NOT LISTED FOR SALE

171 Rock Cliff Ln Banner Elk, NC 28604

Estimated Value: $621,000 - $798,000

4 Beds
3.5 Baths
2,318 Sq Ft
$302/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $424,000 $183 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $4,172/month

Highlights

  • Waterfall on Lot
  • Seasonal View
  • Attic
  • Valle Crucis Elementary School Rated A-
  • Traditional Architecture
  • Community Pool

About This Home

As of August 2021

In the center of Foscoe, at the top of the Mill Ridge Community you will find this 4 bedroom / 3.5 bathroom home nestled between trees. With seasonal views and utmost privacy, this hidden gem offers a newly updated kitchen with treated live edge counter tops, updated cabinets and a moveable island. With a metal roof, recently power washed siding, spruced up landscaping and a front yard waterfall, this could be a dream for a new homeowner. The unfinished basement has over 1000SQFT of usable space and is presently used as a workshop & workout area. Currently rented until the end of January 2022, bringing in $2500 per month. An added bonus in Mill Ridge is that it has community water and sewer services, as well as offering several amenities such as a heated pool, tennis courts, an outdoor basketball court, fields to play in and snow removal in the winter months. Sellers are offering a 1 year home warranty with an acceptable offer. Please follow the link for a virtual tour - https://my.matterport.com/show/?m=Hgq6Hsw42XJ

Last Agent to Sell the Property

Jaco Gerbrands

Allen Tate Real Estate - Blowing Rock Listed on: 07/27/2021

Allen Tate Real Estate - Blowing Rock

Last Buyer's Agent

Jordan Foster

Mountain Estate Realty

Mountain Estate Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,482

Year Built

  • Built in 2003

Lot Details

  • 0.53 Acre Lot
  • Property fronts a private road
  • Zoning described as Subdivision

HOA Fees

  • $165 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2,318 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Wood Burning Fireplace
  • Stone Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Screens
  • Seasonal Views
  • Pull Down Stairs to Attic

Kitchen

  • Gas Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Crawl Space

Parking

  • Private Parking
  • Gravel Driveway

Outdoor Features

  • Wrap Around Porch
  • Open Patio
  • Waterfall on Lot

Schools

  • Valle Crucis Elementary School
  • Watauga High School

Utilities

  • Two Cooling Systems Mounted To A Wall/Window
  • Forced Air Heating System
  • Heating System Uses Propane
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Short Term Rentals Allowed
  • Long Term Rental Allowed
  • Assessor Parcel Number 1878-96-0590-000

Community Details

Overview

  • Mill Ridge Subdivision

Recreation

  • Tennis Courts
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,482

Year Built

Built in 2003

Lot Details

0

HOA Fees

$165 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.53
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel, Paved
  • Subdivision Name: Mill Ridge
  • Above Grade Finished Sq Ft: 2318.0
  • Architectural Style: Traditional
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2003
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Cooktop, Gas Water Heater, Microwave Hood Fan, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Heater
  • Has Basement: Crawl Space, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: One, Stone, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Attic, Central Vacuum, Pull Down Attic Stairs
  • Living Area: 2318.0
  • Stories: 2
  • Window Features: Double Pane Windows, Screens, Vinyl

Exterior Features

  • Lot Features: Waterfall
  • Pool Features: Community
  • View: Seasonal View
  • Home Warranty: Yes
  • Construction Type: Vinyl Siding, Wood Frame
  • Exterior Features: Gravel Driveway
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Multiple, Open, Wrap Around
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway, Gravel, Private

Utilities

  • Laundry Features: In Basement
  • Cooling: 2 Units
  • Cooling Y N: Yes
  • Heating: Forced Air, Fireplace(s), Propane
  • Heating Yn: Yes
  • Sewer: Community/Coop Sewer
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Pool, Tennis Court(s), Trails/Paths, Long Term Rental Allowed, Short Term Rental Allowed
  • Association Fee: 165.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Elementary School: Valle Crucis
  • High School: Watauga

Lot Info

  • Parcel #: 1878-96-0590-000
  • Zoning Description: Subdivision
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1482.0
  • Tax Book Number: 2035/165

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 20, 2025
Sold by
Montes Walter O and Aracely Castro Reyes Reina
Bought by
Montes Properties Llc
Current Estimated Value
$700,347

Purchase Details

Closed on
Sep 3, 2024
Sold by
Montes Walter O and Reyes Reina Aracely
Bought by
Decuellar Edys Oneida Monte and Cuellar Edgar Yovanny

Purchase Details

Closed on
Aug 9, 2024
Sold by
Decuellar Edys Oneida Montes and Molina Edgar Yovanny
Bought by
Montes Walter O and Reyes Reina Aracely

Purchase Details

Closed on
May 6, 2024
Sold by
Montes Walter O and Reyes Reina Aracely
Bought by
Decuellar Edys Oneida Monte and Molina Edga Yovanny

