NOT LISTED FOR SALE

Estimated Value: $439,017 - $474,000

3 Beds
2.5 Baths
1,812 Sq Ft
$253/Sq Ft Est. Value

Last Sold January 03, 2025

Last sale price $434,900 $240 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,102/month

31 Days on Market

Highlights

  • Spa
  • Vaulted Ceiling
  • Wood Flooring
  • Munhall Elementary School Rated A
  • Traditional Architecture
  • Stainless Steel Appliances

About This Home

As of January 2025

Welcome to this beautiful two-story home in the highly sought-after Cambridge East neighborhood of St. Charles! Located on the east side, you'll be just minutes from parks, shopping, restaurants, and part of the award-winning St. Charles school district 303. This is a Banbury model, but the additional family room and kitchen are custom! This 3 bedroom, 2.5 bath home sits on a professionally landscaped, fully fenced lot and features a 2-car garage and a charming backyard with a large brick paver patio-perfect for outdoor gatherings. Inside, you'll find freshly painted interiors and solid hickory hardwood floors throughout most of the main level. The formal dining room and eat-in kitchen are ideal for hosting as the oversized kitchen (updated in 2013) features an island, stainless steel appliances (including refrigerator, dishwasher, and microwave all replaced in 2022), a newer stove, a stylish tile backsplash, and a convenient slider leading to the backyard. The extended, vaulted family room is the heart of the home, complete with a floor to ceiling masonry, wood burning fireplace with scenic views of the backyard-perfect for both entertaining and relaxation. Upstairs, you'll love the three generously sized bedrooms with wood laminate throughout, including the primary suite with an ensuite bath (updated in 2017). The newly remodeled hall bathroom adds a modern touch. The unfinished basement offers endless potential for customization to suit your needs. Don't miss out on this home in an excellent location! The many updates include: Hall Bath remodel 2023, Crown molding throughout kitchen, foyer, hallway and primary bedroom, Windows/Siding 2013, Roof 2004, Hot Tub 2019, Interior Paint 2024, Hickory solid wood flooring 2013, Ensuite bath remodel 2017, HVAC 2017, Garbage disposal 2024, Smoke/Carbon Monoxide detectors 2024, Brick paver patio and professional landscaping 2022, Dryer 2022.

Last Agent to Sell the Property

Christine Currey

RE/MAX All Pro - St Charles License #475168644 Listed on: 10/23/2024

RE/MAX All Pro - St Charles

Co-Listed By

Erin Koertgen

RE/MAX All Pro - St Charles License #475189634

Last Buyer's Agent

Tim Schiller

@properties Christie?s International Real Estate License #475127707

@properties Christie?s International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,442

Year Built

  • Built in 1985

Lot Details

  • Lot Dimensions are 60x108
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,812 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Spa
  • Brick Porch or Patio
  • Shed

Schools

  • Fox Ridge Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Cambridge East Subdivision

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,442

Year Built

Built in 1985

Lot Details

6,970 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Cambridge East
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hot Tub, Hardwood Floors
  • LivingArea: 1812
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1812
  • Basement Description: Partially Finished,Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Family Room
  • Total Sq Ft: 1812
  • Attic: Unfinished
  • Door Features: Sliding Glass Door(s)
  • Window Features: Blinds
  • Flooring: Wood Laminate
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Patio, Hot Tub, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Sewer-Storm
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Fox Ridge Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School

Lot Info

  • Lot Dimensions: 60X108
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7442
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2024
Closed on
Dec 27, 2024
Sold by
Potter David J and Potter Vicki L
Bought by
White Jacob M and Kilbourne Mary
Seller's Agent
Christine Currey
RE/MAX All Pro - St Charles
Buyer's Agent
Tim Schiller
@properties Christie?s International Real Estate
List Price
$449,900
Sold Price
$434,900
Premium/Discount to List
-$15,000
-3.33%
Views
114
Current Estimated Value
$458,254

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,354
Avg. Annual Appreciation
4.38%
Original Mortgage
$391,410
Outstanding Balance
$388,749
Interest Rate
6.92%
Mortgage Type
New Conventional
Estimated Equity
$69,505
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Jacob M $435,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Jacob M $391,410
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/03/2025 01/03/25 Sold $434,900 0.0% $240 / Sq Ft
11/25/2024 11/25/24 Pending -- -- --
11/12/2024 11/12/24 Price Changed $434,900 -3.3% $240 / Sq Ft
10/24/2024 10/24/24 For Sale $449,900 -- $248 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,851 $121,769 $33,516 $88,253
2023 $7,442 $108,985 $29,997 $78,988
2022 $7,257 $100,883 $33,203 $67,680
2021 $6,946 $96,161 $31,649 $64,512
2020 $6,861 $94,368 $31,059 $63,309
2019 $7,139 $92,499 $30,444 $62,055
2018 $6,736 $87,208 $29,286 $57,922
2017 $6,441 $82,870 $28,284 $54,586
2016 $6,757 $79,960 $27,291 $52,669
2015 -- $76,847 $26,997 $49,850
2014 -- $74,223 $26,997 $47,226
2013 -- $77,284 $27,267 $50,017
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12191340

Midwest Real Estate Data (MRED)

APN: 09-35-406-012

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