NOT LISTED FOR SALE

18 Cutter Ct Cream Ridge, NJ 08514

Estimated Value: $939,000 - $1,059,000

5 Beds
2.5 Baths
3,256 Sq Ft
$311/Sq Ft Est. Value

Last Sold December 31, 2020

Last sale price $657,500 $202 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $6,855/month

47 Days on Market

Highlights

  • Heated In Ground Pool
  • Colonial Architecture
  • Wood Flooring
  • Allentown High School Rated A-
  • Deck
  • 2 Fireplaces

About This Home

As of December 2020

Diamonds are everyone's best friend, especially this Diamond model, five bedroom, two and a half bath home in prestigious Jewel Ridge Estates. The main floor features a dramatic two story foyer & hardwood floor, eat-in kitchen, granite counters, island with sink, stainless appliances, 42'' Maple cabinets, ceramic tile floor and amazing views of the backyard, deck and pool. Spacious and sunny living and dining rooms, expansive family room featuring hard wood flooring, a wood burning fireplace, a rear set of stairs to the second level, a half bath, study/additional bedroom and the combination laundry/mud room off of the two car garage complete the main floor. A grand main bedroom hosts two walk-in closets, a gas fireplace, ensuite bath and Jacuzzi tub. Three generously sized bedrooms and a

Last Agent to Sell the Property

Edward Smires

Smires & Associates License #9236000 Listed on: 09/27/2020

Smires & Associates

Last Buyer's Agent

Jose Ariza

EXP Realty License #1752377

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,474

Year Built

  • Built in 2004

Lot Details

  • 1.06 Acre Lot
  • Electric Fence

Parking

  • 2 Car Attached Garage

Home Design

  • Colonial Architecture
  • Pitched Roof
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Crown Molding
  • Ceiling height of 9 feet on the main level
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Center Hall

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Fence Around Pool

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Zoned Heating and Cooling
  • Heating System Uses Propane
  • Well
  • Propane Water Heater
  • Septic System

Community Details

  • No Home Owners Association
  • Jewel Ridge Est Subdivision

Listing and Financial Details

  • Assessor Parcel Number 51-00032-01-00007

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,474

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • ResoPoolFeatures: Fenced, Heated, In Ground, Salt Water
  • Inclusions: Washer, Swing Set, Blinds/Shades, Ceiling Fan(s), Dishwasher, Dryer, Microwave, Stove, Refrigerator
  • Subdivision Name: Jewel Ridge Est
  • Architectural Style: Colonial
  • Reso Flooring: Ceramic Tile, W/W Carpet, Wood
  • Reso Interior Features: Ceilings - 9Ft+ 1st Flr, Center Hall, Dec Molding, Sliding Door
  • Year Built: 2004
  • General Property Info Waterview: No
  • General Property Info Fireplace: Yes
  • General Property Info Basement: Yes
  • General Property Info HOA: No
  • General Property Info Pool: Yes
  • Interior Ceilings - 9Ft 1st Flr: Yes
  • Interior Sliding Door: Yes
  • Kitchen Center Island: Yes
  • Pool Heated3: Yes
  • General Property Info Acreage: 1.06
  • WaterSewer Well: Yes
  • Cooling Central Air: Yes
  • ExteriorFence: Yes
  • Roof Shingled: Yes
  • Rooms Laundry: Yes
  • Rooms Living Room: Yes
  • Included Stove: Yes
  • Floors Ceramic Tile: Yes
  • Floors Wood: Yes
  • General Property Info Handicap Access: No
  • General Property Info # Fireplaces: 2.0
  • Interior Dec Molding: Yes
  • Foyer Two Story: Yes
  • Included BlindsShades: Yes
  • Living Room Floor - WW Carpet7: Yes
  • Included Ceiling Fan(s): Yes
  • Kitchen Sliding Door5: Yes
  • Foyer Floor - Wood: Yes
  • Kitchen GraniteStone Counter: Yes
  • GreatFamily Room Floor - Wood5: Yes
  • ExteriorDeck: Yes
  • Pool Fenced: Yes
  • GreatFamily Room Fireplace - Woodburning5: Yes
  • Kitchen Ceramic Tile3: Yes
  • Kitchen Eat-In: Yes
  • Rooms Breakfast: Yes
  • PoolSaltWater: Yes
  • Roof Sloping: Yes
  • Water Heater Propane Gas: Yes
  • Basement Sliding Glass Door: Yes
  • Exterior Fence - Electric: Yes
  • Cooling 2 Zoned AC: Yes
  • Special Features: None

