$625,000
SOLD SEP 30, 2025

172 Shady Ln Freeport, FL 32439

3 Beds
2 Baths
1,826 Sq Ft
1.04 Acres

Recently Sold

$342 Per Sq Ft

8% Below List Price

29 Days on Market

Highlights

  • Boat Dock
  • Fishing
  • 1.04 Acre Lot
  • Freeport Middle School Rated A-
  • Bay View
  • Deck

About This Home

As of September 2025

Charming 3BR/2BA Florida Cottage 1 Acre with Bay Views - No HOA

Beautifully updated one-level home in the peaceful Jolly Bay area of South Freeport. This 3-bedroom, 2-bath cottage with a 2-car garage sits on a spacious 1-acre lot; bay views, pocket park, easy access to Hwy 331.
The split floor plan includes a large bonus room perfect for an office or studio. The spacious living area features a gas fireplace and opens to a large back deck, ideal for entertaining. Recent upgrades include a new roof, new windows, RV parking pad, new gutters, two newly screened porches, and spray-foam attic insulation for energy efficiency.

Enjoy large yards with a fully fenced perimeter in the rear, offering privacy, space for pets, play, or gardens. No HOA. Grady Brown park boat launch 1 mile.

Last Agent to Sell the Property

Kimberly Maxwell

Compass License #3350339 Listed on: 07/07/2025

Compass

Last Buyer's Agent

John Dickerson

A List Beach Realty LLC License #3487816

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,689

Year Built

  • Built in 2002

Lot Details

  • 1.04 Acre Lot
  • Lot Dimensions are 105x426
  • Property fronts a county road
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Florida Architecture
  • Slab Foundation
  • Composition Shingle Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 1,826 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Plantation Shutters
  • Bay Window
  • Living Room
  • Screened Porch
  • Bay Views
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Accessible Home Design

  • Handicap Accessible
  • Handicap Modified

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Deck
  • Flood Insurance May Be Required

Listing and Financial Details

  • Assessor Parcel Number 03-2S-19-24000-006-0120

Community Details

Overview

  • Shady Oaks Subdivision

Recreation

  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,689

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 1.04
  • Lot Size: 105X426
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: SHADY OAKS
  • Directions: Turn right on Jolly Bay Road heading east, turn right on Fluffy Landing Road and then right on Shady Lane. One story house on right.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2002
  • Remarks Misc:Remarks: Charming 3BR/2BA Florida Cottage 1 Acre with Bay Views - No HOA Beautifully updated one-level home in the peaceful Jolly Bay area of South Freeport. This 3-bedroom, 2-bath cottage with a 2-car garage sits on a spacious 1-acre lot; bay views, pocket park, easy access to Hwy 331. The split floor plan includes a large bonus room perfect for an office or studio. The spacious living area features a gas fireplace and opens to a large back deck, ideal for entertaining. Recent upgrades include a new roof, new windows, RV parking pad, new gutters, two newly screened porches, and spray-foam attic insulation for energy efficiency. Enjoy large yards with a fully fenced perimeter in the rear, offering privacy, space for pets, play, or gardens. No HOA. Grady Brown park boat launch 1 mile.
  • Utilities Electric: Yes
  • Utilities:Sewer Available: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Waterview:Bay2: Yes
  • Utilities:Community Water: Yes
  • Rooms:Laundry2: Yes
  • Utilities:Gas - Propane: Yes
  • Rooms:Screened Porch: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas, Fireplace
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Fireplace, Handicap Provisions, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Plantation Shutters, Window Bay, Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Window Bay: Yes
  • Interior:Handicap Provisions: Yes

Exterior Features

  • Lot Features: Dead End, Flood Insurance Req, Within 1/2 Mile to Water
  • View: Bay
  • Construction Type: Siding CmntFbrHrdBrd, Trim Wood
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open, Patio Enclosed, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Flood Insurance Req: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Community Water, Electric, Gas - Propane, Sewer Available

Condo/Co-op/Association

  • Community Features: Dock, Fishing

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 45302.4
  • Parcel #: 03-2S-19-24000-006-0120
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2689.17
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 30, 2025
Sold by
Grosso Debra and Vincent Joseph
Bought by
Whitaker Clinton Robert
Seller's Agent
Kimberly Maxwell
Compass
Buyer's Agent
John Dickerson
A List Beach Realty LLC
List Price
$680,000
Sold Price
$625,000
Premium/Discount to List
-$55,000
-8.09%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.51%
Original Mortgage
$494,400
Outstanding Balance
$494,400
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$131,263

Purchase Details

Closed on
Jun 11, 2021
Sold by
Oconnor Carol Davis and Oconnor Mark Gerald
Bought by
Grosso Debra and Grosso Vincent Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2018
Sold by
Revocab Maxwell Susan Kimberly
Bought by
Connor Mark G O and Connor Carol D O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2017
Sold by
Karegeannes Cynthia Maxwell
Bought by
Maxwell Susan Kimberly and The Susan Kimberly Maxwell Revocable Tru

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.16%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jul 7, 2016
Sold by
Karegeannes Cynthia Maxwell
Bought by
Karegeannes Cynthia Maxwell and Maxwell Family Trust

Purchase Details

Closed on
Oct 6, 2003
Sold by
Maxwell Patricia G
Bought by
Maxwell David B and Maxwell Patricia G

Purchase Details

Closed on
Jul 25, 2001
Sold by
Maxwell Kimberly
Bought by
Maxwell Patricia G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Clear Title & Escrow
Warranty Deed $425,500 Emerald Coast Title Svcs Llc
Warranty Deed $425,500 Emerald Coast Title
Warranty Deed $265,000 Mcneese Title Llc
Warranty Deed $200,000 Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,400 New Conventional
Previous Owner $225,000 New Conventional
Previous Owner $125,000 New Conventional
Previous Owner $200,000 Seller Take Back
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $625,000 -8.1% $342 / Sq Ft
08/05/2025 08/05/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $680,000 -- $372 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,737 $360,364 -- --
2024 $2,581 $350,208 -- --
2023 $2,581 $338,551 $31,843 $306,708
2022 $2,677 $304,753 $35,346 $269,407
2021 $1,271 $170,387 $0 $0
2020 $1,292 $168,035 $25,180 $142,855
2019 $1,253 $164,615 $24,447 $140,168
2018 $1,361 $139,429 $0 $0
2017 $908 $126,730 $0 $0
2016 $894 $124,123 $0 $0
2015 $901 $123,260 $0 $0
2014 $906 $122,282 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 980273

Emerald Coast Association of REALTORS®

APN: 03-2S-19-24000-006-0120