NOT LISTED FOR SALE

174 Ruth Rd Monticello, KY 42633

Monticello Area

Estimated Value: $264,000 - $310,000

3 Beds
2 Baths
1,776 Sq Ft
$165/Sq Ft Est. Value

Sale Details

Date Sold: July 1, 2020

Last sale price $178,000 $100 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $1,743 / mo

157 Days on Market

Highlights

  • Boat Ramp
  • Views of a Farm
  • Eat-In Kitchen
  • Property is near a marina
  • 2 Car Garage
  • Storm Windows

About This Home

As of July 2020

Priced to sell $177,900!! Must See! Excellent Condition Ready to move in 3 large bedroom, 2 bath home that includes a 2 car attached garage and a 32' x 40' detached garage all on a lovely manicured 1.22 acre yard. Newer heat and air unit, newer appliances, metal roof is less than 10 years old, Excellent Location between Somerset and Monticello. Quiet neighborhood. Ruth Road is on the left, just 7.4 miles West from the Rusty Hwy 90 Bridge. Within minutes to Conley Bottom. Look for the signs on Hwy. 90! Motivated Seller!

Last Agent to Sell the Property

Lula Burton

Lake Cumberland Real Estate Professionals License #245029 Listed on: 08/04/2019

Last Buyer's Agent

Lula Jean Burton

RE/MAX LakeTime Realty License #245029

RE/MAX LakeTime Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1987

Lot Details

  • 1.22 Acre Lot
  • Many Trees

Parking

  • 2 Car Garage

Home Design

  • Metal Roof

Interior Spaces

  • 1,776 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace Features Blower Fan
  • Gas Log Fireplace
  • Blinds
  • Window Screens
  • Family Room with Fireplace
  • Views of a Farm
  • Crawl Space
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer

Home Security

  • Security System Owned
  • Storm Windows
  • Storm Doors

Outdoor Features

  • Property is near a marina
  • Boat Ramp
  • Patio

Utilities

  • Cooling Available
  • Heating unit installed on the ceiling
  • Air Source Heat Pump
  • Heating System Powered By Leased Propane
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 065-0-0-020

Home Details

Home Type

Single Family

Year Built

Built in 1987

Lot Details

1.22 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1987
  • Above Grade Finished Sq Ft: 1776.0
  • Levels: One
  • New Construction: No
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Lot: Lot Size Acres: 1.22
  • Lot: Lot Size Square Feet: 53143.0
  • Lot Features: Many Trees: Yes
  • Patio And Porch Features: Patio: Yes
  • Other Sold Info: New Construction YN: No
  • Cooling: Heat Pump: Yes
  • Levels: One: Yes
  • Water Heater: Electric: Yes
  • Lot: View YN: Yes
  • View: Farm: Yes
  • View: Suburban: Yes
  • Security Features: Security System Owned: Yes
  • Water Body Features: Boat Ramp: Yes
  • Water Body Features: Marina: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Blower Fan, Family Room, Gas Log
  • Fireplace: Yes
  • LivingArea: 1776.0
  • Lot Size Area: 1.22
  • Window Features: Blinds, Screens, Storm Window(s)
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Crawl Space: Yes
  • Fireplace Features:Blower Fan: Yes
  • Interior: Basement YN: No
  • Interior: Fireplace YN: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Attic Features: Access Only: Yes
  • Fireplace Features: Family Room: Yes
  • Flooring: Vinyl: Yes
  • Interior Features: Eat-in Kitchen: Yes

Exterior Features

  • Roof: Metal
  • Construction Materials: Other
  • Foundation Details: Other
  • List Price: 177900.0
  • Lot Features: Many Trees
  • Patio And Porch Features: Patio
  • View: Farm, Suburban
  • View YN: Yes
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Storm Window(s): Yes
  • Lot: Waterfront YN: No
  • Roof: Metal: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Attached Garage, Detached Garage
  • Parking Information: Garage Spaces: 2.0
  • Parking Features: Detached Garage: Yes
  • Parking Features: Attached Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Ceiling, Electric, Heat Pump, Propane Tank Leased
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security Features: Security System Owned
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Propane Tank Leased: Yes
  • Heating:Ceiling: Yes
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Heating: Electric: Yes

Lot Info

  • Lot Size Acres: 1.22
  • Lot Size Sq Ft: 53143.0
  • Parcel Number: 065-0-0-020

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 16, 2023
Sold by
Bought by
Current Estimated Value
$293,463

Purchase Details

Listed on
Aug 4, 2019
Closed on
Jul 1, 2020
Sold by
Bought by
Seller's Agent
Lula Burton
Lake Cumberland Real Estate Professionals
Buyer's Agent
Lula Jean Burton
RE/MAX LakeTime Realty
List Price
$187,500
Sold Price
$178,000
Premium/Discount to List
-$9,500
-5.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.48%
Original Mortgage
$174,775
Interest Rate
3.1%
Mortgage Type
FHA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$165,000 None Listed On Document
$178,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $3,744
Previous Owner $29,114
Previous Owner $5,581
Previous Owner $174,775
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2020 07/01/20 Sold $178,000 -5.1% $100 / Sq Ft
01/09/2020 01/09/20 Pending -- -- --
08/04/2019 08/04/19 For Sale $187,500 -- $106 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,565 $178,000 $0 $0
2024 $1,606 $178,000 $0 $0
2023 $1,681 $178,000 $0 $0
2022 $1,695 $178,000 $25,000 $153,000
2021 $1,707 $178,000 $25,000 $153,000
2020 $1,649 $170,000 $20,000 $150,000
2019 $1,136 $117,000 $7,500 $109,500
2018 $769 $117,000 $7,500 $109,500
2017 $773 $117,000 $0 $0
2016 $739 $117,000 $7,500 $109,500
2015 $727 $117,000 $7,500 $109,500
2012 $715 $117,000 $7,500 $109,500
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2020

    Lula Burton

    Lake Cumberland Real Estate Professionals

  • Lula Jean Burton Real Estate Agent - RE/MAX

    Buyer's Agent in 2020

    Lula Jean Burton

    RE/MAX

    (606) 875-2343

    289 Total Sales

    Lula Jean Burton
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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 3035102

ImagineMLS (Bluegrass REALTORS®)

APN: 102-00-00-004.07

Kentucky Wayne County Monticello 42633

174 Ruth Rd, Monticello, KY

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ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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