NOT LISTED FOR SALE

178 Blue Bay Rd Chestertown, NY 12817

Estimated Value: $730,000 - $824,000

3 Beds
1.5 Baths
1,296 Sq Ft
$606/Sq Ft Est. Value

Last Sold August 22, 2022

Last sale price $641,000 $495 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $4,834/month

7 Days on Market

Highlights

  • Beach Front
  • Lake View
  • Deck
  • Deeded Waterfront Access Rights
  • Chalet
  • Wooded Lot

About This Home

As of August 2022

Turn key home as close to the Lake as you can be without paying the lakefront taxes! Deeded sandy swimming beach and your own dock on Loon Lake; both only a stones throw from the beautiful 3bd/1.5 bath home! Year round lake & mountain views w/ great outdoor entertaining spaces; new decks on both levels, plus incredible hardscaping with stone steps & firepit area.
Open concept with new kitchen with SS, gas range, birch cabinets; new EVERYTHING: roof, LP heating system, bathrooms, gleaming wood floors, windows, sliding glass & interior doors. 13 miles from Gore Mountain for year round recreation. Great rental potential too!

Last Agent to Sell the Property

Angie Mead

Gallo Realty ADK Inc Brokerage Phone: 5188105885 License #10301203212 Listed on: 07/05/2022

Last Buyer's Agent

Saraha Millington

Gallo Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,057

Year Built

  • Built in 1984

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 57x280
  • Beach Front
  • Property fronts a private road
  • Landscaped
  • Sloped Lot
  • Wooded Lot
  • Property is zoned Single Residence

Property Views

  • Lake
  • Mountain

Home Design

  • Chalet
  • Metal Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,296 Sq Ft Home
  • 1.5-Story Property
  • Insulated Windows
  • Window Screens
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Laundry in Basement

Parking

  • 6 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Deeded Waterfront Access Rights
  • Shared Waterfront
  • Deck
  • Side Porch

Schools

  • North Warren Central Elementary School
  • North Warren Central High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Propane
  • Heating System Powered By Owned Propane
  • 200+ Amp Service
  • Drilled Well
  • Fuel Tank
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 30 / 1
  • Assessor Parcel Number 86.9-1-30

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,057

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1984
  • Directions: Exit 25; West onto Route 8. Go approximately 5 miles and make a right onto Blue Bay Rd. Take first right onto Birchwood Drive, which turns back into Blue Bay Road). House will be on the right- see sign.
  • Above Grade Finished Sq Ft: 1296.0
  • Architectural Style: Chalet
  • Financial Details Full Market Assessment: 228000
  • Financial Details General Taxes: 1539.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1518.0
  • School Taxes Description: Actual
  • Financial Details Tax Assessed Value: 228000.0
  • Lot Size Acres: 0.35
  • Lot Size: 57x280
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Pool Features Spa Y N: No
  • Full Bathroom Level: First
  • Half Bathroom Level: Second
  • Sale Detail Buyer Zip Code: 12144
  • Sale Detail Seller Contribution: No
  • Water Body Name: Loon Lake
  • Attribution Contact: 5188105885
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Chalet: Yes
  • View:Lake2: Yes
  • View:Water2: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • View:Mountain(s)2: Yes
  • Levels One and One Half: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Hardwood
  • Basement: Exterior Entry, Full, Unfinished, Walk-Out Access
  • Interior Amenities: High Speed Internet
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1296.0
  • Other Equipment: Fuel Tank(s)
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Screens, Insulated Windows
  • Private Spa: No
  • Fireplace: No
  • Appliances Dishwasher: Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Appliances:WasherDryer: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Metal
  • Construction Type: Drywall, Vinyl Siding
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • Other Structures: None
  • Patio And Porch Features: Side Porch, Deck, Porch
  • View: Mountain(s), Lake, Water
  • Waterfront Features: Shared, Beach Front, Deeded Water Access
  • Waterfront: Yes
  • Construction Materials:Drywall: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Views: Yes
  • Waterfront Features:Beach Front: Yes
  • Waterfront Features:Deeded Water Access: Yes
  • Waterfront Features:Shared: Yes
  • Window Features:Screens: Yes
  • Patio And Porch Features:Side Porch: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Propane, Propane Tank Owned
  • Laundry Features: In Basement
  • Water Source: Drilled Well
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Propane: Yes
  • Heating:Propane Tank Owned: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: North Warren

Lot Info

  • Land Lease: No
  • Lot Features: Road Frontage, Sloped, Views, Wooded, Landscaped
  • Parcel #: 86.9-1-30
  • Lot Size Sq Ft: 15246.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3057.0
  • Tax Block: 1
  • Tax Lot: 30
  • Tax Tract: 86.9

MLS Schools

  • Elementary School: North Warren Central
  • HighSchool: North Warren Central

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2022
Closed on
Aug 22, 2022
Sold by
Nichols Robert J and Nichols Theresa M
Bought by
George Jennifer L and George Richard F
Seller's Agent
Angie Mead
Gallo Realty ADK Inc
Buyer's Agent
Saraha Millington
Gallo Realty
List Price
$599,500
Sold Price
$641,000
Premium/Discount to List
$41,500
6.92%
Views
14
Current Estimated Value
$784,911

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,911
Avg. Annual Appreciation
6.50%
Original Mortgage
$366,000
Outstanding Balance
$350,855
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$426,835

Purchase Details

Listed on
Apr 14, 2016
Closed on
Jun 29, 2016
Sold by
Sheehy Jr. John Sheehy Brian
Bought by
Nichols Robert
Seller's Agent
Angie Mead
Gallo Realty
Buyer's Agent
Angie Mead
Gallo Realty
List Price
$295,000
Sold Price
$200,000
Premium/Discount to List
-$95,000
-32.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.85%

Purchase Details

Closed on
Apr 21, 2007
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
George Jennifer L $641,000 None Available
George Jennifer L $641,000 None Available
George Jennifer L $641,000 None Available
Nichols Robert $200,000 Maura Mottolese
Nichols Robert $200,000 Maura Mottolese
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open George Jennifer L $366,000
Closed George Jennifer L $366,000
Previous Owner Nichols Robert J $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2022 08/22/22 Sold $641,000 +6.9% $495 / Sq Ft
07/12/2022 07/12/22 Pending -- -- --
07/05/2022 07/05/22 For Sale $599,500 +199.8% $463 / Sq Ft
06/30/2016 06/30/16 Sold $200,000 -32.2% $154 / Sq Ft
05/18/2016 05/18/16 Pending -- -- --
04/14/2016 04/14/16 For Sale $295,000 -- $228 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,825 $667,000 $282,000 $385,000
2023 $6,850 $525,000 $115,000 $410,000
2022 $2,932 $228,000 $115,000 $113,000
2021 $3,057 $228,000 $115,000 $113,000
2020 $3,027 $228,000 $115,000 $113,000
2019 -- $228,000 $115,000 $113,000
2018 $3,005 $228,000 $115,000 $113,000
2017 -- $228,000 $115,000 $113,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202221759

Global MLS

APN: 522400 86.9-1-30