NOT LISTED FOR SALE

174 Tortuga Ln Cudjoe Key, FL 33042

Estimated Value: $1,054,000 - $1,309,000

3 Beds
2 Baths
1,320 Sq Ft
$905/Sq Ft Est. Value

Sale Details

Date Sold: July 15, 2022

Last sale price $1,045,000 $792 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $7,103 / mo

15 Days on Market

Highlights

  • Dock made with concrete
  • Home fronts a canal
  • No HOA
  • New Construction
  • Quartz Countertops
  • Stainless Steel Appliances

About This Home

As of July 2022

STATUS CHANGE! BUYER DECIDED THEY WANT TO HAVE A BOAT TOO BIG FOR THIS DOCK! This amazing home is AVAILABLE but won't last long! Call Today. Picture Perfect Keys Home on the oceanside of Cudjoe Key. This 2020 built, 3 bedroom 2 bath home features 180 mph wind rating, impact windows and doors, hardiplank siding, trex decking and aluminum railings. Low maintenance and easy to own! Complete with covered real porch and legal lower storage room. Concrete dock with easy boating access. This is an oversized lot with a wonderful grassy side yard- room for a pool, and can be fenced. You will fall in love with the interior of this home, it is bright and light with a coastal palate. Large eat in kitchen, pantry, separate laundry room. 9' ceilings, luxury vinyl plank floors. Master has a walk in closet and large master bath. Open water views across the street and wonderful sea breezes. there is a 50 amp service for an electric car charge or rv. the pictures dont do this location justice- it has AMAZING ocean views and a constant ocean breeze- it is Fabulous!

Last Agent to Sell the Property

Will Langley

Berkshire Hathaway HomeServices Knight & Gardner Realty Listed on: 05/05/2022

Co-Listed By

Joan Kelley

Swenson & Ecuyer Realty License #3209723

Last Buyer's Agent

Sarah Bixby

Century 21 Circle - Key West License #3436015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,918

Year Built

  • Built in 2020 | New Construction

Lot Details

  • 7,471 Sq Ft Lot
  • Home fronts a canal
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof
  • HardiePlank Siding
  • Modular or Manufactured Materials

Interior Spaces

  • 1,320 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Storage
  • Vinyl Flooring
  • Canal Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • Covered Parking
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Seawall
  • Dock made with concrete
  • Balcony
  • Outdoor Storage

Utilities

  • Central Air
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cutthroat Harbor Est Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00179080-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,918

Year Built

Built in 2020 | New Construction

Lot Details

7,471 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Concrete
  • Dockage Seawall: Concrete
  • Fee Includes: None
  • Key Island: Cudjoe Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 23.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 4918.08
  • Title: Negotiable
  • Vehicle Storage: Covered Parking, Off Street Parking, Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 2020
  • Alternate Key Number: 1231096
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Ceiling Fans(s), Heat, Central Air
  • Lot Sq Ft: 7471.00
  • Porch Balcony: Open Porch/Balcony
  • License Info: Non Trans Rntl Lic
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1320.00
  • Pre Wired: Cable
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Quartz Countertops, Window Treatments, Walk-in Closet(s), Storage, Smoke Alarms
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Refrigerator, Range, Microwave
  • Floor: Vinyl
  • Windows/Doors: Impact Rstnce Doors, Sliding Glass Doors, Impact Rstnce Window
  • Total Bedrooms: 3

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Hardi Board Siding, Modular
  • Exterior Features: Storage
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE,VE
  • Parcel Number: 00179080-000000
  • Lot Size: 102 x 67x96 irreg
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.17

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2021

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2022
Closed on
Jul 15, 2022
Sold by
Haynes and Sheila
Bought by
Gagne Daniel C and Gagne Amy L
Seller's Agent
Will Langley
Berkshire Hathaway HomeServices Knight & Gardner Realty
Buyer's Agent
Sarah Bixby
Century 21 Circle - Key West
List Price
$995,000
Sold Price
$1,045,000
Premium/Discount to List
$50,000
5.03%
Current Estimated Value
$1,194,313

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,313
Avg. Annual Appreciation
3.59%
Original Mortgage
$350,000
Outstanding Balance
$332,012
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$862,301

