$544,900
SOLD JUL 8, 2025
3 Beds
2 Baths
1,600 Sq Ft
2,048 Sq Ft Lot

Recently Sold

$341 Per Sq Ft

4% Below List Price

51 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Primary bedroom faces the bay
  • Pier or Dock
  • Leonardtown High School Rated A-
  • Beach
  • Boat Ramp

About This Home

As of July 2025

Gorgeous Waterfront Duplex with Stunning Potomac River Views!

Wake up to one of the best views on the street in this mesmerizing waterfront duplex! This 3-bedroom, 2-bath home offers a bright and spacious layout with high ceilings and an open-concept kitchen and living area, perfect for entertaining. Step onto the beautiful screened-in porch to soak in breathtaking sunrises over the Potomac River or take a short stroll with your morning coffee to the sandy beach to unwind.

This home also includes a storage shed to keep all your beach gear organized. Whether you're looking for a serene getaway or a permanent residence by the water, this is a rare opportunity to own a slice of paradise! Don't miss out—schedule your showing today! Solar panels are owned and give you money back every months, plus a reduced electric bill.

Last Agent to Sell the Property

Natalya Ford

EXP Realty, LLC License #0225262490 Listed on: 03/22/2025

EXP Realty, LLC

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,869

Year Built

  • Built in 1998

Lot Details

  • 2,048 Sq Ft Lot
  • 30 Feet of Waterfront
  • Home fronts navigable water
  • Sandy Beach
  • Backs To Open Common Area
  • North Facing Home
  • Level Lot
  • Property is in excellent condition
  • Property is zoned RL

HOA Fees

  • $150 Monthly HOA Fees

Property Views

  • River
  • Scenic Vista

Home Design

  • Cottage
  • Bungalow
  • Shingle Roof
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Chair Railings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Vinyl Clad Windows
  • Sliding Doors
  • Living Room
  • Dining Room
  • Screened Porch
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Country Kitchen
  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Bamboo
  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Eco-Friendly Details

  • Solar owned by seller
  • Cooling system powered by solar not connected to the grid

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Swimming Allowed
  • Boat Ramp
  • Stream or River on Lot
  • Shared Waterfront
  • Lake Privileges
  • Screened Patio
  • Shed
  • Outdoor Grill

Location

  • Flood Risk

Schools

  • Piney Point Elementary School
  • Spring Ridge Middle School
  • Leonardtown High School

Utilities

  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 1902037556

Community Details

Overview

  • Association fees include snow removal, lawn maintenance, pier/dock maintenance, reserve funds, trash, pest control
  • Potomac Beach Subdivision

Recreation

  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,869

Year Built

Built in 1998

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow, Cottage
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: shed
  • New Construction: No
  • Story List: Main
  • Expected On Market: 3/22/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Remarks Public: Gorgeous Waterfront Duplex with Stunning Potomac River Views! Wake up to one of the best views on the street in this mesmerizing waterfront duplex! This 3-bedroom, 2-bath home offers a bright and spacious layout with high ceilings and an open-concept kitchen and living area, perfect for entertaining. Step onto the beautiful screened-in porch to soak in breathtaking sunrises over the Potomac River or take a short stroll with your morning coffee to the sandy beach to unwind. This home also includes a storage shed to keep all your beach gear organized. Whether you're looking for a serene getaway or a permanent residence by the water, this is a rare opportunity to own a slice of paradise! Don't miss out—schedule your showing today! Solar panels are owned and give you money back every months, plus a reduced electric bill.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Refrigerator, Stove, Washer, Water Heater
  • Entry Floor: 1
  • Flooring Type: Bamboo, Wood, Carpet
  • Interior Amenities: Chair Railings, Combination Kitchen/Dining, Combination Dining/Living, Entry Level Bedroom, Pantry, Primary Bedroom - Bay Front, Recessed Lighting, Walk-In Closet(s), Wood Floors, Breakfast Area, Carpet, Ceiling Fan(s), Floor Plan - Open, Kitchen - Country, Primary Bath(s), Bathroom - Soaking Tub, Upgraded Countertops
  • Window Features: Double Pane, Vinyl Clad
  • Fireplace: No
  • Door Features: Sliding Glass
  • Wall Ceiling Types: 9'+ Ceilings, Vaulted Ceilings, Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1600
  • Living Area Sq Ft: 1600
  • Price Per Sq Ft: 340.56
  • Above Grade Finished Sq Ft: 1600
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 17270

