$850,000
OPEN SAT 1PM - 3PM

17318 Otter Dr Matoaca, VA 23120

Moseley Neighborhood

Estimated payment $5,131/month

4 Beds
3 Baths
2,824 Sq Ft
$301 Price per Sq Ft

Highlights

  • Spa
  • Deck
  • Main Floor Primary Bedroom
  • Cosby High School Rated A
  • Wood Flooring
  • High Ceiling

About This Home

A Homesmith original-custom-built in 2022 and unlike anything else in Summer Lake. From the street, the craftsman roofline, dual shed dormers, covered front porch, and signature porthole window announce immediately that this is not a production home. Professionally landscaped with architectural uplighting and a concrete driveway, the curb appeal is stunning at dusk. Step inside and the level of craft is immediate: wide-plank hardwood floors, arched casement doorways, exposed ceiling beams, and custom millwork throughout-finished to a standard that Homesmith is known for and rarely found at resale. The kitchen is the centerpiece: floor-to-ceiling natural white oak cabinetry, honed soapstone countertops, professional-grade range, built-in beverage fridge, dedicated coffee station, walk-in pantry, and a massive island with deep undermount sink-open to the dining area and great room anchored by a full-height stone gas fireplace. A dramatic multi-panel glass door system opens the living room to a fully screened deck, leading to a private, fully fenced backyard with a custom natural stone patio and wood-burning fire pit — an outdoor living sequence designed for four seasons of use. The main-level primary suite is a genuine retreat: spa bath with soapstone double vanity, soaking tub, oversized tile shower, walk-in closet and water closet with state of the art TOTO Neorest bidet system. A second main-level bedroom with full bath, arched-entry office, drop zone, laundry (W/D convey!) and 2-car garage complete the first floor. Upstairs, a bright loft opens to two additional bedrooms-one en-suite-plus an unfinished room over the garage, with the potential to become a 5th bedroom and 4th bath. Summer Lake: Olympic pool with splash pad, 20,000 sq ft clubhouse, fitness center, 4 lighted tennis and pickleball courts, volleyball, basketball, trails, and discounted golf. Brand-new Deep Creek Middle School a bike ride away; new elementary and Western Area High School (2027) in the same corridor. One of a kind — by design.

Listing Agent

Wes Fertig

Joyner Fine Properties License #0225239142 Listed on: 03/12/2026

Joyner Fine Properties

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,449

Year Built

  • Built in 2022

Lot Details

  • 0.3 Acre Lot
  • Back Yard Fenced
  • Landscaped
  • Sprinkler System
  • Zoning described as R12

HOA Fees

  • $122 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cottage
  • Bungalow
  • Fire Rated Drywall
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 2,824 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Sliding Doors
  • Formal Dining Room
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal
  • Instant Hot Water

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Garden Bath

Laundry

  • Dryer
  • Washer

Pool

  • Spa
  • Outdoor Pool

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Front Porch

Schools

  • Grange Hall Elementary School
  • Deep Creek Middle School
  • Cosby High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heating System Uses Oil
  • Heat Pump System
  • Vented Exhaust Fan

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 707-68-41-38-200-000

Community Details

Overview

  • Summer Lake Subdivision

Amenities

  • Common Area

Recreation

  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,449

Year Built

Built in 2022

Lot Details

0.3 Acres

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2022
  • Property Attached Yn: No
  • Lot Size Acres: 0.3022
  • Ownership: Individuals
  • Subdivision Name: Summer Lake
  • Above Grade Finished Sq Ft: 2824.0
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: 4097
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Tile, Wood
  • Basement: Crawl Space
  • Private Spa: Yes
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Gas Cooking, Disposal, Instant Hot Water, Ice Maker, Microwave, Oven, Refrigerator, Range Hood, Washer
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, Garden Tub/Roman Tub, High Ceilings, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Recessed Lighting, Walk-In Closet(s), Window Treatments
  • Living Area: 2824.0
  • Stories: 2
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Back Yard, Fenced, Picket
  • Lot Features: Landscaped
  • Pool Features: Community, Pool
  • Waterfront: No
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Hot Tub/Spa, Sprinkler/Irrigation, Lighting, Porch, Paved Driveway
  • Other Structures: Garage(s)
  • Patio And Porch Features: Rear Porch, Front Porch, Patio, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Paved

Utilities

  • Heating: Electric, Forced Air, Heat Pump, Multi-Fuel, Natural Gas
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Heater: Instant Hot Water
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Home Owners Association, Trails/Paths, Curbs, Gutter(s)
  • Association Fee: 365.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Pool(s), Recreation Facilities, Reserve Fund

Schools

  • Middle Or Junior School: Deep Creek

Lot Info

  • Parcel Number: 707-68-41-38-200-000
  • Zoning Description: R12

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6448.94
  • Tax Lot: 35

MLS Schools

  • Elementary School: Grange Hall
  • High School: Cosby

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,474 $724,600 $115,000 $609,600
2024 $6,474 $714,600 $105,000 $609,600
2023 $5,988 $658,000 $100,000 $558,000
2022 $865 $94,000 $94,000 $0
2021 $846 $89,000 $89,000 $0
2020 $827 $87,000 $87,000 $0
2019 $0 $85,000 $85,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/19/2026 03/19/26 For Sale $850,000 +9.6% $301 / Sq Ft
10/12/2022 10/12/22 Sold $775,215 +16.2% $285 / Sq Ft View Prior Sale
09/30/2021 09/30/21 Pending -- -- --
09/28/2021 09/28/21 For Sale $667,210 -- $246 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $775,215 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $775,215 VA
Source: Public Records

Source: Central Virginia Regional MLS

MLS Number: 2606217

Central Virginia Regional MLS

APN: 707-68-41-38-200-000

Virginia Chesterfield County Matoaca 23120 Moseley

17318 Otter Dr, Matoaca, VA

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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Wes Fertig
Listing Agent
Wes Fertig
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Joyner Fine Properties
(804) 635-6456
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