Purchase Details

Closed on
Dec 14, 2023
Sold by
Decuellar Edys Oneida Montes and Decuellar Edgar Yo
Bought by
Montes Walter O and Aracely Cast Reyes Reina

Purchase Details

Listed on
Jul 27, 2021
Closed on
Aug 23, 2021
Sold by
Randall Paige W and Randall Wesley A
Bought by
Montes Walter O and Reyes Reina Aracely
Seller's Agent
Jaco Gerbrands
Allen Tate Real Estate - Blowing Rock
Buyer's Agent
Jordan Foster
Mountain Estate Realty
List Price
$424,000
Sold Price
$424,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.10%
Original Mortgage
$339,200
Interest Rate
2.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 13, 2019
Closed on
Jun 24, 2019
Sold by
Shook Derek J and Shook Kerri W
Bought by
Williams Paige E
Seller's Agent
Irene Sawyer
Keller Williams High Country
Buyer's Agent
Melody Pineda
RE/MAX Realty Group
List Price
$290,000
Sold Price
$290,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.13%
Original Mortgage
$281,300
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 13, 2017
Closed on
Nov 17, 2017
Sold by
Mahoney Richard C and Mahoney Marsha S
Bought by
Shook Derek J and Shook Kerri W
Seller's Agent
Denise Weinkle
RE/MAX Realty Group
Buyer's Agent
Irene Sawyer
Keller Williams High Country
List Price
$270,000
Sold Price
$270,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.54%
Original Mortgage
$256,500
Interest Rate
3.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montes Properties Llc -- None Listed On Document
Montes Properties Llc -- None Listed On Document
Decuellar Edys Oneida Monte -- None Listed On Document
Montes Walter O -- None Listed On Document
Decuellar Edys Oneida Monte -- None Listed On Document
Montes Walter O -- None Listed On Document
Montes Walter O $424,000 None Available
Williams Paige E $290,000 None Available
Shook Derek J $270,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Montes Walter O $339,200
Previous Owner Williams Paige E $281,300
Previous Owner Shook Derek J $256,500
Previous Owner Moretz Dennis James $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2021 08/27/21 Sold $424,000 0.0% $183 / Sq Ft
07/28/2021 07/28/21 Pending -- -- --
07/27/2021 07/27/21 For Sale $424,000 +46.2% $183 / Sq Ft
06/28/2019 06/28/19 Sold $290,000 0.0% $122 / Sq Ft
05/29/2019 05/29/19 Pending -- -- --
04/13/2019 04/13/19 For Sale $290,000 +7.4% $122 / Sq Ft
11/17/2017 11/17/17 Sold $270,000 0.0% $115 / Sq Ft
10/18/2017 10/18/17 Pending -- -- --
06/13/2017 06/13/17 For Sale $270,000 -- $115 / Sq Ft
Source: High Country Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,295 $595,700 $9,500 $586,200
2023 $2,272 $595,700 $9,500 $586,200
2022 $2,272 $595,700 $9,500 $586,200
2021 $0 $309,600 $13,900 $295,700
2020 $1,482 $309,600 $13,900 $295,700
2019 $1,482 $309,600 $13,900 $295,700
2018 $1,248 $309,600 $13,900 $295,700
Source: Public Records

Agents Affiliated with this Home

  • Jaco Gerbrands

    Seller's Agent in 2021

    Jaco Gerbrands

    Allen Tate Real Estate - Blowing Rock

    (951) 283-9927

    11 in this area

    138 Total Sales

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  • Jordan Foster

    Buyer's Agent in 2021

    Jordan Foster

    Mountain Estate Realty

    (828) 773-8627

    6 in this area

    50 Total Sales

    Section Image
  • Irene Sawyer

    Seller's Agent in 2019

    Irene Sawyer

    Keller Williams High Country

    (614) 928-6544

    10 in this area

    107 Total Sales

    Section Image
  • Melody Pineda

    Buyer's Agent in 2019

    Melody Pineda

    RE/MAX

    (828) 262-1990

    13 Total Sales

    Section Image
  • Denise Weinkle

    Seller's Agent in 2017

    Denise Weinkle

    RE/MAX

    (828) 773-5021

    14 in this area

    76 Total Sales

    Section Image
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Map

Source: High Country Association of REALTORS®

MLS Number: 231657

High Country Association of REALTORS®

APN: 1878-96-0590-000

North Carolina Watauga County Banner Elk 28604

171 Rock Cliff Ln, Banner Elk, NC

This home is located at 171 Rock Cliff Ln, Banner Elk, NC 28604 since 27 July 2021 and is currently estimated at $700,347, approximately $302 per square foot. This property was built in 2003. 171 Rock Cliff Ln is a home located in Watauga County with nearby schools including Valle Crucis Elementary School and Watauga High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

High Country Association of REALTORS® IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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