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Bbq Grill
  • Road Surface Type: Black Top
  • Roof: Shingle, Architectural Shingle
  • Spa: No
  • View: River, Scenic Vista, Water
  • Water Access Features: Canoe/Kayak, Swimming Allowed
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat, Solar Off Grid
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Water Available, Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1800.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Snow Removal, Lawn Maintenance, Pier/Dock Maintenance, Reserve Funds, Trash, Pest Control
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • Elementary School: PINEY POINT
  • Middle School: SPRING RIDGE
  • High School: LEONARDTOWN
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138839208
  • School District Source: Listing Agent
  • Elementary School: PINEY POINT
  • High School: LEONARDTOWN
  • Middle Or Junior School: SPRING RIDGE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: TH
  • Lot Features: Level, Backs - Open Common Area, Fishing Available
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2048.00
  • Outdoor Living Structures: Porch(es), Screened
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: RL
  • In City Limits: No

Green Features

  • Green Power: Pv Solar Array(s) Owned
  • Green Remarks: solar panels owned

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3869.00
  • Assessor Parcel Number: 1902037556
  • Tax Lot: 11
  • Tax Total Finished Sq Ft: 1600
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/08/2025

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Boat/Launch Ramp - Private, Sandy Beach, Shared

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2022
Closed on
Jun 30, 2022
Sold by
Mary Jean Davidge Trust
Bought by
Ford Natalya Pavlovna
Seller's Agent
Chris McNelis
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Natalya Ford
EXP Realty, LLC
List Price
$445,000
Sold Price
$445,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.97%
Original Mortgage
$400,500
Outstanding Balance
$381,584
Interest Rate
5.09%
Mortgage Type
Balloon
Estimated Equity
$151,339

Purchase Details

Closed on
May 16, 2018
Sold by
Davidge Mary Jean
Bought by
Davidge Mary Jean and Mary Jean Davidge Trust

Purchase Details

Closed on
Dec 28, 2017
Sold by
Snyder Craig M and Snyder Kathleen H
Bought by
Davidge Mary Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 17, 2007
Sold by
Blanton William J S
Bought by
Snyder Craig M and Snyder Kathleen H

Purchase Details

Closed on
Jan 16, 2007
Sold by
Blanton William J S
Bought by
Snyder Craig M and Snyder Kathleen H

Purchase Details

Closed on
Sep 3, 2002
Sold by
Nwaneri Ngozika J
Bought by
Blanton William J S

Purchase Details

Closed on
Apr 21, 1999
Sold by
Potomac Land Ltd
Bought by
Nwaneri Ngozika J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $445,000 Lighthouse Title
Interfamily Deed Transfer -- None Available
Deed $350,000 Key Title
Deed $385,000 --
Deed $385,000 --
Deed $275,000 --
Deed $191,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,500 Balloon
Previous Owner $280,000 Purchase Money Mortgage
Previous Owner $240,000 Unknown
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $544,900 0.0% $341 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
04/29/2025 04/29/25 Price Changed $544,900 -0.9% $341 / Sq Ft
04/17/2025 04/17/25 Price Changed $549,900 -1.8% $344 / Sq Ft
04/07/2025 04/07/25 Price Changed $559,900 -1.8% $350 / Sq Ft
03/22/2025 03/22/25 For Sale $569,900 +28.1% $356 / Sq Ft
06/30/2022 06/30/22 Sold $445,000 0.0% $278 / Sq Ft
06/02/2022 06/02/22 For Sale $445,000 -- $278 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,363 $403,133 $0 $0
2023 $4,010 $369,967 $0 $0
2022 $3,233 $336,800 $175,000 $161,800
2021 $3,557 $327,433 $0 $0
2020 $3,456 $318,067 $0 $0
2019 $3,355 $308,700 $150,000 $158,700
2018 $3,223 $296,400 $0 $0
2017 $3,015 $284,100 $0 $0
2016 -- $271,800 $0 $0
2015 $2,820 $269,933 $0 $0
2014 $2,820 $268,067 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2022712

Bright MLS

APN: 02-037556