3538 Shady Bluff Dr Largo, FL 33770
Harbor Bluffs NeighborhoodEstimated payment $3,403/month
Highlights
- In Ground Pool
- Solar Power System
- Deck
- Anona Elementary School Rated A-
- Open Floorplan
- Traditional Architecture
About This Home
Under contract-accepting backup offers. The Perfect Trifecta: Pool Home • Non-Flood Zone • Short-Term Rental Potential — Discover the perfect combination of lifestyle, location, and investment opportunity in this beautifully renovated 3-bedroom, 2-bath pool home offering 1,563 square feet of thoughtfully designed living space in Largo's desirable Harbor Hills neighborhood. Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this home checks every box. Located in Flood Zone X (no flood insurance required) and offering the potential for short-term rentals, it presents an increasingly rare opportunity in today's market. Inside, the desirable split-bedroom floor plan offers privacy for the spacious primary suite, while two guest bedrooms are situated on the opposite side of the home and share a generously sized hallway bath. Three hallway closets provide an abundance of storage rarely found in homes of this size. The completely renovated interior is truly move-in ready, showcasing timeless finishes and a fresh coastal aesthetic throughout. The beautifully appointed kitchen features crisp white cabinetry accented by soothing blue tones, custom quartz countertops, a striking blue tile backsplash, abundant cabinetry, and a full pantry wall surrounding the refrigerator for exceptional storage and functionality. Oversized Scandinavian-inspired luxury vinyl plank flooring flows seamlessly throughout the home, adding warmth, durability, and contemporary style. The open-concept living and dining areas transition effortlessly into the rear family room, where sliding glass doors lead to your own private backyard retreat. Designed for easy Florida living, the outdoor space features a sparkling pool surrounded by low-maintenance turf, an expansive deck for lounging and entertaining, and a dedicated fire pit gathering area — perfect for relaxing evenings under the stars or hosting family and friends. Additional highlights include an attached two-car garage, 2018 roof, 2025 HVAC system, and fully paid-off solar panels, providing energy efficiency and helping keep utility costs low for years to come. Ideally located in the sought-after Harbor Hills neighborhood, you'll enjoy quick access to award-winning Gulf beaches, beautiful parks, shopping, dining, and everyday conveniences. Tampa International Airport is less than 30 minutes away, while St. Pete–Clearwater International Airport is approximately 20 minutes from your doorstep. Beautifully updated, ideally located, and packed with sought-after features — including a pool, no flood insurance requirement, and short-term rental potential — this home truly is the perfect trifecta.
Listing Agent
COMPASS FLORIDA LLC Brokerage Phone: 727-380-2067 License #3297275 Listed on: 07/02/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,937
Year Built
- Built in 1964
Lot Details
- 7,488 Sq Ft Lot
- Lot Dimensions are 75x100
- Unincorporated Location
- North Facing Home
- Vinyl Fence
- Landscaped with Trees
- Property is zoned R-3
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
- On-Street Parking
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,563 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Family Room
- Combination Dining and Living Room
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Eco-Friendly Details
- Solar Power System
Outdoor Features
- In Ground Pool
- Deck
- Exterior Lighting
- Private Mailbox
- Rear Porch
Schools
- Anona Elementary School
- Seminole Middle School
- Largo High School
Utilities
- Central Heating and Cooling System
- Thermostat
Community Details
- Harbor Hills Association
- Visit Association Website
- Harbor Hills Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 12 / E
- Assessor Parcel Number 05-30-15-35982-005-0120
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,017 | $149,951 | ||
| 2024 | $1,853 | $145,725 | ||
| 2023 | $1,853 | $141,481 | $0 | $0 |
| 2022 | $1,794 | $137,360 | $0 | $0 |
| 2021 | $1,811 | $133,359 | $0 | $0 |
| 2020 | $1,814 | $131,518 | $0 | $0 |
| 2019 | $1,776 | $128,561 | $0 | $0 |
| 2018 | $1,754 | $126,164 | $0 | $0 |
| 2017 | $1,733 | $123,569 | $0 | $0 |
| 2016 | $1,713 | $121,027 | $0 | $0 |
| 2015 | $1,739 | $120,186 | $0 | $0 |
| 2014 | $1,726 | $119,232 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/02/2026 07/02/26 | For Sale | $589,000 | -- | $377 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $380,000 | Tier 1 Title | |
| Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $127,500 | -- | |
| Warranty Deed | $115,000 | -- | |
| Quit Claim Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $420,000 | Construction | |
| Previous Owner | $220,029 | New Conventional | |
| Previous Owner | $130,439 | VA | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $137,650 | VA |
Source: Stellar MLS
MLS Number: TB8523229
APN: 05-30-15-35982-005-0120
- 3723 Orchard Grove Ln
- 3717 McKay Creek Dr
- 3282 Honeysuckle Rd
- 3749 McKay Creek Dr
- 315 Orangewood Ln
- 955 Indian Rocks Rd S
- 3966 High Bluff Dr
- 3223 Dryer Ave
- 307 Orangewood Ln
- 1772 Indian Rocks Rd S
- 1348 High Bluff Dr
- 855 Fountainhead Dr
- 3553 Center Cir
- 1796 Brookside Blvd
- 209 Live Oak Ln
- 802 Allamanda Dr
- 220 Harbor View Ln
- 810 Allamanda Dr
- 407 Harbor View Ln
- 2017 Cove Dr
- 3342 Honeysuckle Rd
- 3273 Harbor Lake Dr
- 1411 Kennywood Dr Unit B
- 1635 Gladys St Unit 2
- 1734 Gladys St Unit 1734 Gladys St Largo
- 3054 Adrian Ave
- 809 Jacaranda Dr
- 2132 Isabelle St
- 3018 19th Place SW
- 2200 Gladys St
- 2543 Sunny Breeze Ave Unit SI ID1520129P
- 2777 21st Ave SW
- 2310 Nellie St
- 2545 Hillsdale Ave Unit A
- 1454 Trotter Rd
- 1837 Trotter Rd Unit A
- 2944 W Bay Dr Unit 201
- 2686 Sunset Dr
- 2369 19th Ave SW Unit B
- 215 Valencia Blvd Unit 213
Ask me questions while you tour the home.