NOT LISTED FOR SALE

171 Silver Lake Spur Hancock, NY 13783

Estimated Value: $123,000 - $206,000

2 Beds
1 Bath
800 Sq Ft
$198/Sq Ft Est. Value

Last Sold June 10, 2024

Last sale price $161,000 $201 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $910/month

108 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Wood Flooring
  • Views
  • Deck
  • Cottage
  • Open Patio

About This Home

As of June 2024

Welcome to 171 Silver Lake Spur in Hancock, New York! This home is completely renovated and ready for your enjoyment. The remodel includes a new metal roof, new electrical, sheetrock, paint, a tankless water heater, kitchen cabinets, laminate flooring on the main level, and a new front door. The private well, new insulation, and electric baseboard heat make this a comfortable and relaxing escape during all four seasons. Deeded lake frontage of ten feet provides access to the picturesque waters of Silver Lake. Motorized vessels and ice fishing are allowed on this private lake. Down the road a few miles are 700 accessible acres of land at Columbia Lake State Forest. Whether it’s curling up with your favorite book or fishing for perch on Silver Lake, this property can provide the peace of mind you’ve been looking for!

Last Agent to Sell the Property

Megan Schmitt

WOODLAND CREEK REAL ESTATE License #10401379309 Listed on: 02/19/2024

Last Buyer's Agent

Unknown

UNKNOWN NON MEMBER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,000

Year Built

  • Built in 1950

Lot Details

  • Level Lot
  • Garden

Home Design

  • Cottage
  • Wood Siding

Interior Spaces

  • 800 Sq Ft Home
  • 2-Story Property
  • Crawl Space
  • Property Views

Kitchen

  • Free-Standing Range
  • Microwave

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck
  • Open Patio
  • Shed

Schools

  • Hancock Elementary School

Utilities

  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 123089-385-001-0001-064-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,000

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: -
  • Ownership: OWNER
  • Directions: Heading east on I-86 take exit 84 for Deposit. Turn left on Route 8. In .5 miles turn right on Lower Columbia Lake Road. After 3.6 miles turn right on Silver Lake Spur. The cottage is on the right!
  • Above Grade Finished Sq Ft: 800.0
  • Architectural Style: Cottage, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1950
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Electric Water Heater, Free-Standing Range, Microwave, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Laminate, Wood

Exterior Features

  • Lot Features: Garden, Level, Views
  • View: Yes
  • Waterfront Features: Deeded Access
  • Construction Type: Wood Siding
  • Exterior Features: Deck, Shed, Propane Tank - Leased
  • Foundation Details: Crawlspace
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Open

Garage/Parking

  • Parking Features: Parking Space(s)

Utilities

  • Heating: Baseboard, Electric, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Hancock
  • Junior High Dist: Hancock

Lot Info

  • Parcel #: 123089-385-001-0001-064-000
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1000.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2024
Closed on
Jun 10, 2024
Sold by
Jones-Foster Joanelaine
Bought by
Badin-Demontjoye Chloe B
Seller's Agent
Megan Schmitt
WOODLAND CREEK REAL ESTATE
Buyer's Agent
Unknown
UNKNOWN NON MEMBER
List Price
$169,900
Sold Price
$161,000
Premium/Discount to List
-$8,900
-5.24%
Views
116
Current Estimated Value
$158,053

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,947
Avg. Annual Appreciation
-1.48%
Original Mortgage
$152,950
Outstanding Balance
$151,291
Interest Rate
7.09%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Estimated Equity
$6,762

Purchase Details

Closed on
Dec 16, 2021
Sold by
Scott Joyce B Est
Bought by
Jones-Foster Joanelaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
2.98%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Badin-Demontjoye Chloe B $161,000 None Available
Badin-Demontjoye Chloe B $161,000 None Available
Jones-Foster Joanelaine $48,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Badin-Demontjoye Chloe B $152,950
Closed Badin-Demontjoye Chloe B $152,950
Previous Owner Jones-Foster Joaneline $58,000
Previous Owner Jones-Foster Joanelaine $31,000
Previous Owner Jones-Foster Joanelaine $40,000
Previous Owner Wellington Mary C $15,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2024 06/10/24 Sold $161,000 -5.2% $201 / Sq Ft
02/19/2024 02/19/24 For Sale $169,900 -- $212 / Sq Ft
Source: Greater Binghamton Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $676 $2,000 $400 $1,600
2023 $953 $2,000 $400 $1,600
2022 $1,128 $2,000 $400 $1,600
2021 $1,136 $2,000 $400 $1,600
2020 $41 $2,000 $400 $1,600
2019 $26 $2,000 $400 $1,600
2018 $26 $2,000 $400 $1,600
2017 $41 $2,000 $400 $1,600
2016 $22 $2,000 $400 $1,600
2015 -- $2,000 $400 $1,600
2014 -- $2,000 $400 $1,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Binghamton Association of REALTORS®

MLS Number: 324537

APN: 123089-385-001-0001-064-000