$575,000
SOLD SEP 15, 2025
3 Beds
2.5 Baths
1,987 Sq Ft
$150/mo HOA Fee

Recently Sold

$289 Per Sq Ft

1% Above List Price

11 Days on Market

Highlights

  • 33 Feet of Waterfront
  • 1 Dock Slip
  • 2 Car Direct Access Garage
  • Piney Point Elementary School Rated 9+
  • Coastal Architecture
  • Central Air

About This Home

As of September 2025

Welcome to your dream waterfront duplex! Wake up to the sunrise over St. George Creek and enjoy stunning sunsets over the Potomac River. This beautiful property features 3 spacious bedrooms, 2.5 bathrooms, an inviting open-concept main living area, a delightful screened-in porch, and a coveted deeded boat slip! Step inside to discover the main floor, which boasts a luxurious primary bedroom complete with a large walk-in closet and an impressive ensuite bathroom. The heart of the home is the expansive kitchen, designed with modern living in mind. It flows seamlessly into an open-concept dining and living area, highlighted by a cozy gas fireplace, perfect for those cooler evenings. Adjacent to this space is a bright sunroom, where you can unwind while enjoying breathtaking views of the water. Upstairs, you’ll find two additional bedrooms, with a private balcony overlooking the river—an idyllic spot for watching stunning sunsets with your loved ones. This home also features a generous two-car garage, a convenient laundry area on the main floor, and a spacious pantry to meet all your storage needs. As well as an easy access storage area in the attic. For water lovers, this property comes with a deeded boat slip equipped with a boat lift, making it easy to embrace the waterfront lifestyle. Enjoy easy access to a nearby restaurant, a boat ramp, and a community park, all just minutes away. This is not just a home; it's a gateway to a vibrant and relaxing lifestyle by the water! Don't miss your chance to make it yours!

Last Agent to Sell the Property

Susan Watkins

(443) 404-9983 susan.watkins.aa@redfin.com EXP Realty, LLC License #5006324 Listed on: 07/24/2025

EXP Realty, LLC

Co-Listed By

Meagan Davis

(240) 577-0854 meagan.davis@exprealty.com EXP Realty, LLC License #5009630

Last Buyer's Agent

Tommy Davis

(443) 624-7098 thomas.m.davis@exprealty.com EXP Realty, LLC License #5009619

EXP Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,865

Year Built

  • Built in 2003

Lot Details

  • 3,054 Sq Ft Lot
  • 33 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Parking Lot

Home Design

  • Semi-Detached or Twin Home
  • Coastal Architecture
  • Vinyl Siding

Interior Spaces

  • 1,987 Sq Ft Home
  • Property has 2 Levels
  • Gas Fireplace
  • Crawl Space
  • Laundry on main level

Bedrooms and Bathrooms

Outdoor Features

  • Water Access
  • River Nearby
  • Electric Hoist or Boat Lift
  • Physical Dock Slip Conveys
  • 1 Dock Slip

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • St George Pier Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 1902041405

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,865

Year Built

Built in 2003

Lot Details

0

HOA Fees

$150 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 7/24/2025 12:00:00 AM
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1987
  • Living Area Sq Ft: 1987
  • Price Per Sq Ft: 286.86
  • Above Grade Finished Sq Ft: 1987
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Name: St. George Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 33

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1800.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3054.00
  • Zoning: TMX
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3865.00
  • Assessor Parcel Number: 1902041405
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Sep 15, 2025
Sold by
Govier Yvonne and Govier Alazne A
Bought by
Mcclanahan Jack W and Mcclanahan Connie S
Seller's Agent
Susan Watkins
EXP Realty, LLC
Buyer's Agent
Tommy Davis
EXP Realty, LLC
List Price
$570,000
Sold Price
$575,000
Premium/Discount to List
$5,000
0.88%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.96%
Original Mortgage
$517,500
Outstanding Balance
$389,171
Interest Rate
6.5%
Mortgage Type
Construction
Estimated Equity
$184,836

Purchase Details

Closed on
Feb 12, 2004
Sold by
Potomac Land Ltd
Bought by
Govier Victor and Govier Yvonne
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $575,000 Stewart Title Guaranty Company
Deed $345,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $517,500 Construction
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/15/2025 09/15/25 Sold $575,000 +0.9% $289 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
07/24/2025 07/24/25 For Sale $570,000 -- $287 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,025 $436,400 $226,500 $209,900
2024 $3,885 $402,733 $0 $0
2023 $3,748 $369,067 $0 $0
2022 $3,615 $335,400 $171,100 $164,300
2021 $3,510 $325,000 $0 $0
2020 $3,407 $314,600 $0 $0
2019 $3,308 $304,200 $143,100 $161,100
2018 $3,281 $301,833 $0 $0
2017 $3,174 $299,467 $0 $0
2016 $3,875 $297,100 $0 $0
2015 $3,875 $297,100 $0 $0
2014 $3,875 $297,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2026174

Bright MLS

APN: 02-041405