$365,000
SOLD SEP 30, 2021
3 Beds
2 Baths
1,358 Sq Ft
0.34 Acres

Recently Sold

$269 Per Sq Ft

4% Above List Price

3 Days on Market

Highlights

  • River Front
  • Deck
  • Formal Dining Room
  • Munhall Elementary School Rated A
  • Sitting Room
  • Stainless Steel Appliances

About This Home

As of September 2021

LIVE EVERY DAY LIKE YOU ARE ON VACATION, IN THIS ADORABLE RIVER COTTAGE! Here, you'll find all the charm of an older home, with tons modern updates and upgrades galore! A rehab was done in 2016, adding a new furnace, hot water heater, kitchen (with granite tops, subway tile and SS appliances) bathrooms, ceramic flooring, refinished original hardwood floors and new lighting. Since 2016, the sellers have had the exterior painted and have added a new AC unit, washer, dryer, water heater, a gorgeous deck, two electric fireplaces and a huge picture window in the back "river room"! The home has a two car, detached garage, with a spacious storage room and attic! The massive, beautifully landscaped yard is fully fenced! Enjoy fishing, kayaking and all the incredible wildlife and views the river has to offer! (Bonus! You can watch the St Charles 4th of July fireworks from your backyard!) The location can't be beat ~ just steps from the river bike path and less than a five minute drive to both downtown St Charles and downtown Geneva! All this, plus award winning St Charles schools! If you are looking for a unique and truly special home, please HURRY, this one won't last!

Last Agent to Sell the Property

Beth Gebhardt-Spindle

Fathom Realty IL LLC License #475154988 Listed on: 08/04/2021

Fathom Realty IL LLC

Last Buyer's Agent

Debra Walsh

Century 21 New Heritage - Hampshire License #475135007

Century 21 New Heritage - Hampshire

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,615

Year Built

  • Built in 1920

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 173x100x151x100
  • River Front
  • Fenced Yard

Parking

  • 2 Car Detached Garage
  • Parking Space is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,358 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Sitting Room
  • Formal Dining Room
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,615

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1920
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Flood Zone
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1358
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Sitting Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Bedroom 2 Flooring: Hardwood
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Porcelain Tile
  • Kitchen: Granite Counters,Updated Kitchen
  • Living Room Flooring: Hardwood
  • MRD_MBB: None
  • Master Bedroom Flooring: Hardwood
  • Master Bedroom Dimensions: 13X13
  • Bedroom 3 Flooring: Hardwood
  • Bedroom 2 Window: None
  • Laundry Flooring: Porcelain Tile
  • Living Room Windows: Curtains/Drapes
  • Master Bedroom Windows: Curtains/Drapes
  • Family Room Flooring: Wood Laminate
  • Bedroom 3 Window: Blinds
  • Dining Room Windows: Curtains/Drapes
  • Family Room Windows: Curtains/Drapes
  • Kitchen Windows: Curtains/Drapes
  • Laundry Windows: Curtains/Drapes

Exterior Features

  • ExteriorFeatures: Deck
  • List Price: 350000
  • Lot Features: Fenced Yard, River Front, Water View
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.34
  • Lot Dimensions: 173X100X151X100
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7615
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2021
Closed on
Oct 1, 2021
Sold by
Caldwell Kevin and Caldwell Laura
Bought by
Walters Tina
Seller's Agent
Beth Gebhardt-Spindle
Fathom Realty IL LLC
Buyer's Agent
Debra Walsh
Century 21 New Heritage - Hampshire
List Price
$350,000
Sold Price
$365,000
Premium/Discount to List
$15,000
4.29%
Current Estimated Value
$449,733

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,733
Avg. Annual Appreciation
5.99%
Original Mortgage
$292,000
Outstanding Balance
$267,430
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$190,730

Purchase Details

Listed on
Dec 13, 2016
Closed on
Jan 20, 2017
Sold by
Parthdinder Gholdings Llc
Bought by
Caldewwell Kevin and Caldewwell Laura
Seller's Agent
Susan Adelizzi
Associates Realty
Buyer's Agent
Lori Wray
Fox Valley Real Estate
List Price
$269,900
Sold Price
$254,500
Premium/Discount to List
-$15,400
-5.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$100,000
Interest Rate
4.13%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 7, 2016
Sold by
Kulpin Patricia L and Kulpin Patricia L
Bought by
Jpmorgan Chase Bank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.13%
Mortgage Type
Credit Line Revolving
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $365,000 Chicago Title Insurance Co
Warranty Deed $254,500 Lakeland Title Svcs
Sheriffs Deed $175,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $292,000 New Conventional
Previous Owner $172,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $190,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $80,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2021 09/30/21 Sold $365,000 +4.3% $269 / Sq Ft
08/08/2021 08/08/21 Pending -- -- --
08/04/2021 08/04/21 For Sale $350,000 +37.5% $258 / Sq Ft
01/30/2017 01/30/17 Sold $254,500 -5.7% $187 / Sq Ft
01/03/2017 01/03/17 Pending -- -- --
12/13/2016 12/13/16 For Sale $269,900 -- $199 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,337 $133,787 $55,859 $77,928
2023 $8,943 $119,742 $49,995 $69,747
2022 $8,309 $108,913 $51,649 $57,264
2021 $7,699 $100,398 $49,232 $51,166
2020 $7,615 $98,526 $48,314 $50,212
2019 $7,264 $94,007 $47,357 $46,650
2018 $6,863 $88,736 $45,557 $43,179
2017 $7,181 $85,702 $43,999 $41,703
2016 $6,450 $81,609 $42,454 $39,155
2015 -- $79,399 $41,996 $37,403
2014 -- $78,772 $41,996 $36,776
2013 -- $80,222 $42,416 $37,806
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11178190

Midwest Real Estate Data (MRED)

APN: 09-34-478-011