172 Covenant Way Bumpass, VA 23024
Bumpass AreaEstimated payment $3,671/month
Highlights
- 40 Feet of Waterfront
- Public Boat Ramp
- New Construction
- Jouett Elementary School Rated A-
- 1 Dock Slip
- Fishing Allowed
About This Home
Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives.
Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property.
Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today.
Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless.
The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space.
Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house!
Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice.
Financing offer subject to change without notice.
Listing Agent
(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400 License #0225267053 Listed on: 01/22/2026
Co-Listing Agent
(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $575
Year Built
- Built in 2026 | New Construction
Lot Details
- 40,032 Sq Ft Lot
- 40 Feet of Waterfront
- Home fronts navigable water
- Property fronts an out-parcel
- Property is in excellent condition
- Property is zoned RR
HOA Fees
- $51 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Craftsman Architecture
- Frame Construction
- Architectural Shingle Roof
Interior Spaces
- 3,114 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Loft
- Luxury Vinyl Plank Tile Flooring
- Lake Views
- Crawl Space
- Attic
Kitchen
- Breakfast Room
- Oven
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Farmhouse Sink
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Rip-Rap
- Swimming Allowed
- 1 Dock Slip
- Physical Dock Slip Conveys
- Shared Waterfront
- Powered Boats Permitted
- Lake Privileges
- Deck
- Porch
Schools
- Jouett Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Central Air
- Back Up Electric Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Assessor Parcel Number 47A 3 10
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Covenant Cove Property Owners Association
- Built by Danaf Homes LLc
- Covenant Cove Subdivision, The Madison Floorplan
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Public Boat Ramp
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/29/2026 07/29/26 | Price Changed | $649,990 | -1.5% | $209 / Sq Ft |
| 07/01/2026 07/01/26 | For Sale | $659,990 | 0.0% | $212 / Sq Ft |
| 06/01/2026 06/01/26 | Pending | -- | -- | -- |
| 05/05/2026 05/05/26 | Price Changed | $659,990 | -2.9% | $212 / Sq Ft |
| 03/24/2026 03/24/26 | Price Changed | $679,990 | -1.4% | $218 / Sq Ft |
| 01/22/2026 01/22/26 | For Sale | $689,990 | -- | $222 / Sq Ft |
Source: Bright MLS
MLS Number: VALA2009180
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Ask me questions while you tour the home.