$340,000
SOLD NOV 21, 2025

1774 Settlement Rd Young Harris, GA 30582

3 Beds
2 Baths
1,968 Sq Ft
0.5 Acres

Recently Sold

$173 Per Sq Ft

9% Below List Price

128 Days on Market

Highlights

  • Craftsman Architecture
  • Main Floor Primary Bedroom
  • No HOA
  • Towns County Middle School Rated A-
  • High Ceiling
  • Farmhouse Sink

About This Home

As of November 2025

This Charming Home with Mountain Views is COMPLETELY Remodeled Inside and Out & is So Adorable! New, New, New!! This 3 Bedroom, 2 Full Bath Home has New Exterior Siding, a New Roof, New HVAC, New Windows, New Doors, New Porch, New Fans, New Light Fixtures & New Blinds. There's Nothing Left to do Here But Move In and Relax! At this Affordable Price, this Home is the Perfect Family Home or a Fantastic Investment Vacation Rental with all the Views & Upgrades!! The Open Kitchen has Brand New Cabinets, Stainless Steel Appliances and a Farmhouse Sink on the Island. A Short Country Gravel Road that Leads Up to Your Concrete Paved Carport that Offers Easy One Level Access Into Your Home. A Spacious Front Porch to Enjoy the Mountain View and the Freshly Mulched & Landscaped Front Yard. I'm Telling You, this Place is a GEM! Fiber Optic Internet Available! And there's a Shed that Offers Space for Simple Lawn & Garden Supplies and Tool Storage. At this Price, You Better Hurry and Bring Your Best Offer!

Last Agent to Sell the Property

Rick Urban

RE/MAX Town & Country License #381263 Listed on: 06/23/2025

RE/MAX Town & Country

Last Buyer's Agent

Georgia Williamson

Mountain Realty License #356565

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $960

Year Built

  • Built in 2004

Lot Details

  • 0.5 Acre Lot
  • Open Lot

Home Design

  • Craftsman Architecture
  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,968 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Family Room
  • Laundry Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Farmhouse Sink

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main

Parking

  • Carport
  • Parking Accessed On Kitchen Level

Outdoor Features

  • Shed

Schools

  • Towns County Elementary And Middle School
  • Towns County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$960

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • ArchitecturalStyle: Craftsman, Traditional
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: .50
  • Other Sturctures: Shed(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1968
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 1968
  • Above Grade Finished Sq Ft: 1968
  • Interior Amenities: High Ceilings, Master On Main Level
  • Full Bathrooms: 2
  • Flooring: Other

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Wood Siding
  • Lot Features: Open Lot
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Carport, Kitchen Level

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Towns County
  • High School: Towns County
  • Middle School: Towns County

Tax Info

  • Year: 24
  • Tax Annual Amount: 959.65

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2025
Closed on
Nov 21, 2025
Sold by
Gwg Investments Inc
Bought by
Williams Carole Jean and Williams Burtis
Seller's Agent
Rick Urban
RE/MAX Town & Country
Buyer's Agent
Georgia Williamson
Mountain Realty
List Price
$374,900
Sold Price
$340,000
Premium/Discount to List
-$34,900
-9.31%
Views
256

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.88%
Original Mortgage
$351,220
Outstanding Balance
$350,883
Interest Rate
6.19%
Mortgage Type
VA
Estimated Equity
-$15,551

Purchase Details

Listed on
Jun 23, 2025
Closed on
Oct 28, 2025
Sold by
Henry David
Bought by
Gwg Investments Inc
Seller's Agent
Rick Urban
RE/MAX Town & Country
Buyer's Agent
Georgia Williamson
Mountain Realty
List Price
$374,900
Sold Price
$340,000
Premium/Discount to List
-$34,900
-9.31%
Views
256

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$351,220
Outstanding Balance
$350,883
Interest Rate
6.19%
Mortgage Type
VA
Estimated Equity
-$15,551

Purchase Details

Listed on
Mar 9, 2022
Closed on
Mar 22, 2022
Sold by
Frost Samantha Ann
Bought by
Gwg Investments Inc
Seller's Agent
Chuck Albury
Adwelling Corporation
Buyer's Agent
Rick Urban
REMAX Town & Country - Blairsville
List Price
$90,000
Sold Price
$90,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.64%

Purchase Details

Closed on
Mar 19, 2021
Sold by
Spade Sean William
Bought by
Frost Samantha Ann

Purchase Details

Closed on
Dec 21, 2016
Sold by
Barry K
Bought by
Spade Ii James Fredrick

Purchase Details

Closed on
Apr 13, 2006
Sold by
Spade Priscilla
Bought by
Spade P A and Spade Priscilla Ann Liv

Purchase Details

Closed on
Dec 29, 2005
Sold by
Collins Dale G
Bought by
Spade Priscilla

Purchase Details

Closed on
Jul 22, 2004
Sold by
Collins Dale G
Bought by
Collins Dale G

Purchase Details

Closed on
Aug 17, 2000
Sold by
Collins Hosea Dean
Bought by
Collins Dale G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 --
Warranty Deed -- --
Warranty Deed $90,000 --
Warranty Deed -- --
Warranty Deed -- --
Interfamily Deed Transfer -- --
Deed $100,000 --
Deed -- --
Deed $10,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,220 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 Sold $340,000 0.0% $173 / Sq Ft
10/29/2025 10/29/25 Pending -- -- --
10/15/2025 10/15/25 Price Changed $340,000 -1.4% $173 / Sq Ft
09/05/2025 09/05/25 Price Changed $345,000 -8.0% $175 / Sq Ft
06/23/2025 06/23/25 For Sale $374,900 +316.6% $190 / Sq Ft
03/22/2022 03/22/22 Sold $90,000 0.0% $51 / Sq Ft View Prior Sale
03/10/2022 03/10/22 Pending -- -- --
03/09/2022 03/09/22 For Sale $90,000 -- $51 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,065 $99,198 $3,172 $96,026
2023 $829 $77,244 $3,172 $74,072
2022 $900 $76,808 $2,644 $74,164
2021 $562 $65,248 $2,644 $62,604
2020 $539 $57,490 $2,644 $54,846
2019 $511 $54,688 $2,644 $52,044
2018 $520 $54,418 $2,644 $51,774
2017 $717 $51,834 $3,600 $48,234
2016 $717 $51,834 $3,600 $48,234
2015 $726 $51,834 $3,600 $48,234
2014 -- $51,834 $3,600 $48,234
2013 -- $51,834 $3,600 $48,234
Source: Public Records

Agents Affiliated with this Home

  • Rick Urban

    Seller's Agent in 2025

    Rick Urban

    RE/MAX

    (706) 835-9191

    18 in this area

    188 Total Sales

    Rick Urban
    Section Image
  • Georgia Williamson

    Buyer's Agent in 2025

    Georgia Williamson

    Mountain Realty

    (706) 994-1998

    18 in this area

    207 Total Sales

    Georgia Williamson
    Section Image

  • C

    Seller's Agent in 2022

    Chuck Albury

    Adwelling Corporation

    Section Image
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Map

Source: Georgia MLS

MLS Number: 10549458

Georgia MLS

APN: 0008A-004A

Georgia Towns County Young Harris 30582

1774 Settlement Rd, Young Harris, GA

Sold

Detached

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