$3,999,000

Estimated payment $25,329/month

Total Views 5,078
5 Beds
5.5 Baths
4,786 Sq Ft
$836 Price per Sq Ft

Highlights

  • 101 Feet of Intracoastal Waterfront
  • Water access To Gulf or Ocean
  • Screened Pool
  • Largo High School Rated A-
  • Intracoastal View
  • Sub-Zero Refrigerator

About This Home

Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and
separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

Listing Agent

Martha Thorn

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #477603 Listed on: 06/22/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $42,042

Year Built

  • Built in 1968

Lot Details

  • 29,111 Sq Ft Lot
  • Lot Dimensions are 101x291
  • 101 Feet of Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned R-3

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Intracoastal
  • Full Gulf or Ocean

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 4,786 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • French Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Hurricane or Storm Shutters
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Microwave
  • Sub-Zero Refrigerator
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Soaking Tub

Pool

  • Screened Pool
  • In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Fence Around Pool
  • Outdoor Shower
  • Pool Tile

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Seawall
  • Dock made with Composite Material
  • Balcony

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Community Details

  • Harbor Bluffs Hoa/Nikki Mcconnell Association, Phone Number (727) 584-6695
  • Harbor Bluffs Sec 2 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$42,042

Year Built

Built in 1968

Lot Details

0.67 Acres

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 4786
  • Lot Size Acres: 0.67
  • New Construction: No
  • Year Built: 1968
  • Building Area Total: 6598
  • Lot Size Sq Ft: 29111
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 612.97
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 835.56
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite
  • MFR_DockYN: 1
  • Attribution Contact: 727-581-9411
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas, Primary Bedroom, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Microwave
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Living Area Meters: 444.63

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground, Screen Enclosure, Tile
  • Exterior Features: Balcony, French Doors, Hurricane Shutters, Outdoor Shower
  • Roof: Shingle
  • Pool Private: Yes
  • View: Gulf/Ocean - Full
  • Water Body Name: INTRACOASTAL
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Seawall - Concrete
  • Water View: Gulf/Ocean - Full,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 101
  • Flood Zone Panel: 12103C0112H
  • Water Frontage Feet ICW: 101

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 420
  • Association Fee Frequency: Annually
  • Association Name: Harbor Bluffs HOA/Nikki McConnell
  • Phone: 727-584-6695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 420.00
  • Total Monthly Fees: 35.00
  • Monthly HOA Amount: 35.00

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-29-15-35748-010-0110
  • Additional Parcels: No
  • Lot Dimensions: 101x291
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify lease restrictions with Belleair Bluffs

Tax Info

  • Tax Annual Amount: 42042.11
  • Tax Block: J
  • Tax Book Number: 49-57
  • Tax Lot: 11

Multi Family

  • Waterfront Features: Intracoastal Waterway

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $42,042 $2,405,056 $1,423,112 $981,944
2024 $40,837 $2,691,931 $1,831,752 $860,179
2023 $40,837 $2,824,147 $1,900,968 $923,179
2022 $35,513 $2,233,683 $1,518,422 $715,261
2021 $33,084 $1,881,595 $0 $0
2020 $29,902 $1,572,770 $0 $0
2019 $31,774 $1,657,156 $1,078,193 $578,963
2018 $37,283 $1,919,884 $0 $0
2017 $36,536 $1,883,386 $0 $0
2016 $35,766 $1,985,776 $0 $0
2015 $31,110 $1,516,563 $0 $0
2014 $33,534 $1,929,189 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/22/2026 06/22/26 For Sale $3,999,000 -- $836 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: TB8521648

Stellar MLS

APN: 32-29-15-35748-010-0110

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