$380,000
SOLD SEP 4, 2025

172 Middle St, Unit 105 Floor 1 Lowell, MA 01852

2 Beds
1 Bath
1,480 Sq Ft
$450/ mo HOA Fee

Recently Sold

$257 Per Sq Ft

3% Below List Price

47 Days on Market

Highlights

  • Golf Course Community
  • Open Floorplan
  • Main Floor Primary Bedroom
  • Medical Services
  • Property is near public transit and schools
  • 2-minute walk to Lucy Larcom Park

About This Home

As of September 2025

Welcome to your new 2-level townhouse in vibrant downtown Lowell, where original character meets modern flair. Enter the open-concept layout featuring exposed brick walls that enhance the unit's charm. Create meals & memories in the updated kitchen w SS appliances and a breakfast bar while entertaining in the spacious dining/living area. A full bathroom and an office with beautiful French doors complete this level, making it ideal for work and relaxation. Descend the spiral staircase to find 2 generously sized bedrooms, offering potential for a second bathroom and ample storage. Laundry is conveniently located just outside the unit. With an unbeatable location, you’re mins from UMass Lowell, Tsongas Center, MBTA, and major highways. Step outside to explore delightful restaurants, unique shops, and historic landmarks while enjoying year-round cultural events (like Folk/Winter Fests), and scenic river walks through Lowell's national parks.

Last Agent to Sell the Property

Kelsey Laganas

Silver Key Homes Realty Listed on: 06/27/2025

Silver Key Homes Realty

Last Buyer's Agent

Courtney McDonough

Silver Key Homes Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 1880

HOA Fees

  • $450 Monthly HOA Fees

Parking

  • Rented or Permit Required

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Rubber Roof

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Beamed Ceilings
  • French Doors
  • Home Office
  • Intercom

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom
  • Bathtub with Shower

Utilities

  • Cooling Available
  • Heat Pump System
  • 100 Amp Service
  • Cable TV Available

Additional Features

  • No Units Located Below
  • Property is near public transit and schools

Listing and Financial Details

  • Assessor Parcel Number M:159 B:4075 L:172 U:105,4227908

Community Details

Overview

  • Association fees include heat, water, sewer, insurance, security, maintenance structure, ground maintenance, snow removal, trash
  • 51 Units
  • Ayer Lofts Community

Amenities

  • Medical Services
  • Shops
  • Coin Laundry
  • Elevator

Recreation

  • Golf Course Community
  • Park
  • Jogging Path

Pet Policy

  • Call for details about the types of pets allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,730

Year Built

Built in 1880

Lot Details

0 Sq Ft Lot

HOA Fees

$450 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Townhouse
  • Year Built: 1880
  • Entry Level: 1
  • Year Built Details: Actual
  • Year Round: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Tile, Concrete
  • Interior Amenities: Beamed Ceilings, Home Office, Elevator
  • Door Features: French Doors
  • Entry Location: Unit Placement(Street)
  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Microwave, Refrigerator
  • Total Bedrooms: 2
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Beamed Ceilings, Cable Hookup
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Beamed Ceilings, Cable Hookup
  • Room Master Bedroom Level: First
  • Bathroom 1 Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Bathroom 1 Level: Second
  • Room Dining Room Features: Beamed Ceilings, Open Floorplan
  • Room Dining Room Level: Second
  • Room Kitchen Level: Second
  • Room Kitchen Features: Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Open Floorplan, Stainless Steel Appliances
  • Laundry Features: In Building
  • Room Living Room Level: Main,Second
  • Room Living Room Features: Beamed Ceilings, Open Floorplan
  • Room Office Level: Second
  • Room Office Features: Ceiling - Beamed, French Doors
  • Basement: N
  • Above Grade Finished Sq Ft: 765
  • Below Grade Sq Ft: 715
  • Living Area: 1480
  • Other Equipment: Intercom
  • Spa YN: No
  • Stories Total: 2
  • MAIN LO: AN8859
  • MAIN SO: AN8859
  • Insulation: Unknown

Exterior Features

  • Common Walls: No One Below
  • Construction Materials: Brick
  • Home Warranty YN: No
  • Roof: Rubber
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Parking Features: Rented

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range
  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cooling Y N: Yes
  • Electric: 100 Amp Service
  • Heating YN: Yes
  • Security Features: Intercom
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Laundry, Elevator(s)
  • Association Fee: 450
  • Association Fee Frequency: Monthly
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, T-Station, University
  • Senior Community YN: No
  • MANAGEMENT: Professional - Off Site

Fee Information

  • Association Fee Includes: Heat, Water, Sewer, Insurance, Security, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash

Lot Info

  • Parcel Number: M:159 B:4075 L:172 U:105,4227908
  • Zoning: DMU
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres

Rental Info

  • Pets Allowed: Yes w/ Restrictions

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3730

Multi Family

  • Number Of Units Total: 51
  • Basement Included Sq Ft: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 28, 2025
Sold by
Kristensen Duane L and Kristensen Danielle
Bought by
Kristensen Danielle and Cucinotta Laura
Seller's Agent
Kelsey Laganas
Silver Key Homes Realty
Buyer's Agent
Courtney McDonough
Silver Key Homes Realty
List Price
$390,000
Sold Price
$380,000
Premium/Discount to List
-$10,000
-2.56%
Views
60
Current Estimated Value
$371,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,781
Avg. Annual Appreciation
-4.57%

