Jo-Ann Frazho
ATRIUM REALTY, LLC
(813) 413-4240
116 Total Sales
1 in Oldsmar
$290,000 Price
1732 Split Fork Dr Oldsmar, FL 34677
Oldsmar AreaEstimated Value: $574,982
3
Beds
2.5
Baths
2,163
Sq Ft
$266/Sq Ft
Est. Value
Highlights
- 52 Feet of Creek Waterfront
- Access To Pond
- Pond View
- East Lake High School Rated A
- Above Ground Spa
- Open Floorplan
About This Home
As of May 2026One or more photo(s) has been virtually staged. Welcome to this beautifully updated home in the highly desirable Eastlake Oaks community of Oldsmar, where comfort, privacy, and location come together perfectly. NO FLOOD INSURACE REQUIRED. This 3-bedroom, 2.5-bath home with a rare 3-car garage offers stunning water views and no rear neighbors, creating a peaceful setting that’s hard to find. Inside, the home has been meticulously upgraded throughout, making it completely move-in ready. Enjoy a beautifully renovated kitchen, updated bathrooms, new flooring, and fresh interior paint, all designed to create a modern and inviting living space. The open layout flows perfectly for both everyday living and entertaining while allowing you to enjoy the tranquil water views from the back of the home. Major updates provide peace of mind for years to come, including a new water heater (2024), HVAC system (2022), and roof (2019). One of the most exceptional features of this home is that it is one of only a handful of properties in the entire neighborhood that does NOT require flood insurance, offering significant long-term savings while still enjoying a beautiful water view setting. Located in one of Oldsmar’s most desirable neighborhoods, Eastlake Oaks is known for its welcoming community feel and convenient access to top-rated schools, parks, shopping, dining, Tampa International Airport, and the Gulf beaches. Homes with this combination of water views, privacy with no rear neighbors, extensive upgrades, a 3-car garage, and no flood insurance requirement are incredibly rare. Don’t miss your opportunity to own this exceptional home in a fantastic neighborhood.
Last Agent to Sell the Property
COLDWELL BANKER REALTY Brokerage Phone: 813-253-2444 License #3554458 Listed on: 03/04/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,151
Year Built
- Built in 1997
Lot Details
- 7,780 Sq Ft Lot
- Lot Dimensions are 52x150
- 52 Feet of Creek Waterfront
- North Facing Home
- Landscaped
HOA Fees
- $13 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
- On-Street Parking
- Off-Street Parking
- Golf Cart Parking
Property Views
- Pond
- Creek or Stream
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,163 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Double Pane Windows
- Insulated Windows
- Shutters
- Family Room with Fireplace
- Family Room Off Kitchen
- Living Room with Fireplace
- Combination Dining and Living Room
- Storm Windows
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Wood
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Above Ground Spa
- Access To Pond
- Property is near a marina
- Access To Creek
- Enclosed Patio or Porch
- Rain Gutters
- Private Mailbox
Location
- Property is near golf course and public transit
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Listing and Financial Details
- Home warranty included in the sale of the property
- Visit Down Payment Resource Website
- Legal Lot and Block 17 / 8
- Assessor Parcel Number 15-28-16-23989-008-0170
Community Details
Overview
- Association fees include pool, recreational facilities
- Nancy Lucas Association, Phone Number (813) 433-2000
- Eastlake Oaks Ph 1 Subdivision
Recreation
- Community Playground
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 4, 2026
Closed on
May 1, 2026
Sold by
Pablico Gandeza and Tuazon Maturan Ramon Angelo
