John Finley
eXp Realty of California, Inc
(760) 230-9703
34 Total Sales
3 in Cardiff-by-the-Sea
$3M - $4M Price Range
1710 S El Camino Real Unit 108 Encinitas, CA 92024
Cardiff-by-the-Sea NeighborhoodEstimated Value: $660,000 - $689,000
2
Beds
2
Baths
906
Sq Ft
3.19
Acre Lot
Highlights
- Fitness Center
- In Ground Pool
- Clubhouse
- Ada W. Harris Elementary Rated A
- 3.19 Acre Lot
- Main Floor Bedroom
About This Home
As of March 2026Beautifully updated 2-bedroom, 2-bath first-level unit in a gated community just minutes from the beach — now featuring a seller-offered credit toward a 2-1 temporary interest rate buy-down to help reduce monthly payments in the first two years (with acceptable offer; subject to buyer qualification and lender approval). The home showcases new luxury vinyl plank flooring throughout, updated bathrooms, a new refrigerator, a cozy wood-burning fireplace, and an in-unit washer and dryer. Enjoy a private fenced patio with additional storage—ideal for seamless indoor-outdoor living. The unit includes a dedicated carport and convenient on-site electric vehicle charging stations within the community. Ideally situated near the pool, spa, fitness center, and clubhouse, this well-maintained community offers a relaxed, resort-style atmosphere without the upkeep, plus tennis courts for an active coastal lifestyle. Coastal convenience, thoughtful upgrades, and added payment flexibility make this opportunity especially compelling.
Last Agent to Sell the Property
HomeSmart Realty West Brokerage Phone: 206-229-5881 License #01171116 Listed on: 01/30/2026
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Property Details
Home Type
- Condominium
Year Built
- Built in 1998
Lot Details
- 3.19
HOA Fees
- $594 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Entry on the 1st floor
Interior Spaces
- 906 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Living Room with Fireplace
Bedrooms and Bathrooms
- 2 Bedrooms
- Main Floor Bedroom
- 2 Full Bathrooms
Laundry
- Laundry closet
- Dryer
- Washer
Pool
- In Ground Pool
- Fence Around Pool
Additional Features
- Two or More Common Walls
- Heating Available
Listing and Financial Details
- Tax Tract Number 10675
- Assessor Parcel Number 2621600204
- $435 per year additional tax assessments
Community Details
Overview
- 184 Units
- Pacific Pines HOA, Phone Number (855) 253-0153
- Powestone Property Management HOA
- Maintained Community
Amenities
- Clubhouse
- Laundry Facilities
Recreation
- Tennis Courts
- Fitness Center
- Community Pool
- Community Spa
Pet Policy
- Pets Allowed with Restrictions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 30, 2026
Closed on
Feb 27, 2026
Sold by
Src Properties Llc
Bought by
Seller's Agent
Elizabeth Kenny
HomeSmart Realty West
Buyer's Agent
Lanz Correia
Coldwell Banker West
List Price
$695,000
Sold Price
$665,750
Premium/Discount to List
-$29,250
-4.21%
Views
84
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,004
Avg. Annual Appreciation
2.70%
Original Mortgage
$346,300
Outstanding Balance
$344,879
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$328,708
Purchase Details
Closed on
Aug 30, 2024
Sold by
Oscar And Karen Velastegui Trust and Velastegui Oscar V
Bought by
Src Properties Llc
Purchase Details
Closed on
Dec 18, 2007
Sold by
Velastegui Oscar V
Bought by
Velastegui Oscar and Velastegui Karen L
Purchase Details
Closed on
Sep 3, 2004
Sold by
Mai Phong Tuan Philippe
Bought by
Velastegui Oscar
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 15, 2003
Sold by
Pacifica Encinitas Lp
Bought by
Wilson Teresa Bersch
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,040
Interest Rate
3.62%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Aug 19, 2003
Sold by
Pacifica Encinitas Lp
Bought by
Mai Phong Tuan Philippe
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,040
Interest Rate
3.62%
Mortgage Type
Credit Line Revolving
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cardiff-by-the-Sea, CA
-
John Finley
-
Wilson Riley
Wilson Riley
Compass
(760) 512-8652
74 Total Sales
1 in Cardiff-by-the-Sea
$2,000,000 Price
-
Amy Moss
Amy Moss
Coldwell Banker Realty
(858) 267-4288
17 Total Sales
2 in Cardiff-by-the-Sea
$1,800,000 Price Range
-
Nikole Ferrari
Nikole Ferrari
Swell Property
(760) 235-4104
32 Total Sales
1 in Cardiff-by-the-Sea
$1,180,000 Price
-
Jessica Speciale
Jessica Speciale
Define Real Estate
(858) 298-3104
53 Total Sales
1 in Cardiff-by-the-Sea
$2,700,000 Price
-
Susannah Levicki
Susannah Levicki
Capitis Real Estate
(951) 397-0856
66 Total Sales
2 in Cardiff-by-the-Sea
$2,460,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $666,000 | Fidelity National Title | ||
| Src Properties Llc | -- | None Listed On Document | |
| Velastegui Oscar | -- | None Available | |
| Velastegui Oscar | $395,000 | First American Title Co | |
| Wilson Teresa Bersch | $299,000 | Chicago Title Co | |
| Mai Phong Tuan Philippe | $264,000 | Chicago Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $346,300 | ||
| Previous Owner | Velastegui Oscar | $316,000 | |
| Previous Owner | Wilson Teresa Bersch | $239,040 | |
| Previous Owner | Mai Phong Tuan Philippe | $211,100 | |
| Previous Owner | Mai Phong Tuan Philippe | $52,780 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/24/2026 03/24/26 | Sold | $665,750 | -4.2% | $735 / Sq Ft |
| 02/23/2026 02/23/26 | Pending | -- | -- | -- |
| 01/30/2026 01/30/26 | For Sale | $695,000 | -- | $767 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,309 | $561,558 | $398,068 | $163,490 |
| 2025 | $6,326 | $550,548 | $390,263 | $160,285 |
| 2024 | $6,326 | $539,754 | $382,611 | $157,143 |
| 2023 | $6,152 | $529,171 | $375,109 | $154,062 |
| 2022 | $6,089 | $518,796 | $367,754 | $151,042 |
| 2021 | $5,322 | $450,000 | $285,000 | $165,000 |
| 2020 | $5,271 | $445,000 | $282,000 | $163,000 |
| 2019 | $5,215 | $440,000 | $279,000 | $161,000 |
| 2018 | $5,094 | $430,000 | $273,000 | $157,000 |
| 2017 | $190 | $390,000 | $248,000 | $142,000 |
| 2016 | $4,059 | $350,000 | $223,000 | $127,000 |
| 2015 | $3,632 | $310,000 | $198,000 | $112,000 |
| 2014 | $3,415 | $290,000 | $186,000 | $104,000 |
Source: Public Records
Agents Affiliated with this Home
-
Elizabeth Kenny
Seller's Agent in 2026
Elizabeth Kenny
HomeSmart Realty West
(206) 229-5881
1 in this area
49 Total Sales
-
Lanz Correia
Buyer's Agent in 2026
Lanz Correia
Coldwell Banker West
(619) 564-6355
1 in this area
51 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2600945
APN: 262-160-02-04
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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