Seller's Agent in 2025
Jim Herrmann
Home Avenue Flat Fee Realty
(763) 286-8551
273 Total Sales
Estimated Value: $548,000 - $656,026
3
Beds
3
Baths
3,148
Sq Ft
$196/Sq Ft
Est. Value
Highlights
- 70 Feet of Waterfront
- Lake View
- Family Room with Fireplace
- Beach Access
- Deck
- No HOA
About This Home
As of June 2025Rare opportunity to own a year-round lake home on the northern tip of Malone Island, offering stunning views and private access to Lake Mille Lacs through all the seasons. This beautifully maintained property has 70 feet of private lakeshore with a dock and convenient access to the Malone Island Marina. Enjoy uninterrupted lake views from the expansive lakeside deck, ideal for relaxing or entertaining. The modified 2-story design provides the ease of one-level living with the added space of a finished walkout lower level. Inside, the vaulted and beamed living room features a wall of windows framing the lake and a dramatic two-sided stone fireplace shared with the dining area. The dining space includes hardwood floors, a patio door to the deck, and flows seamlessly into the kitchen equipped with ample cabinetry, a gas range, and breakfast bar seating. A sunny, south-facing sunroom welcomes guests, while the main-level bedroom and laundry room make everyday living convenient. Upstairs, you'll find two vaulted bedrooms and a full bath. The lower level offers even more living space with a family room featuring a brick fireplace, a game room area with walkout access to the backyard and lake, a flex room perfect for an office/playroom/art studio, and a 3⁄4 bathroom. The newer concrete driveway leads to a two-stall garage, completing this exceptional lakeside retreat. With the convenience of downtown Isle only 5 minutes away, this Malone Island home offers the perfect blend of comfort, charm, and breathtaking natural beauty.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,892
Year Built
- Built in 1982
Lot Details
- 70 Feet of Waterfront
- Lake Front
- Irregular Lot
- Few Trees
- Zoning described as Shoreline,Residential-Single Family
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Frame Construction
- Pitched Roof
- Architectural Shingle Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Wood Burning Fireplace
- Two Way Fireplace
- Stone Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Dining Room
- Lake Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry closet
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Walk-Out Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Beach Access
- Deck
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
- Tankless Water Heater
- Gas Water Heater
Community Details
- No Home Owners Association
- Malone Island Association, Phone Number (218) 820-7851
- Malone Island Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 205600330
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 14, 2025
Closed on
Jun 17, 2025
Sold by
Bought by
Seller's Agent
Jim Herrmann
Home Avenue Flat Fee Realty
Buyer's Agent
Tara Oberfeld
Century 21 Atwood
List Price
$649,000
Sold Price
$646,500
Premium/Discount to List
-$2,500
-0.39%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$28,993
Avg. Annual Appreciation
-3.78%
Original Mortgage
$400,000
Outstanding Balance
$395,826
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$221,681
Purchase Details
Closed on
Jul 14, 2023
Sold by
Bought by
Purchase Details
Closed on
Jul 13, 2023
Sold by
Bought by
Purchase Details
Closed on
Sep 27, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $646,500 | All American Title Company | ||
| $600,000 | -- | ||
| $600,000 | None Listed On Document | ||
| $250,000 | East Central Title Trust |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $400,000 | ||
| Previous Owner | $40,000 | ||
| Previous Owner | $225,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $646,500 | -0.4% | $205 / Sq Ft |
| 04/29/2025 04/29/25 | Pending | -- | -- | -- |
| 04/17/2025 04/17/25 | For Sale | $649,000 | -- | $206 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,060 | $531,800 | $189,700 | $342,100 |
| 2024 | $6,892 | $481,300 | $178,400 | $302,900 |
| 2023 | $6,368 | $450,400 | $173,400 | $277,000 |
| 2022 | $5,388 | $416,400 | $167,700 | $248,700 |
| 2021 | $4,810 | $298,500 | $107,100 | $191,400 |
| 2020 | $5,102 | $287,200 | $104,700 | $182,500 |
| 2019 | $4,564 | $275,900 | $101,600 | $174,300 |
| 2018 | $4,412 | $261,600 | $104,700 | $156,900 |
| 2017 | $4,718 | $245,700 | $92,400 | $153,300 |
| 2016 | $4,430 | $0 | $0 | $0 |
| 2015 | $4,500 | $0 | $0 | $0 |
| 2014 | $4,500 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Herrmann
-
Doreen Herrmann
DH
Seller Co-Listing Agent in 2025
Doreen Herrmann
Home Avenue Flat Fee Realty
(952) 200-8655
224 Total Sales
-
Tara Oberfeld
Buyer's Agent in 2025
Tara Oberfeld
Century 21 Atwood
(800) 893-8829
64 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6703244
APN: 20-560-0330
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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