Bought by
Seller's Agent
Jonathan Hernandez
COLDWELL BANKER REALTY
Buyer's Agent
Kevin Henao
LA ROSA REALTY LLC
List Price
$599,999
Sold Price
$575,000
Premium/Discount to List
-$24,999
-4.17%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18
Avg. Annual Appreciation
-0.01%
Original Mortgage
$546,250
Outstanding Balance
$544,678
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$30,304
Purchase Details
Closed on
Mar 29, 2019
Sold by
Zhai Jinhui and Zhai Lian
Bought by
Gandeza Maria Leonora Adel and Maturan Ramon Angelo Tuzaon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,434
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 30, 2005
Sold by
Hysenlika Ylli and Koxha Raimonda
Bought by
Zhai Jinhui and Zhai Lian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 14, 2002
Sold by
Herringer Jonathan and Herringer Beth
Bought by
Hysenlika Ylli
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,000
Interest Rate
6.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 3, 1998
Sold by
U S Home Corp
Bought by
Herringer Jonathan and Herringer Beth
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Oldsmar, FL
-
Jo-Ann Frazho
-
Renny Bryden
Renny Bryden
CHARLES RUTENBERG REALTY INC
(727) 205-9447
63 Total Sales
4 in Oldsmar
$175K - $320K Price Range
-
Julia Horton
Julia Horton
COLDWELL BANKER REALTY
(727) 349-3401
81 Total Sales
4 in Oldsmar
$105K - $608K Price Range
-
Nicole DiSabato Harmon
Nicole DiSabato Harmon
RE/MAX REALTEC GROUP INC
(813) 565-9154
77 Total Sales
6 in Oldsmar
$200K - $620K Price Range
-
Mashonda Smith
Mashonda Smith
THE TENPENNY COLLECTION
(727) 228-6370
77 Total Sales
1 in Oldsmar
$233,500 Price
-
Tony Baroni
Tony Baroni
KELLER WILLIAMS SUBURBAN TAMPA
(813) 437-1985
1,290 Total Sales
3 in Oldsmar
$375K - $435K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $575,000 | Palma Title & Real Estate Clos | ||
| Gandeza Maria Leonora Adel | $312,000 | Flagship Title | |
| Zhai Jinhui | $320,000 | Pioneer Title Inc | |
| Hysenlika Ylli | $190,600 | -- | |
| Herringer Jonathan | $159,800 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $546,250 | ||
| Closed | Gandeza Maria Leonora Adel | $301,434 | |
| Previous Owner | Zhai Jinhui | $168,000 | |
| Previous Owner | Zhai Jinhui | $272,000 | |
| Previous Owner | Hysenlika Ylli | $50,000 | |
| Previous Owner | Hysenlika Ylli | $207,000 | |
| Previous Owner | Hysenlika Tlli | $178,000 | |
| Previous Owner | Hysenlika Ylli | $181,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/01/2026 05/01/26 | Sold | $575,000 | -1.7% | $266 / Sq Ft |
| 04/11/2026 04/11/26 | Pending | -- | -- | -- |
| 03/23/2026 03/23/26 | Price Changed | $585,000 | -2.5% | $270 / Sq Ft |
| 03/04/2026 03/04/26 | For Sale | $599,999 | -- | $277 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,151 | $486,707 | $112,549 | $374,158 |
| 2024 | $7,992 | $481,500 | $170,233 | $311,267 |
| 2023 | $7,992 | $456,165 | $185,268 | $270,897 |
| 2022 | $7,392 | $416,106 | $209,463 | $206,643 |
| 2021 | $6,831 | $337,020 | $0 | $0 |
| 2020 | $6,264 | $290,926 | $0 | $0 |
| 2019 | $6,172 | $283,382 | $92,563 | $190,819 |
| 2018 | $5,772 | $260,007 | $0 | $0 |
| 2017 | $5,372 | $238,640 | $0 | $0 |
| 2016 | $5,467 | $215,722 | $0 | $0 |
| 2015 | $5,406 | $207,839 | $0 | $0 |
| 2014 | $5,223 | $209,888 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jonathan Hernandez
Seller's Agent in 2026
Jonathan Hernandez
COLDWELL BANKER REALTY
(727) 417-1122
50 Total Sales
-
Kevin Henao
KH
Buyer's Agent in 2026
Kevin Henao
LA ROSA REALTY LLC
(321) 666-9936
7 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8482923
APN: 15-28-16-23989-008-0170
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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