1734 3rd St NE Winter Haven, FL 33881
Downtown Winter Haven NeighborhoodEstimated payment $2,308/month
Highlights
- 50 Feet of Lake Waterfront
- Loft
- No HOA
- 0.39 Acre Lot
- Granite Countertops
- Front Porch
About This Home
LAKEFRONT PROPERTY! Experience the perfect blend of privacy, recreation, and stunning water views at this beautifully remodeled home. Featuring its own separate entrance to an in-law suite, this property is perfect for multi-generational living, Airbnb hosting, or an additional income opportunity. You’ll love having three bedrooms on the first floor, two with their own private en suite bathrooms, offering comfort and flexibility for family or guests. The kitchen features granite countertops, stainless steel appliances, a spacious breakfast bar, elegant cabinets with crown molding, and wood-look tile flooring for a warm, modern feel. Hardwood flooring runs throughout the home, and every window has been replaced with energy-efficient double-pane windows, adding natural light, comfort, and lower utility costs. Laundry is a breeze with the included washer/dryer combo. Upstairs offers a spacious open living area, two bedrooms, and a versatile bonus room that can be customized to fit your needs. Notable updates include a water heater (2019), Recently cleaned air ducts, A/C unit (2018) 2nd A/c unit (new), Stainless steel appliances (2021) and numerous modern touches throughout. Step outside and enjoy over 200 feet of grassy backyard leading to the lake, complete with a pergola at the water’s edge—perfect for relaxing and soaking in the serene views. Conveniently located near Legoland, Polk State College, Winter Haven Hospital, nature parks and the best restaurants in downtown Winter Haven. This home delivers beauty, functionality, and opportunity all in one.
Listing Agent
EXP REALTY LLC Brokerage Phone: 407-476-4127 License #3366580 Listed on: 11/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,309
Year Built
- Built in 1913
Lot Details
- 0.39 Acre Lot
- 50 Feet of Lake Waterfront
- Lake Front
- North Facing Home
- Chain Link Fence
Home Design
- Bi-Level Home
- Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 2,454 Sq Ft Home
- Ceiling Fan
- Double Pane Windows
- Living Room
- Dining Room
- Loft
- Inside Utility
- Lake Views
- Crawl Space
Kitchen
- Range with Range Hood
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Bathroom
- In-Law or Guest Suite
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Private Mailbox
- Front Porch
Schools
- Jewett School Of The Arts Elementary School
- Winter Haven Senior High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Community Details
- No Home Owners Association
- Smith Ida M 02 Rep Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 6 / 3
- Assessor Parcel Number 26-28-21-581500-003060
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,358 | $279,567 | -- | -- |
| 2024 | $4,252 | $271,688 | -- | -- |
| 2023 | $4,252 | $263,775 | $0 | $0 |
| 2022 | $4,144 | $256,092 | $53,820 | $202,272 |
| 2021 | $2,504 | $108,619 | $0 | $0 |
| 2020 | $2,141 | $141,704 | $46,800 | $94,904 |
| 2018 | $1,341 | $64,129 | $13,050 | $51,079 |
| 2017 | $1,196 | $60,245 | $0 | $0 |
| 2016 | $1,133 | $54,768 | $0 | $0 |
| 2015 | $1,033 | $49,789 | $0 | $0 |
| 2014 | $910 | $45,263 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/08/2026 01/08/26 | Price Changed | $375,000 | -9.6% | $153 / Sq Ft | |
| 12/22/2025 12/22/25 | Price Changed | $415,000 | -4.6% | $169 / Sq Ft | |
| 11/04/2025 11/04/25 | For Sale | $435,000 | +40.3% | $177 / Sq Ft | |
| 07/20/2021 07/20/21 | Sold | $310,000 | 0.0% | $152 / Sq Ft | View Prior Sale |
| 07/19/2021 07/19/21 | Pending | -- | -- | -- | |
| 07/15/2021 07/15/21 | Price Changed | $310,000 | +3.4% | $152 / Sq Ft | |
| 07/15/2021 07/15/21 | For Sale | $299,900 | 0.0% | $147 / Sq Ft | |
| 06/13/2021 06/13/21 | Pending | -- | -- | -- | |
| 06/10/2021 06/10/21 | For Sale | $299,900 | 0.0% | $147 / Sq Ft | |
| 04/13/2021 04/13/21 | Pending | -- | -- | -- | |
| 06/22/2020 06/22/20 | Price Changed | $299,900 | -4.8% | $147 / Sq Ft | |
| 02/25/2020 02/25/20 | Price Changed | $315,000 | -13.7% | $154 / Sq Ft | |
| 01/03/2020 01/03/20 | For Sale | $365,000 | -- | $178 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $310,000 | Paramount Title | |
| Warranty Deed | $65,000 | Attorney | |
| Deed | $20,000 | -- | |
| Warranty Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $284,675 | New Conventional | |
| Previous Owner | $60,000 | No Value Available |
Source: Stellar MLS
MLS Number: O6355861
APN: 26-28-21-581500-003060
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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