$395,000
SOLD JUL 17, 2026
3 Beds
2 Baths
1,041 Sq Ft
0.28 Acre Lot

Sale Details

Date Sold: July 17, 2026

$379 Per Sq Ft

1% Below List Price

252 Days on Market

Highlights

  • RV Hookup
  • High Ceiling
  • Private Yard
  • Ridgecrest Elementary School Rated A-
  • Stone Countertops
  • No HOA

About This Home

As of July 2026

BACK ON THE MARKET OPPORTUNITY....SUPERIOR RENOVATED 3/2 HOME IN NO FLOOD ZONE, 3 MILES TO THE BEACH, PRIVATE ROAD ON GIGANTIC LOT INCLUDING ROAD. NO HOA! TURN KEY INVESTMENT. NO RENTAL RESTRICTIONS. ALL NEW 2025 ELECTRICAL, PLUMBING, COMMERCIAL HAVAC SYSTEM, ROOF, VINYL SOFFIT, WATER HEATER, CUSTOM KITCHEN, HURRICANE DOORS AND WINDOWS, INSTANT HOT WATER! NO EXPENSE SPARED ON THIS PROPERTY. TAKE ADVANTAGE OF THIS INVESTMENT. GORGEOUS CHEFS KITCHEN WITH TOP OF THE LINE STAINLESS APPLIANCES, EXOTIC BACKSPLASH AND QUARTS. SPLIT PLAN WITH HUGE MASTER SUITE, BRAND NEW ON-SUITE MASTER BATH WITH GLASS TILE WALK IN SHOWER AND WALK-IN CLOSET. HI END TILE FLOORING AND HIGH CEILINGS. MODERN OPEN FLOOR PLAN. ONLY 4 MILES TO FAMOUS CLEARWATER BEACH FEATURING WORD CLASS FISHING, LIVE ENTERTAINMENT, DINNING AND SHOPPING.

Last Agent to Sell the Property

Deborah Gonska

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3213064 Listed on: 10/08/2025

CHARLES RUTENBERG REALTY INC

Last Buyer's Agent

Jenn Cook

COASTAL PROPERTIES GROUP INTER License #3041895

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $297

Year Built

  • Built in 1957

Lot Details

  • 12,031 Sq Ft Lot
  • South Facing Home
  • Dog Run
  • Private Yard

Parking

  • RV Hookup

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Cement Siding
  • Block Exterior

Interior Spaces

  • 1,041 Sq Ft Home
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Ceramic Tile Flooring
  • Crawl Space

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Washer Hookup

Outdoor Features

  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater

Community Details

  • No Home Owners Association
  • Big Acres Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$297

Year Built

Built in 1957

Lot Details

0.28 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Cement Siding, Concrete
  • Fireplace: No
  • Living Area: 1041
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1957
  • Building Area Total: 1168
  • Lot Size Sq Ft: 12031
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 108.51
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 379.44
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • Foundation Details: Crawlspace, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Private Yard, RV Hookup
  • Living Area Meters: 96.71

Exterior Features

  • Direction Faces: South
  • Exterior Features: Dog Run, Private Yard, RV Hookup, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Gravel
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0114H

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Heat Pump
  • Laundry Features: Laundry Closet, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Parcel Number: 05-30-15-08712-002-0230
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 297
  • Tax Block: B
  • Tax Book Number: 25-40
  • Tax Lot: 23

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 25, 2024
Sold by
Ragan James D and Ragan Heidi
Bought by

Purchase Details

Closed on
Jan 15, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Ragan James and Ragan Heidi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,866
Interest Rate
5.23%
Mortgage Type
Balloon

Purchase Details

Closed on
May 5, 2008
Sold by
Dibling Renee L
Bought by
Deutsche Bank National Trust Co and Argent Mortgage Securities Inc Asset Bac

Purchase Details

Closed on
Jul 26, 1999
Sold by
Mcmillen Dale C and Mcmillen Elizabeth J
Bought by
Dibling Renee L
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Harbor Bluffs, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $250,000 Bankers Title
Corporate Deed $68,200 Lsc Title Inc
Trustee Deed -- None Available
Warranty Deed $48,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $40,866 Balloon
Previous Owner $15,915 Unknown
Previous Owner $153,000 Unknown
Previous Owner $80,000 New Conventional
Previous Owner $12,000 Credit Line Revolving
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/17/2026 07/17/26 Sold $395,000 -1.0% $379 / Sq Ft
06/17/2026 06/17/26 Pending -- -- --
05/17/2026 05/17/26 Price Changed $399,000 0.0% $383 / Sq Ft
05/17/2026 05/17/26 For Sale $399,000 -3.6% $383 / Sq Ft
05/12/2026 05/12/26 Pending -- -- --
04/16/2026 04/16/26 Price Changed $414,000 -1.2% $398 / Sq Ft
04/15/2026 04/15/26 For Sale $419,000 +6.1% $402 / Sq Ft
04/05/2026 04/05/26 Off Market $395,000 -- --
02/20/2026 02/20/26 Price Changed $419,000 -1.2% $402 / Sq Ft
01/12/2026 01/12/26 Price Changed $424,000 -0.2% $407 / Sq Ft
12/27/2025 12/27/25 For Sale $425,000 +7.6% $408 / Sq Ft
12/18/2025 12/18/25 Off Market $395,000 -- --
11/29/2025 11/29/25 For Sale $425,000 +7.6% $408 / Sq Ft
11/18/2025 11/18/25 Off Market $395,000 -- --
10/24/2025 10/24/25 Price Changed $425,000 -5.3% $408 / Sq Ft
10/08/2025 10/08/25 For Sale $449,000 -- $431 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,216 $222,065 $159,762 $62,303
2024 $280 $40,984
2023 $280 $39,790 $0 $0
2022 $259 $38,631 $0 $0
2021 $249 $37,506 $0 $0
2020 $243 $36,988 $0 $0
2019 $228 $36,156 $0 $0
2018 $217 $35,482 $0 $0
2017 $205 $34,752 $0 $0
2016 $189 $34,037 $0 $0
2015 $188 $33,800 $0 $0
2014 $182 $33,532 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8434468

Stellar MLS

APN: 05-30-15-08712-002-0230

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