NOT LISTED FOR SALE

17 Talking Rock Dr Murphy, NC 28906

Estimated Value: $577,419 - $610,000

3 Beds
4 Baths
-- Sq Ft
1.36 Acres

Last Sold July 03, 2024

Last sale price $595,000

Current estimated payment $3,345/month

15 Days on Market

Highlights

  • Chalet
  • Wood Flooring
  • Detached Garage
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Fireplace

About This Home

As of July 2024

SELLER FINANCING AT 5% INTEREST AVAILABLE. Discover serenity in this stunning mountain retreat boasting 3 beds and 4 baths nested in the desirable Tarheel North location, only minutes to downtown Murphy. Embrace the charm of vaulted tongue and groove ceilings, wood floors and stone fireplace in the great room. A well appointed kitchen and formal dining room are perfect for entertaining family & friends. There are dual primary suits, one on the main level with an additional guest room or office and the 2nd primary suite upstair in the oversized loft. An amazing finished lower level with a kitchen is set up as separate living quarters for guest or can be an income producing rental. Hard to find 3 car garage with 600 sq. ft. over attic storage. Immerse yourself in nature with wooded surroundings and an abundance of wildlife from the wrap around covered porch and large open deck. You will appreciate the quality of this well built home including upgraded features like a commercial standing seam metal roof and Dual zoned HVAC. To make this even more attractive, the seller is offering seller financing at only 5% interest with 20% down to balloon in 5 years. This is a huge savings on closing cost and monthly interest payments. This home offers both luxury and practicality for your mountain lifestyle.

Last Agent to Sell the Property

Donna Srabian Team

REMAX Town & Country - Murphy Brokerage Phone: 8288352334 License #318436 Listed on: 05/16/2024

REMAX Town & Country - Murphy

Last Buyer's Agent

Eric Stevenson

REMAX Town & Country - Murphy License #390467

REMAX Town & Country - Murphy

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,696

Year Built

  • Built in 2003

Lot Details

  • 1.36

Home Design

  • Chalet
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 4 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Detached Garage
  • Open Parking

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Additional Features

  • Fire Pit
  • 1.36 Acre Lot

Community Details

  • Property has a Home Owners Association
  • Tarheel North Subdivision

Listing and Financial Details

  • Assessor Parcel Number 458212952372000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,696

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Year Built: 2003
  • Property Sub Type: Residential
  • Road Frontage Type: None
  • Lot Size Acres: 1.36
  • Road Surface Type: Paved
  • Subdivision Name: Tarheel North
  • Architectural Style: Chalet
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer, Electric Water Heater
  • Has Basement: Finished, Slab
  • Full Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Flooring: Wood, Carpet, Tile, Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Cathedral Ceiling(s)
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Metal, See Remarks
  • View: No
  • Waterfront: No
  • Construction Type: Frame, Wood Siding, Log Siding
  • Exterior Features: Private Yard, Fire Pit
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Garage, Detached, Asphalt

Utilities

  • Cooling: Central Air, Heat Pump, Zoned
  • Heating: Central, Heat Pump, Zoned, Propane
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Shared Well

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 160
  • Association: Yes

Schools

  • Junior High Dist: Cherokee

Lot Info

  • Lot Size Sq Ft: 59241.6
  • Parcel #: 458212952372000
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2024
Closed on
Jun 25, 2024
Sold by
Smith David and Fogle Darlene
Bought by
Gumina Richard and Oliveira Katiane
Seller's Agent
Donna Srabian Team
REMAX Town & Country - Murphy
Buyer's Agent
Eric Stevenson
REMAX Town & Country - Murphy
List Price
$595,000
Sold Price
$595,000
Views
32
Current Estimated Value
$596,105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,105
Avg. Annual Appreciation
0.14%
Original Mortgage
$540,000
Outstanding Balance
$421,980
Interest Rate
6.94%
Mortgage Type
Seller Take Back
Estimated Equity
$174,125

Purchase Details

Listed on
Mar 12, 2020
Closed on
Jul 31, 2020
Sold by
Adams Timothy Ray and Adams Lou Ann
Bought by
Smith David and Fogle Darlene
Seller's Agent
Corky Vetten
EXIT Realty Mountain View Properties
Buyer's Agent
Randy Dockery
REMAX Mountain Properties
List Price
$320,000
Sold Price
$320,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.14%

Purchase Details

Closed on
Oct 31, 2012
Sold by
Barnes Billy L and Barmes Darlene C
Bought by
Federal National Mortgage Association and Fannie Mae
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gumina Richard $595,000 None Listed On Document
Gumina Richard $595,000 None Listed On Document
Smith David $320,000 None Available
Federal National Mortgage Association -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gumina Richard $540,000
Closed Gumina Richard $540,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/03/2024 07/03/24 Sold $595,000 0.0% --
06/01/2024 06/01/24 Pending -- -- --
05/16/2024 05/16/24 For Sale $595,000 +85.9% --
08/04/2020 08/04/20 Sold $320,000 0.0% $165 / Sq Ft View Prior Sale
07/06/2020 07/06/20 Pending -- -- --
03/12/2020 03/12/20 For Sale $320,000 +141.5% $165 / Sq Ft
01/25/2013 01/25/13 Sold $132,500 0.0% -- View Prior Sale
12/28/2012 12/28/12 Pending -- -- --
12/12/2012 12/12/12 For Sale $132,500 -- --
Source: Northeast Georgia Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,696 $368,250 $0 $0
2024 -- $342,580 $0 $0
2023 -- $342,580 $0 $0
2022 $0 $342,580 $0 $0
2021 $0 $342,580 $20,000 $322,580
2020 $1,417 $229,000 $0 $0
2019 $1,417 $216,780 $0 $0
2018 $1,417 $216,780 $0 $0
2017 $1,337 $203,820 $0 $0
2016 $1,337 $203,820 $0 $0
2015 $1,283 $203,820 $41,800 $162,020
2012 -- $201,860 $41,800 $160,060
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Georgia Board of REALTORS®

MLS Number: 403920

Northeast Georgia Board of REALTORS®

APN: 4582-12-95-2372-000