Purchase Details

Listed on
Mar 15, 2023
Closed on
Apr 21, 2023
Sold by
Palermo Mark W
Bought by
Kristensen Duane L and Marten Danielle
Seller's Agent
Cristina Coppola
Lamacchia Realty, Inc.
Buyer's Agent
Silver Key Homes
Silver Key Homes Realty
List Price
$339,000
Sold Price
$355,000
Premium/Discount to List
$16,000
4.72%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.90%
Original Mortgage
$344,350
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Jan 7, 2021
Closed on
Apr 28, 2021
Sold by
Mcgonagle Sean M
Bought by
Palermo Mark W
Seller's Agent
Christine Metros Natale
Christine E. Natale, Broker
Buyer's Agent
Cristina Coppola
Lamacchia Realty, Inc.
List Price
$349,900
Sold Price
$290,000
Premium/Discount to List
-$59,900
-17.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.75%
Original Mortgage
$232,000
Interest Rate
3.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 4, 2017
Sold by
Mcgonagle Kevin P and Mcgonagle Elizabeth M
Bought by
Mcgonagle Sean M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 25, 2014
Closed on
Oct 20, 2014
Sold by
Findon Geoffrey B
Bought by
Mcgonagle Elizabeth M and Mcgonagle Kevin P
Seller's Agent
Kristine Johnson
Keller Williams Realty North Central
Buyer's Agent
Christine Metros Natale
Christine E. Natale, Broker
List Price
$147,500
Sold Price
$150,000
Premium/Discount to List
$2,500
1.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%

Purchase Details

Closed on
Sep 24, 2010
Sold by
Findon Geoffrey B and Findon Julia M
Bought by
Findon Geoffrey B

Purchase Details

Closed on
Mar 17, 2005
Sold by
Mazer Marlene and Mazer Peter
Bought by
Findon Geoffrey B and Findon Julia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,400
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 26, 2004
Sold by
Kenner Gary R
Bought by
Mazer Peter and Mazer Marlene

Purchase Details

Closed on
Aug 29, 2000
Sold by
Ayer Lofts Llc
Bought by
Kenner Gary R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $380,000 --
Quit Claim Deed $380,000 --
Quit Claim Deed $355,000 None Available
Quit Claim Deed $355,000 None Available
Quit Claim Deed $290,000 None Available
Quit Claim Deed $290,000 None Available
Quit Claim Deed $175,000 --
Quit Claim Deed $175,000 --
Deed $150,000 --
Deed $150,000 --
Deed $150,000 --
Deed -- --
Deed -- --
Deed -- --
Deed $263,000 --
Deed $263,000 --
Deed $263,000 --
Deed $219,000 --
Deed $219,000 --
Deed $219,000 --
Deed $129,000 --
Deed $129,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $344,350 Purchase Money Mortgage
Previous Owner $232,000 Purchase Money Mortgage
Previous Owner $140,000 New Conventional
Previous Owner $210,400 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/04/2025 09/04/25 Sold $380,000 0.0% $257 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
07/28/2025 07/28/25 Price Changed $379,900 -1.3% $257 / Sq Ft
07/15/2025 07/15/25 Price Changed $384,900 -1.3% $260 / Sq Ft
06/27/2025 06/27/25 For Sale $390,000 +9.9% $264 / Sq Ft
04/21/2023 04/21/23 Sold $355,000 +4.7% $240 / Sq Ft View Prior Sale
03/22/2023 03/22/23 Pending -- -- --
03/15/2023 03/15/23 For Sale $339,000 +16.9% $229 / Sq Ft
04/28/2021 04/28/21 Sold $290,000 -3.3% $196 / Sq Ft View Prior Sale
03/19/2021 03/19/21 Pending -- -- --
02/26/2021 02/26/21 Price Changed $299,999 -7.7% $203 / Sq Ft
01/27/2021 01/27/21 Price Changed $325,000 -7.1% $220 / Sq Ft
01/07/2021 01/07/21 For Sale $349,900 +133.3% $236 / Sq Ft
10/20/2014 10/20/14 Sold $150,000 +1.7% $101 / Sq Ft View Prior Sale
03/26/2014 03/26/14 Pending -- -- --
03/25/2014 03/25/14 For Sale $147,500 -- $100 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,730 $324,900 $0 $324,900
2024 $3,511 $294,800 $0 $294,800
2023 $3,452 $277,900 $0 $277,900
2022 $4,249 $334,800 $0 $334,800
2021 $3,586 $266,400 $0 $266,400
2020 $3,866 $289,400 $0 $289,400
2019 $3,861 $275,000 $0 $275,000
2018 $3,160 $202,900 $0 $202,900
2017 $3,035 $203,400 $0 $203,400
2016 $2,544 $167,800 $0 $167,800
2015 $2,443 $157,800 $0 $157,800
2013 $2,402 $160,000 $0 $160,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73397768

MLS Property Information Network (MLS PIN)

APN: LOWE-000159-004075-000172-000105

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