NOT LISTED FOR SALE

177 Whisper Ridge Dr Saint Augustine, FL 32092

Estimated Value: $469,000 - $524,000

4 Beds
2 Baths
2,466 Sq Ft
$196/Sq Ft Est. Value

Last Sold September 04, 2020

Last sale price $338,000 $137 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,684/month

35 Days on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • 2 Car Attached Garage
  • Mill Creek Academy Rated A
  • Front Porch
  • Eat-In Kitchen

About This Home

As of September 2020

Open House Saturday July 26th 11:00 - 2:00. Spectacular Home with NO CDD & LOW HOA FEES in Whisper Ridge. NEW ROOF will be added B4 closing NEW, NEW and NEW Samsung SS Appliances, Moen Smart faucet and Granite counters in kitchen and bathroom. NEW Paver patio with fire pit, NEW Water Heater. FLOORING & PAINTED IN JUNE/JULY OF 2018. Spacious Family Rm w/ Updated fireplace & mantle, large slider which provides amazing natural light. Large Split bedrooms with a stunning master suite, a separate laundry room, plantation shutters, large lot with NEW fence just across the street from the community playground. The kitchen is also equipped w/ a food prep-island, pantry, beautiful cabinets, a breakfast bar & everyday dining nook. This wonderful community is conveniently located to I-95 & shoppin

Last Agent to Sell the Property

Jeff Betros

BETROS REALTY INC License #3326200 Listed on: 07/04/2020

Last Buyer's Agent

Brett Barnes

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY License #3269253

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $254

Year Built

  • Built in 2004

Lot Details

  • Wood Fence
  • Front and Back Yard Sprinklers

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,466 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Fire and Smoke Detector
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Mill Creek Academy Elementary School
  • Murray Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0293210560

Community Details

Overview

  • Whisper Ridge Subdivision

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$254

Year Built

Built in 2004

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: Whisper Ridge
  • Architectural Style: Flat, Traditional
  • Entry Level: 1
  • General Property Information Living Area2: 2466.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Flooring Laminate: Yes
  • General Property Information Entry Level2: 1.0
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Living Area: 2466.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: None
  • Construction Type: Frame, Stucco, Vinyl Siding
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 359.0
  • Association Fee Frequency: Annually
  • Amenities: Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 359.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Playground: Yes

Schools

  • Elementary School: Mill Creek Academy
  • High School: St. Augustine
  • Middle Or Junior School: Murray

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 0293210560

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 4, 2020
Closed on
Aug 28, 2020
Sold by
Key Brittany
Bought by
Micale Anthony Carmen and Micale Adelaide Jean
Seller's Agent
Jeff Betros
BETROS REALTY INC
Buyer's Agent
Brett Barnes
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
List Price
$365,000
Sold Price
$338,000
Premium/Discount to List
-$27,000
-7.4%
Current Estimated Value
$484,168

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$146,168
Avg. Annual Appreciation
7.62%
Original Mortgage
$350,168
Outstanding Balance
$314,096
Interest Rate
3%
Mortgage Type
VA
Estimated Equity
$173,535

Purchase Details

Listed on
Aug 8, 2018
Closed on
Dec 19, 2018
Sold by
Rutherford Chad and Rutherford Jennifer
Bought by
Key Brittany
Seller's Agent
Naomi Wilkinson
RE/MAX UNLIMITED
Buyer's Agent
Selma Collier
FREEDOM REALTY GROUP LLC
List Price
$315,000
Sold Price
$270,000
Premium/Discount to List
-$45,000
-14.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.04%
Original Mortgage
$216,000
Interest Rate
4.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 12, 2007
Sold by
Napsky Carol
Bought by
Rutherford Chad and Rutherford Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
6.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 3, 2004
Sold by
Seda Construction Co
Bought by
Napsky Martin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Micale Anthony Carmen $338,000 Sunset Capital Ttl Svcs Llc
Key Brittany $270,000 Title American Real Estate C
Rutherford Chad $260,000 Land Title Of America Group
Napsky Martin $244,900 Stewart Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Micale Anthony Carmen $350,168
Previous Owner Key Brittany $216,000
Previous Owner Rutherford Chad $208,000
Previous Owner Rutherford Chad $52,000
Previous Owner Napsky Martin $75,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2023 12/17/23 Off Market $338,000 -- --
12/17/2023 12/17/23 Off Market $270,000 -- --
09/04/2020 09/04/20 Sold $338,000 -7.4% $137 / Sq Ft
08/08/2020 08/08/20 Pending -- -- --
07/04/2020 07/04/20 For Sale $365,000 +35.2% $148 / Sq Ft
12/19/2018 12/19/18 Sold $270,000 -14.3% $109 / Sq Ft
12/18/2018 12/18/18 Pending -- -- --
08/08/2018 08/08/18 For Sale $315,000 -- $128 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $254 $300,127 -- --
2024 $254 $291,669 -- --
2023 $254 $283,174 $0 $0
2022 $236 $274,926 $0 $0
2021 $230 $266,918 $0 $0
2020 $2,471 $207,138 $0 $0
2019 $2,512 $202,481 $0 $0
2018 $3,071 $201,716 $0 $0
2017 $2,948 $189,330 $36,000 $153,330
2016 $2,962 $184,228 $0 $0
2015 $2,911 $178,993 $0 $0
2014 $2,695 $162,215 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1061245

realMLS (Northeast Florida Multiple Listing Service)

APN: 029321-0560