NOT LISTED FOR SALE

176 James Cove Landing White Stone, VA 22578

Estimated Value: $705,000 - $1,195,000

4 Beds
2.5 Baths
2,380 Sq Ft
$398/Sq Ft Est. Value

Last Sold August 28, 2020

Last sale price $475,000 $200 Per Sq Ft

Est. 100% increase in value since last sale

Current estimated payment $5,419/month

160 Days on Market

Highlights

  • Water Views
  • Home fronts navigable water
  • Colonial Architecture
  • Docks
  • Home fronts a creek
  • Deck

About This Home

As of August 2020

Welcome to “Colonial Cottage” in White Stone! Classic colonial w/ 126’ of shoreline, riprap and private pier on the protected waters of James Cove off Carters Creek. Fantastic water for cruising, kayaking, fishing, and a short ride to the Rappahannock. The lovely home offers 4 generous bedrms, 2.5 baths, and attached 2 car garage. The well-designed floor plan w/formal living and dining rms, spacious kitchen, family rm w/french doors to the screened porch, and large deck facilitates entertaining. The large eat-in kitchen features newer stainless appliances w/flat surface cooktop, double oven, plenty of cabinet & counter space, and access to deck & screened porch. The beautiful masonry fireplace w/gas logs adds warmth and atmosphere to the family rm. Plenty of storage with easily accessible 2 floored attics, heated garage with workbench. Large shed to stow tools and boating toys. The mature grounds are low maintenance and the lot elevation provides beautiful water views and eliminates the need for flood insurance. James Cove Landing is a small & private community minutes to shopping and local villages. Come enjoy life at the river in this comfortable and affordable waterfront home!

Last Agent to Sell the Property

Linda Caron

Bragg & Company License #0225101198 Listed on: 02/19/2020

Co-Listed By

Bo Bragg

Bragg & Company License #0225188659

Last Buyer's Agent

Kevin Currie

Hometown Realty License #0225098566

Hometown Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,864

Year Built

  • Built in 1976

Lot Details

  • 1.16 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Cul-De-Sac
  • Landscaped
  • Zoning described as R1

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Heated Garage
  • Workshop in Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Colonial Architecture
  • Frame Construction
  • Asphalt Roof
  • Clapboard

Interior Spaces

  • 2,380 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Recessed Lighting
  • Self Contained Fireplace Unit Or Insert
  • Fireplace Features Masonry
  • Gas Fireplace
  • French Doors
  • Separate Formal Living Room
  • Dining Area
  • Screened Porch
  • Water Views
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Built-In Double Oven
  • Induction Cooktop
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Tile Countertops
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Parquet
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Shed

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Vented Exhaust Fan
  • Shared Well
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 34-160C

Community Details

Overview

  • James Landing Subdivision

Amenities

  • Common Area

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,864

Year Built

Built in 1976

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1976
  • Property Attached Yn: No
  • Lot Size Acres: 1.16
  • Water Body Name: Carter's Creek
  • Co List Office Mls Id: cbra.147
  • Co List Office Phone: (804) 435-2299
  • Ownership: Individuals
  • Subdivision Name: James Landing
  • Architectural Style: Colonial, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Carpet, Laminate, Parquet, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Double Oven, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Disposal, Ice Maker, Refrigerator, Range Hood, Smooth Cooktop, Trash Compactor
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Storm Door(s)
  • Fireplace Features: Gas, Masonry, Vented, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Breakfast Area, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Fireplace, High Speed Internet, Bath in Primary Bedroom, Pantry, Recessed Lighting, Tile Countertop, Tile Counters, Cable TV, Wired for Data, Walk-In Closet(s)
  • Living Area: 2380.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Lot Features: Cul-De-Sac, Landscaped, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Navigable Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Clapboard, Drywall, Frame
  • Exterior Features: Deck, Dock, Storage, Shed
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Screened, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Circular Driveway, Direct Access, Garage, Garage Door Opener, Heated Garage, Storage, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump, Propane, Multi-Fuel
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Bulkhead
  • Association Fee: 90.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Road Maintenance, Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 34-160C
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 2864.0

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2020
Closed on
Aug 17, 2020
Sold by
Cameron Roy G and Cameron Gail B
Bought by
Lannon Thomas Wayne and Lannon Tina Rinaldi
Seller's Agent
Linda Caron
Bragg & Company
Buyer's Agent
Kevin Currie
Hometown Realty
List Price
$499,999
Sold Price
$475,000
Premium/Discount to List
-$24,999
-5%
Current Estimated Value
$947,660

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$472,660
Avg. Annual Appreciation
14.50%
Original Mortgage
$380,000
Outstanding Balance
$336,458
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$611,202
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lannon Thomas Wayne $475,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lannon Thomas Wayne $380,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/28/2020 08/28/20 Sold $475,000 -5.0% $200 / Sq Ft
07/29/2020 07/29/20 Pending -- -- --
02/19/2020 02/19/20 For Sale $499,999 -- $210 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,138 $752,400 $276,600 $475,800
2023 $3,464 $549,800 $261,600 $288,200
2022 $3,464 $549,800 $261,600 $288,200
2021 $3,352 $532,100 $261,600 $270,500
2020 $3,352 $532,100 $261,600 $270,500
2019 $3,352 $532,100 $261,600 $270,500
2018 $2,864 $485,400 $236,200 $249,200
2017 $2,864 $485,400 $236,200 $249,200
2016 -- $485,400 $236,200 $249,200
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2004983

Chesapeake Bay & Rivers Association of REALTORS®

APN: 34-160C