Purchase Details

Listed on
Mar 20, 2018
Closed on
Sep 4, 2018
Sold by
Boumerhi and Holly
Bought by
Boumerhi Aaron S
Seller's Agent
Nick Boumerhi
2150
Buyer's Agent
Nick Boumerhi
2150
List Price
$249,000
Sold Price
$180,000
Premium/Discount to List
-$69,000
-27.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
56.27%
Original Mortgage
$117,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 20, 2018
Closed on
Aug 9, 2018
Sold by
Boumerhi and Holly
Bought by
Boumehi Aaron S
Seller's Agent
Nick Boumerhi
2150
Buyer's Agent
Nick Boumerhi
2150
List Price
$249,000
Sold Price
$180,000
Premium/Discount to List
-$69,000
-27.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 20, 2018
Closed on
Aug 2, 2018
Sold by
Boumerhi and Holly
Bought by
Boumehi Aaron S
Seller's Agent
Nick Boumerhi
2150
Buyer's Agent
Nick Boumerhi
2150
List Price
$249,000
Sold Price
$180,000
Premium/Discount to List
-$69,000
-27.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 11, 2013
Sold by
Argiro Joseph Vincent and Argiro Arlene P
Bought by
Boumerhi Pierre and Boumerhi Holly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,500
Interest Rate
5%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Dec 30, 2008
Sold by
Standerwick Alexander and Standerwick Edna
Bought by
Argiro Joseph Vincent and Argiro Arlene P

Purchase Details

Closed on
Dec 14, 2006
Sold by
Argiro Joseph Vincent and Argiro Arlene P
Bought by
Standerwick Alexander and Standerwick Edna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jan 8, 1997
Sold by
Friederich Harold E and Friederich Adeline
Bought by
Argiro Joseph V and Argiro Arlene P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$26,625
Interest Rate
7.53%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 1, 1990
Bought by
Boumerhi Pierre and Boumerhi Holly
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gagne Daniel C $1,045,000 Oropeza Stones Cardenas Pllc
Boumerhi Aaron S -- None Listed On Document
Boumehi Aaron S $180,000 None Listed On Document
Boumehi Aaron S $180,000 None Listed On Document
Boumerhi Pierre $82,500 True Title Agency Inc
Argiro Joseph Vincent -- Attorney
Standerwick Alexander $250,000 True Title Agency Inc
Argiro Joseph V $35,500 --
Boumerhi Pierre $33,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gagne Daniel C $350,000
Previous Owner Boumehi Aaron S $117,000
Previous Owner Boumehi Aaron S $117,000
Previous Owner Boumerhi Pierre $62,500
Previous Owner Standerwick Alexander $240,000
Previous Owner Argiro Joseph V $26,625
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/15/2022 07/15/22 Sold $1,045,000 +5.0% $792 / Sq Ft
05/05/2022 05/05/22 For Sale $995,000 +64.5% $754 / Sq Ft
07/10/2020 07/10/20 Sold $605,000 -6.8% $458 / Sq Ft View Prior Sale
04/12/2019 04/12/19 For Sale $649,000 +260.6% $492 / Sq Ft
08/07/2018 08/07/18 Sold $180,000 -27.7% $136 / Sq Ft View Prior Sale
06/22/2018 06/22/18 Pending -- -- --
03/20/2018 03/20/18 For Sale $249,000 -- $189 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,253 $1,083,742 $573,952 $509,790
2024 $8,440 $997,036 $497,031 $500,005
2023 $8,440 $907,747 $465,473 $442,274
2022 $4,784 $516,829 $0 $0
2021 $4,918 $501,776 $254,612 $247,164
2020 $2,176 $159,044 $155,994 $3,050
2019 $1,709 $151,915 $148,822 $3,093
2018 $1,490 $144,786 $141,650 $3,136
2017 $1,467 $159,172 $0 $0
2016 $1,276 $110,734 $0 $0
2015 $1,164 $85,269 $0 $0
2014 $936 $88,624 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • W

    Seller's Agent in 2022

    Will Langley

    Berkshire Hathaway HomeServices Knight & Gardner Realty

  • J

    Seller Co-Listing Agent in 2022

    Joan Kelley

    Swenson & Ecuyer Realty

    Section Image

  • S

    Buyer's Agent in 2022

    Sarah Bixby

    Century 21 Circle - Key West

  • O

    Seller's Agent in 2020

    Olivia Beck

    Meyer and Boumerhi Realty LLC

    Section Image

  • N

    Seller Co-Listing Agent in 2020

    Nick Boumerhi

    2150

  • L

    Buyer's Agent in 2020

    Lindsay Ryan

    Island Breeze Realty, LLC

See All Agents

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 600891

Florida Keys Board of REALTORS®

APN: 00179080-000000

Florida Monroe County Cudjoe Key 33042

174 Tortuga Ln, Cudjoe Key, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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