 2.5 baths in total. The kitchen is beautifully tailored with quality finishes, and the full basement offers potential for even more finished living space.
For car enthusiasts, the property features an oversized two-plus car garage with a dedicated car bay and work area, in addition to a separate two-car detached garage.
Set on a beautifully landscaped one-acre lot, the home showcases diverse gardens designed to attract nature, creating a private retreat while remaining close to all the attractions of Annapolis. The community enhances the lifestyle with exceptional amenities including a pool, tennis, pickleball, and more.

Last Agent to Sell the Property

Dee Dee McCracken

(410) 739-7571 dmccracken@cbmove.com Coldwell Banker Realty License #604708 Listed on: 09/04/2025

Coldwell Banker Realty

Last Buyer's Agent

Bob Chew

(410) 995-9600 brg@bobandronna.com Samson Properties License #575539

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,607

Year Built

  • Built in 1987

Lot Details

  • 0.98 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • Corner Lot
  • Property is zoned R1

HOA Fees

  • $127 Monthly HOA Fees

Parking

  • 4 Garage Spaces | 2 Direct Access and 2 Detached
  • 6 Driveway Spaces
  • Second Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Transitional Architecture
  • Permanent Foundation
  • Poured Concrete
  • Frame Construction
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,648 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Family Room Overlook on Second Floor
  • Living Room
  • Dining Room
  • Storage Room
  • Utility Room
  • Wood Flooring

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Down Draft Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • ENERGY STAR Qualified Washer

Basement

  • Heated Basement
  • Connecting Stairway
  • Garage Access
  • Space For Rooms

Schools

  • Rolling Knolls Elementary School
  • Bates Middle School
  • Annapolis High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • 60 Gallon+ Water Heater
  • Septic Tank
  • Cable TV Available

Additional Features

  • More Than Two Accessible Exits
  • Water Access
  • Horses Allowed On Property

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 020270510142530

Community Details

Overview

  • $3,050 Capital Contribution Fee
  • $830 Other One-Time Fees
  • Saefern HOA
  • Saefern Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,607

Year Built

Built in 1987

Lot Details

0

HOA Fees

$127 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Transitional
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/4/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Cooktop - Down Draft, Dryer, Energy Star Clothes Washer, Exhaust Fan, Icemaker, Oven - Wall, Refrigerator, Washer, Water Heater
  • Interior Amenities: Bathroom - Soaking Tub, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter, Permanent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, 2nd Stry Fam Ovrlk, Laundry, Storage Room, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Garage Access, Heated, Poured Concrete, Space For Rooms
  • Laundry Type: Main Floor
  • Total Sq Ft: 2648
  • Living Area Sq Ft: 2648
  • Price Per Sq Ft: 358.76
  • Above Grade Finished Sq Ft: 2648
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Water Access: Yes
  • Water Body Name: Clements creek
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access, Oversized, Underground
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Central
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv, Electric Available
  • Water Source: Private
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1525.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: SAEFERN
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 830.00
  • Other Fees Frequency: One Time
  • Capital Contribution Fee: 3050.00

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: ROLLING KNOLLS
  • High School: ANNAPOLIS
  • Middle Or Junior School: BATES

Lot Info

  • Horses: Yes
  • Additional Parcels: No
  • Lot Size Acres: 0.98
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 42500.00
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8607.00
  • Assessor Parcel Number: 020270510142530
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 22, 2004
Sold by
Pedersen Bo
Bought by
Towers Robert G and Sloan Sieghild B

Purchase Details

Closed on
May 1, 2000
Sold by
Jones Richard C
Bought by
Pedersen Bo

Purchase Details

Closed on
Mar 24, 1987
Sold by
Simerl R A
Bought by
Jones Richard C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,600
Interest Rate
9.03%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $650,000 --
Deed $405,000 --
Deed $92,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $209,600 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $982,000 +3.4% $371 / Sq Ft
09/04/2025 09/04/25 For Sale $950,000 -- $359 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,725 $796,500 $431,600 $364,900
2024 $7,725 $751,333 $0 $0
2023 $7,503 $706,167 $0 $0
2022 $6,997 $661,000 $413,600 $247,400
2021 $13,709 $634,800 $0 $0
2020 $6,677 $608,600 $0 $0
2019 $6,545 $582,400 $311,600 $270,800
2018 $5,906 $582,400 $311,600 $270,800
2017 $6,378 $582,400 $0 $0
2016 -- $592,100 $0 $0
2015 -- $592,100 $0 $0
2014 -- $592,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2121148

Bright MLS

APN: 02-705-10142530