Interior Features

  • Basement: Finished, Full, Full Finished, Sliding Glass Door, Walk-Out Access
  • Basement: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 2
  • Total Bedrooms: 12
  • Stories: 3
  • Basement Finished: Yes
  • Full Basement: Yes
  • Other Rooms:Dining Room: Yes
  • Other Rooms:Family Room: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Refrigerator: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Washer: Yes
  • Appliances Included:Microwave: Yes
  • Basement:Walk-Out Access: Yes
  • Kitchen Pantry: Yes
  • Other Rooms:Basement3: Yes
  • Primary Bedroom:Floor - WW Carpet3: Yes
  • Primary Bedroom:Full Bath: Yes
  • Primary Bath:Floor - Ceramic7: Yes
  • Primary Bedroom:Walk-in Closet: Yes
  • Primary Bath Double Sinks: Yes

Exterior Features

  • Roof: Sloping, Shingle
  • Acres: 1.06
  • Topography: Level
  • Waterfront: No
  • Exclusions: personal property
  • Exterior Features: Deck, Fence, Fence - Electric, Porch - Covered
  • Exterior Features:Pool-In Ground: Yes
  • Features Exterior:Porch Covered: Yes
  • Construction:Siding - Vinyl: Yes

Garage/Parking

  • Garage: Yes
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Paved
  • General Property Info:Garage: Yes
  • Parking:Paved: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air, 2 Zoned AC
  • Cooling Y N: Yes
  • Heating: Propane
  • HeatingYN: Yes
  • Water Source: Well
  • Water/Sewer/Septic: Yes
  • Heating:Propane: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 46173.6
  • Parcel #: 51-00032-01-00007
  • Zoning Description: Residential

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 13474.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2020
Closed on
Dec 23, 2020
Sold by
Loverin Aaron and Loverin Natalen
Bought by
Lopez Nathaniel and Vasquez Amanda
Seller's Agent
Edward Smires
Smires & Associates
Buyer's Agent
Jose Ariza
EXP Realty
List Price
$689,900
Sold Price
$657,500
Premium/Discount to List
-$32,400
-4.7%
Current Estimated Value
$1,013,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$356,444
Avg. Annual Appreciation
9.74%
Original Mortgage
$609,150
Outstanding Balance
$543,668
Interest Rate
2.71%
Mortgage Type
New Conventional
Estimated Equity
$470,276

Purchase Details

Listed on
Feb 16, 2014
Closed on
Apr 25, 2014
Sold by
Baio Joseph and Baio Tammy
Bought by
Loverin Aaron
Seller's Agent
Angela Anthony
ERA Central Realty Group
Buyer's Agent
Edward Smires
Smires & Associates
Sold Price
$570,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.16%
Original Mortgage
$56,940
Interest Rate
4.41%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 9, 2004
Sold by
Cream Ridge Estates Llc
Bought by
Baio Joseph and Baio Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,284
Interest Rate
5.16%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lopez Nathaniel $657,500 Unitas Title Agency Llc
Loverin Aaron $570,000 Foundation Title Llc
Baio Joseph $515,584 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lopez Nathaniel $62,334
Open Lopez Nathaniel $609,150
Previous Owner Loverin Aaron $56,940
Previous Owner Loverin Aaron $456,000
Previous Owner Balo Joseph $50,000
Previous Owner Baio Joseph $40,000
Previous Owner Raio Joseph $250,000
Previous Owner Baio Joseph $345,000
Previous Owner Baio Joseph $177,000
Previous Owner Baio Joseph $38,667
Previous Owner Baio Joseph $124,284
Previous Owner Baio Joseph $333,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/31/2020 12/31/20 Sold $657,500 -4.7% $202 / Sq Ft
09/27/2020 09/27/20 For Sale $689,900 +21.0% $212 / Sq Ft
05/02/2014 05/02/14 Sold $570,000 -- $175 / Sq Ft
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,097 $888,800 $299,900 $588,900
2024 $15,716 $746,600 $200,800 $545,800
2023 $15,716 $707,600 $142,000 $565,600
2022 $14,480 $645,700 $101,200 $544,500
2021 $14,480 $597,100 $101,200 $495,900
2020 $13,574 $562,300 $101,200 $461,100
2019 $13,474 $562,100 $101,200 $460,900
2018 $13,272 $545,500 $101,200 $444,300
2017 $12,951 $539,400 $101,200 $438,200
2016 $12,761 $538,000 $106,200 $431,800
2015 $12,944 $551,500 $134,700 $416,800
2014 $10,995 $472,100 $115,700 $356,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

MLS Number: 22034792

MOREMLS (Monmouth Ocean Regional REALTORS®)

APN: 51-00032-01-00007