1728 Garrard St Covington, KY 41014
Austinburg Neighborhood
2
Beds
2
Baths
1,134
Sq Ft
3,100
Sq Ft Lot
Highlights
- Open Floorplan
- Traditional Architecture
- Granite Countertops
- Property is near public transit
- High Ceiling
- No HOA
About This Home
As of August 2025Very nice two story traditional home. Lots of visable updates including flooring, updated kitchen and much more. Great floor plan and design. Desirable location.
Last Agent to Sell the Property
Tri-Star Real Estate License #197747 Listed on: 03/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,216
Lot Details
- 3,100 Sq Ft Lot
- Aluminum or Metal Fence
- Chain Link Fence
- Cleared Lot
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,134 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Woodwork
- High Ceiling
- Ceiling Fan
- Non-Functioning Fireplace
- Aluminum Window Frames
- Panel Doors
- Living Room
- Formal Dining Room
- Neighborhood Views
- Granite Countertops
Flooring
- Laminate
- Concrete
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Unfinished Basement
- Walk-Out Basement
- Laundry in Basement
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Porch
- Property is near public transit
Community Details
- No Home Owners Association
Listing and Financial Details
- REO, home is currently bank or lender owned
- Assessor Parcel Number 055-32-09-020.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 28, 2024
Sold by
Kenton Circuit Court
Bought by
Regions Bank
Purchase Details
Listed on
Jun 4, 2021
Closed on
Jul 9, 2021
Sold by
Sfr3 Llc
Bought by
Cunigan Amber
Seller's Agent
Jennifer Day
RE/MAX Preferred Group
Buyer's Agent
Annie Venerable
Pivot Realty Group
List Price
$149,900
Sold Price
$168,500
Premium/Discount to List
$18,600
12.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.42%
Original Mortgage
$168,500
Interest Rate
2.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 20, 2020
Sold by
Grefer Jeff and Grefer Lori
Bought by
Neumann Brothers Llc
Purchase Details
Closed on
May 25, 2010
Sold by
Deutsche Bank National Trust Company
Bought by
Grefer Jeff
Purchase Details
Closed on
Feb 1, 2010
Sold by
Cozzart Gregory S and Cozzart Cheri
Bought by
Deutsche Bank National Trust Company
Purchase Details
Closed on
Jun 17, 2005
Sold by
Christiana Bank & Trust
Bought by
Cozzart Gregory S and Cozzart Cheri
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.48%
Mortgage Type
Unknown
Purchase Details
Closed on
May 2, 2005
Sold by
Tiger Relocation Co
Bought by
Christiana Bank & Trust Co
Purchase Details
Closed on
Aug 31, 2000
Sold by
Trst William Howard
Bought by
Holt Stephen and Holt Nealta
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,400
Interest Rate
8.24%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 1998
Sold by
Pye George
Bought by
1728 Garrard Street Land Trust
Similar Homes in Covington, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Commissioners Deed | -- | None Listed On Document | |
| Commissioners Deed | -- | None Listed On Document | |
| Warranty Deed | $168,500 | None Available | |
| Deed | $45,000 | Rt | |
| Deed | $55,000 | Sojourners Title Agency | |
| Special Warranty Deed | $21,000 | None Available | |
| Commissioners Deed | $40,100 | None Available | |
| Special Warranty Deed | $26,500 | Lighthouse Title Services | |
| Quit Claim Deed | $26,500 | Lighthouse Title Services | |
| Deed | $54,415 | -- | |
| Deed | $34,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $142,373 | FHA | |
| Previous Owner | $168,500 | New Conventional | |
| Previous Owner | $60,000 | Unknown | |
| Previous Owner | $58,400 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/26/2025 08/26/25 | Sold | $145,000 | -8.8% | $128 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 06/03/2025 06/03/25 | Price Changed | $159,000 | -3.6% | $140 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $164,900 | 0.0% | $145 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 03/10/2025 03/10/25 | For Sale | $164,900 | -2.1% | $145 / Sq Ft |
| 07/09/2021 07/09/21 | Sold | $168,500 | +12.4% | $149 / Sq Ft |
| 06/07/2021 06/07/21 | Pending | -- | -- | -- |
| 06/04/2021 06/04/21 | For Sale | $149,900 | -- | $132 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,216 | $168,500 | $5,000 | $163,500 |
| 2023 | $2,244 | $168,500 | $5,000 | $163,500 |
| 2022 | $2,256 | $168,500 | $5,000 | $163,500 |
| 2021 | $897 | $55,000 | $5,000 | $50,000 |
| 2020 | $536 | $31,000 | $5,000 | $26,000 |
| 2019 | $541 | $31,000 | $5,000 | $26,000 |
| 2018 | $551 | $31,000 | $5,000 | $26,000 |
| 2017 | $559 | $31,000 | $5,000 | $26,000 |
| 2015 | $713 | $31,000 | $5,000 | $26,000 |
| 2014 | $612 | $31,000 | $5,000 | $26,000 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Rothenbusch
G
Seller's Agent in 2025
Gary Rothenbusch
Tri-Star Real Estate
(513) 407-7909
1 in this area
79 Total Sales
-
Leah Frederick
Buyer's Agent in 2025
Leah Frederick
Howard Hanna Real Estate Services
(513) 289-9800
1 in this area
55 Total Sales
-
Jennifer Day
Seller's Agent in 2021
Jennifer Day
RE/MAX
(513) 276-2996
5 in this area
662 Total Sales
-
Annie Venerable
Buyer's Agent in 2021
Annie Venerable
Pivot Realty Group
(513) 600-1087
5 in this area
133 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 630543
APN: 055-32-09-020.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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