$659,990
NEW CONSTRUCTION $30K PRICE DROP

172 Covenant Way Bumpass, VA 23024

Estimated payment $3,664/month

Total Views 13,480
4 Beds
3 Baths
3,114 Sq Ft
$212 Price per Sq Ft

Highlights

  • 40 Feet of Waterfront
  • Public Boat Ramp
  • New Construction
  • Jouett Elementary School Rated A-
  • 1 Dock Slip
  • Fishing Allowed

About This Home

Buyer's financing fell through, giving someone else a second shot at one of the best values on the private side of Lake Anna. If you missed it the first time, don't assume it'll still be here tomorrow. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice.

Listing Agent

Madison Chandler

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400 License #0225267053 Listed on: 01/22/2026

Co-Listing Agent

Stacie Chandler

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $575

Year Built

  • Built in 2026 | New Construction

Lot Details

  • 40,032 Sq Ft Lot
  • 40 Feet of Waterfront
  • Home fronts navigable water
  • Property fronts an out-parcel
  • Property is in excellent condition
  • Property is zoned RR

HOA Fees

  • $51 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • 3,114 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Loft
  • Luxury Vinyl Plank Tile Flooring
  • Lake Views
  • Crawl Space
  • Attic

Kitchen

  • Breakfast Room
  • Oven
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Farmhouse Sink

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Rip-Rap
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Shared Waterfront
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Jouett Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Assessor Parcel Number 47A 3 10

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Covenant Cove Property Owners Association
  • Built by Danaf Homes LLc
  • Covenant Cove Subdivision, The Madison Floorplan
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Public Boat Ramp
  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$575

Year Built

Built in 2026 | New Construction

Lot Details

0.92 Acres

HOA Fees

$51 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • New Construction: Yes
  • Story List: Main, Upper 1
  • Year Built: 2026
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven - Single
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Walk-In Closet(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Loft
  • Basement: No
  • Total Sq Ft: 3114
  • Living Area Sq Ft: 3114
  • Price Per Sq Ft: 211.94
  • Above Grade Finished Sq Ft: 3114
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Frame
  • Construction Completed: No
  • Roof: Architectural Shingle
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 40

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 610.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: COVENANT COVE PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: JOUETT
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40032.00
  • Outdoor Living Structures: Deck(s), Porch(es), Roof
  • Property Condition: Excellent
  • Zoning: RR
  • In City Limits: No

Building Info

  • Builder Name: Danaf Homes LLc

Rental Info

  • Vacation Rental: No

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Public, Out-Parcel, Rip-Rap, Private Dock Site, Shared

Tax Info

  • Tax Annual Amount: 575.00
  • Assessor Parcel Number: 47A 3 10
  • Tax Year: 2025

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2026 07/01/26 For Sale $659,990 0.0% $212 / Sq Ft
06/01/2026 06/01/26 Pending -- -- --
05/05/2026 05/05/26 Price Changed $659,990 -2.9% $212 / Sq Ft
03/24/2026 03/24/26 Price Changed $679,990 -1.4% $218 / Sq Ft
01/22/2026 01/22/26 For Sale $689,990 -- $222 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: VALA2009180

Bright MLS
Your Personal Tour Guide

Ask me questions while you tour the home.