$290,000
SOLD OCT 9, 2025

18 E Water St Smithsburg, MD 21783

3 Beds
1 Bath
1,692 Sq Ft
0.25 Acres

Recently Sold

$171 Per Sq Ft

22 Days on Market

Highlights

  • Spa
  • Colonial Architecture
  • Gazebo
  • Smithsburg Middle School Rated A-
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

As of October 2025

Nestled in Smithsburg, this charming historic stone and cedar home masterfully blends vintage charm with modern amenities, boasting a renovated kitchen and bathroom, metal roof. Captivating beams in the dining room and quaint
fireplace in the living room are perfect for cozy winter evenings, while the outdoor oasis invites warm weather
entertainment with a hot tub, in-ground pool, outdoor kitchen-bar, and screened gazebo.

Last Agent to Sell the Property

Amy Stenger

(301) 491-9617 astenger@glockergroup.com The Glocker Group Realty Results Listed on: 08/20/2025

Last Buyer's Agent

Debra Moser

(240) 527-4585 dkmoser52@gmail.com The Glocker Group Realty Results License #WV0027416

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,956

Year Built

  • Built in 1909

Lot Details

  • 0.25 Acre Lot
  • Wood Fence
  • Back Yard Fenced
  • Historic Home
  • Property is in good condition

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Metal Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 2 Levels
  • Self Contained Fireplace Unit Or Insert
  • Brick Fireplace

Kitchen

  • Electric Oven or Range
  • Built-In Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • On-Street Parking
  • Off-Street Parking

Pool

  • Spa
  • Poolside Lot

Schools

  • Smithsburg Elementary And Middle School
  • Smithsburg Sr. High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Gazebo
  • Flood Risk

Community Details

  • No Home Owners Association
  • Smithsburg Subdivision

Listing and Financial Details

  • Tax Lot 57
  • Assessor Parcel Number 2207013949

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,956

Year Built

Built in 1909

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: Yes
  • Inclusions: hot tub, gazebo, pool equipment ,washer ,dryer ,outdoor kitchen, dishwasher, refrigerator,stove,microwave,dishwasher
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 8/20/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1909
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Fireplace Features: Insert, Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Stone
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2418
  • Living Area Sq Ft: 1692
  • Price Per Sq Ft: 171.34
  • Above Grade Finished Sq Ft: 1692
  • Below Grade Sq Ft: 726
  • Total Below Grade Sq Ft: 726
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Stone, Cedar
  • Exterior Features: Hot Tub
  • Roof: Metal
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: SMITHSBURG
  • High School: SMITHSBURG SR.
  • Middle Or Junior School: SMITHSBURG

Lot Info

  • Fencing: Wood, Rear
  • Lot Features: Poolside, Rear Yard
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10694.00
  • Property Condition: Good
  • Zoning: U
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1956.00
  • Assessor Parcel Number: 2207013949
  • Tax Lot: 57
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2025
Closed on
Oct 9, 2025
Sold by
Rowe Theresa J and Rowe Jerry A
Bought by
Fletcher Zachary Tyler
Seller's Agent
Amy Stenger
The Glocker Group Realty Results
Buyer's Agent
Debra Moser
The Glocker Group Realty Results
List Price
$289,900
Sold Price
$290,000
Premium/Discount to List
$100
0.03%
Views
123
Current Estimated Value
$283,788

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,212
Avg. Annual Appreciation
-7.71%
Original Mortgage
$299,570
Outstanding Balance
$299,570
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
-$15,782

Purchase Details

Listed on
Jul 31, 2014
Closed on
Nov 24, 2014
Sold by
Nsp Residential Llc
Bought by
Rowe Theresa J and Rowe Jerry A
Seller's Agent
Melanie Gamble
212 Degrees Realty, LLC
Buyer's Agent
Carlton Bell
Samson Properties
List Price
$75,000
Sold Price
$95,000
Premium/Discount to List
$20,000
26.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.71%
Original Mortgage
$111,000
Interest Rate
3.93%
Mortgage Type
Unknown

Purchase Details

Listed on
Jul 31, 2014
Closed on
Oct 24, 2014
Sold by
Rowe Theresa J and Reed Theresa J
Bought by
Nsp Residential Llc
Seller's Agent
Melanie Gamble
212 Degrees Realty, LLC
Buyer's Agent
Carlton Bell
Samson Properties
List Price
$75,000
Sold Price
$95,000
Premium/Discount to List
$20,000
26.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
3.93%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 16, 1983
Sold by
Hardy William J
Bought by
Reed David E and Reed Theresa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,000
Interest Rate
13.42%

Purchase Details

Closed on
Nov 13, 1980
Sold by
Sheeley Chester C
Bought by
Hardy William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
14.08%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $290,000 Olde Towne Title
Deed $123,000 Colony Title Group Ltd
Deed $95,000 Colony Title Group Ltd
Deed $39,000 --
Deed $28,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,570 VA
Previous Owner $111,000 Unknown
Previous Owner $111,000 New Conventional
Previous Owner $39,000 No Value Available
Previous Owner $25,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/09/2025 10/09/25 Sold $290,000 0.0% $171 / Sq Ft
09/11/2025 09/11/25 Pending -- -- --
08/20/2025 08/20/25 For Sale $289,900 +205.2% $171 / Sq Ft
10/24/2014 10/24/14 Sold $95,000 -9.5% $56 / Sq Ft View Prior Sale
07/31/2014 07/31/14 Price Changed $105,000 +40.0% $62 / Sq Ft
07/31/2014 07/31/14 Pending -- -- --
07/31/2014 07/31/14 For Sale $75,000 -- $44 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,439 $178,133 $0 $0
2024 $1,439 $158,000 $55,200 $102,800
2023 $1,383 $151,833 $0 $0
2022 $1,327 $145,667 $0 $0
2021 $1,255 $139,500 $55,200 $84,300
2020 $1,255 $134,833 $0 $0
2019 $1,217 $130,167 $0 $0
2018 $1,173 $125,500 $55,200 $70,300
2017 $1,157 $123,733 $0 $0
2016 -- $121,967 $0 $0
2015 $1,021 $120,200 $0 $0
2014 $1,021 $120,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWA2030468

Bright MLS

APN: 07-013949