$495,000
OPEN SUN 12PM - 3PM

17093 W Bernardo Dr Unit 106 San Diego, CA 92127

Rancho Bernardo Neighborhood

Estimated payment $3,474/month

Total Views 480,523
2 Beds
1 Bath
855 Sq Ft
$579 Price per Sq Ft

Highlights

  • Fitness Center
  • Gated Community
  • Community Lake
  • Westwood Elementary School Rated A+
  • 20.03 Acre Lot
  • 4-minute walk to Westwood Club

About This Home

Incredible Value in Rancho Bernardo! Stop renting and start owning — or add a solid investment to your portfolio — with the lowest-priced 2-bedroom condo in Rancho Bernardo! This ground-floor home is bright, welcoming, and comes with its own private patio, central HVAC, and space for an in-unit stackable washer/dryer. The sought-after Waterbridge community offers the lifestyle you’ve been looking for: a sparkling pool, relaxing spa, fitness center, clubhouse, community laundry, and even its own lake with peaceful walking paths. Extra parking is also available through the HOA — a rare bonus! Financing perks: FHA assumable loan at 2.87%! Up to 3% Down Payment Assistance available for qualified buyers. Whether you’re a first-time buyer ready to build equity or an investor eyeing a prime rental, this is an unbeatable opportunity in a desirable neighborhood. Homes at this price point in Rancho Bernardo don’t come around often — make your move today!

Listing Agent

Ricardo Velarde

Realty One Group Pacific Brokerage Email: velardeone@gmail.com License #02039845 Listed on: 06/06/2025

Realty One Group Pacific

Co-Listing Agent

Angela Avilez

Realty One Group Pacific Brokerage Email: velardeone@gmail.com License #01885799

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,810

Year Built

  • Built in 1994

Lot Details

  • End Unit
  • 1 Common Wall
  • Electric Fence

HOA Fees

  • $480 Monthly HOA Fees

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 855 Sq Ft Home
  • 1-Story Property
  • Double Pane Windows
  • Neighborhood Views

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry Located Outside
  • Stacked Washer and Dryer

Parking

  • 1 Open Parking Space
  • 1 Parking Space
  • Parking Available
  • Automatic Gate
  • Parking Permit Required
  • Assigned Parking

Additional Features

  • Patio
  • Central Heating and Cooling System

Listing and Financial Details

  • Tax Tract Number 10767
  • Assessor Parcel Number 2735702222
  • $47 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • 368 Units
  • Waterbridge Community Association, Phone Number (760) 585-1761
  • Property Advantage HOA
  • Waterbridge Luxury Condominiums
  • Community Lake

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse

Recreation

  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,810

Year Built

Built in 1994

Lot Details

0

HOA Fees

$480 per month

Listing Details

  • Assessments: Yes
  • Park Name: Waterbridge Luxury Condominiums
  • Property Attached: Yes
  • Security: Automatic Gate, Gated Community
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 2735702222
  • Year Built: 1994
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: OpenHouse

Interior Features

  • Fireplace: No
  • Living Area: 855.00 Square Feet
  • Stories: 1
  • Entry Location: Ground Floor
  • Common Walls: 1 Common Wall, End Unit
  • Flooring: Laminate, Tile
  • Appliances: Yes
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Level: 1
  • Levels: One
  • Price Per Square Foot: 578.95
  • Room Type: All Bedrooms Down
  • Window Features: Double Pane Windows

Exterior Features

  • Patio: Yes
  • View: Neighborhood
  • Fence: Yes
  • Fencing: Electric
  • Patio And Porch Features: Patio
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: No
  • Parking: Yes
  • Parking Features: Assigned, Permit Required
  • Total Parking Spaces: 1.00
  • Uncovered Spaces: 1.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Electric Cooktop, Microwave
  • Heating Type: Central
  • Laundry Features: Outside, Stackable, Washer Hookup
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Barbecue, Clubhouse, Gym/Ex Room, Lake or Pond, Picnic Area, Playground, Pool, Spa/Hot Tub, Trash, Water
  • Association Fee: 480.00
  • Association Fee Frequency: Monthly
  • Association Name: Waterbridge Community Association
  • Phone: 760.585.1761
  • Senior Community: No
  • Community Features: Sidewalks
  • Association Management: Property Advantage

Schools

  • School District: Poway Unified

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 872506.80
  • Lot Size Acres: 20.0300

Multi Family

  • Lease Considered: No
  • Lot Size Area: 20.0300 Acres
  • Number Of Units In Community: 368

Tax Info

  • Tax Tract Number: 010767
  • TaxOtherAnnualAssessmentAmount: 47.42

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,810 $340,964 $248,958 $92,006
2024 $3,810 $334,279 $244,077 $90,202
2023 $3,729 $327,726 $239,292 $88,434
2022 $3,667 $321,300 $234,600 $86,700
2021 $3,620 $315,000 $230,000 $85,000
2020 $3,752 $327,726 $234,090 $93,636
2019 $3,655 $321,300 $229,500 $91,800
2018 $1,582 $137,984 $49,674 $88,310
2017 $1,540 $135,279 $48,700 $86,579
2016 $1,508 $132,628 $47,746 $84,882
2015 $2,635 $234,594 $107,097 $127,497
2014 $2,574 $230,000 $105,000 $125,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 For Sale $495,000 +57.1% $579 / Sq Ft
07/23/2020 07/23/20 Sold $315,000 -4.5% $368 / Sq Ft
06/14/2020 06/14/20 Pending -- -- --
06/03/2020 06/03/20 For Sale $330,000 -- $386 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed $315,000 Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Grant Deed $315,000 Chicago Title Company
Deed -- None Available
Grant Deed -- None Available
Interfamily Deed Transfer -- California Title Company
Grant Deed $125,000 California Title Company
Grant Deed $298,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $309,294 FHA
Previous Owner $252,000 New Conventional
Previous Owner $68,500 Credit Line Revolving
Previous Owner $276,000 Unknown
Previous Owner $28,500 Credit Line Revolving
Previous Owner $238,392 Credit Line Revolving
Closed $59,598 No Value Available
Source: Public Records

About the Listing Agent

Ricardo Velarde

Realty One Group Pacific

(833) 277-8075

Section Image

Born and raised in San Diego, California, Ricardo Velarde is a residential real estate expert specializing in assisting First-Time Homebuyers and Home Sellers. Backed by fantastic customer service and successful negotiation skills, Ricardo guarantees his clients an above satisfactory experience.

Ricardo is part of the Cardenas & Company Real Estate Team, one of the most elite teams in all of the Realty ONE Group Pacific Franchise. When Ricardo is not practicing real estate, you can find

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2504230

California Regional Multiple Listing Service (CRMLS)

APN: 273-570-22-22