NOT LISTED FOR SALE

177 Otter Cove Deltaville, VA 23043

Estimated Value: $870,000 - $1,125,000

4 Beds
3.5 Baths
3,424 Sq Ft
$285/Sq Ft Est. Value

Last Sold October 15, 2018

Last sale price $480,000 $140 Per Sq Ft

Est. 103% increase in value since last sale

Current estimated payment $5,627/month

137 Days on Market

Highlights

  • Beach Front
  • Docks
  • Water Access
  • Middlesex High School Rated 9+
  • Community Boat Facilities
  • Boat Ramp

About This Home

As of October 2018

Welcome home to the ultimate waterfront house! No buzz word can be left out when describing this awesome property! Starting outside, you'll find frontage just off of the Rappahannock in protected Hunton Creek (w/freshly dredged channel). There's a 2 tier dock with water, electricity, 2 slips & a 10K lb boat lift. The shoreline has a recently installed vinyl bulkhead. Enjoy the view from either the oversized aggregate patio or the upstairs private deck. Inside will blow you away! The gourmet, chef's kitchen is the best you'll find in almost any price range. Features include beautiful & rare Labradorite counter tops (google it!), a teppanyaki cooktop, a dual fuel Wolf range w/all the bells and whistles, two custom vent hoods, built-in Wolf convection oven & microwave, a professional series fridge, & completely custom made cherry cabinetry. With 1st and 2nd floor master bedrooms, the floor plan offers tons of options. Note: the second floor master had a separate kitchen which has now been converted to a HUGE walk-in closet! Community features include a private BEACH and a boat ramp. Other notables include a shed, 20kW generator, new dbl hung windows, & newer HVAC.

Last Agent to Sell the Property

Ben Woodard

Coldwell Banker Avenues License #0225067824 Listed on: 04/13/2018

Coldwell Banker Avenues

Last Buyer's Agent

ReNaye Dame

Gloucester Realty Corporation License #0225026679

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,507

Year Built

  • Built in 1991

Lot Details

  • Home fronts a creek
  • Beach Front
  • Cul-De-Sac

HOA Fees

  • $19 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,424 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Separate Formal Living Room
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Built-In Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Double Master Bedroom
  • En-Suite Primary Bedroom
  • Hydromassage or Jetted Bathtub

Parking

  • Oversized Parking
  • Circular Driveway
  • Off-Street Parking

Outdoor Features

  • Water Access
  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Deck
  • Patio
  • Shed

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Zoned Heating and Cooling
  • Vented Exhaust Fan
  • Power Generator
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 40-109-4

Community Details

Overview

  • River Bank Acres Subdivision

Recreation

  • Community Boat Facilities
  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,507

Year Built

Built in 1991

Lot Details

0

HOA Fees

$19 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1991
  • Property Attached Yn: No
  • Ownership: Individuals
  • Subdivision Name: River Bank Acres
  • Architectural Style: Colonial, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Double Oven, Dishwasher, Exhaust Fan, Gas Cooking, Microwave, Oven, Propane Water Heater, Refrigerator, Tankless Water Heater
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Multiple Primary Suites
  • Living Area: 3424.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Lot Features: Beach Front, Cul-De-Sac, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Creek, Water Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Storage, Shed
  • Patio And Porch Features: Balcony, Patio, Deck
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Circular Driveway, Off Street, Oversized

Utilities

  • Heating: Electric, Zoned
  • Cooling: Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Home Owners Association, Bulkhead
  • Association Fee: 230.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Water Access

Schools

  • Middle Or Junior School: Middlesex

Lot Info

  • Parcel Number: 40-109-4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 2507.0

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 13, 2018
Closed on
Oct 11, 2018
Sold by
Campbell Ronald P and Campbell Tracy N
Bought by
Johnson Brian E and Johnson Vanessa M
Seller's Agent
Ben Woodard
Coldwell Banker Avenues
Buyer's Agent
ReNaye Dame
Gloucester Realty Corporation
List Price
$499,000
Sold Price
$480,000
Premium/Discount to List
-$19,000
-3.81%
Current Estimated Value
$974,687

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$494,687
Avg. Annual Appreciation
10.83%
Original Mortgage
$384,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Brian E $480,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Brian E $377,000
Closed Johnson Brian E $384,000
Previous Owner Campbell Ronald P $160,000
Previous Owner Campbell Ronald P $130,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/15/2018 10/15/18 Sold $480,000 -3.8% $140 / Sq Ft
08/28/2018 08/28/18 Pending -- -- --
04/13/2018 04/13/18 For Sale $499,000 -- $146 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,692 $605,300 $187,000 $418,300
2024 $3,692 $605,300 $187,000 $418,300
2023 $3,692 $605,300 $187,000 $418,300
2022 $3,692 $605,300 $187,000 $418,300
2021 $2,869 $462,700 $157,500 $305,200
2020 $2,869 $462,700 $157,500 $305,200
2019 $2,775 $462,700 $157,500 $305,200
2018 $2,507 $447,600 $157,500 $290,100
2017 $2,507 $447,600 $157,500 $290,100
2016 $2,232 $421,100 $156,000 $265,100
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ben Woodard

    Seller's Agent in 2018

    Ben Woodard

    Coldwell Banker Avenues

    (804) 337-6989

    88 Total Sales

    Ben Woodard
    Section Image
  • ReNaye Dame

    Buyer's Agent in 2018

    ReNaye Dame

    Gloucester Realty Corporation

    (804) 815-1400

    373 Total Sales

    ReNaye Dame
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 1812902

Central Virginia Regional MLS

APN: 40-109-4

Virginia Middlesex County Deltaville 23043

177 Otter Cove, Deltaville, VA

This home is located at 177 Otter Cove, Deltaville, VA 23043 since 13 April 2018 and is currently estimated at $974,687, approximately $284 per square foot. This property was built in 1991. 177 Otter Cove is a home located in Middlesex County with nearby schools including Middlesex Elementary School, St. Clare Walker Middle School, and Middlesex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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