18 Ruth Terrace Albany, NY 12203
3
Beds
1.5
Baths
1,100
Sq Ft
0.27
Acres
Highlights
- Ranch Style House
- Mud Room
- No HOA
- Farnsworth Middle School Rated A-
- Stone Countertops
- 1 Car Attached Garage
About This Home
As of December 2024OPEN HOUSE SATURDAY 9/28 11:30 - 1:30! This cozy ranch home with a touch of mid-century modern flair offers 3 bedrooms and 1.5 baths in a quiet Guilderland neighborhood perfect for a first time buyer or downsizing. The living room has plenty of windows allowing natural light and a wood burning brick fireplace for winter warmth. Open kitchen with new stainless steel appliances, granite countertop and tile floor with a dine-in area over looking the large backyard. Large primary bedroom with half bath. Bonus area for a home office, mudroom or possibly first floor laundry. The full basement is just waiting to be finished to provide added living space. New windows throughout, new shed, new hot water heater. Great location. Don't miss this gem! Guilderland Schools.
Last Agent to Sell the Property
518 Realty.Com Inc License #10401347625 Listed on: 08/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,395
Year Built
- Built in 1951
Lot Details
- 0.27 Acre Lot
- Partially Fenced Property
- Vinyl Fence
- Landscaped
- Sloped Lot
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,100 Sq Ft Home
- Built-In Features
- Paddle Fans
- Wood Burning Fireplace
- Double Pane Windows
- Mud Room
- Living Room with Fireplace
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Sump Pump
- Laundry in Basement
Home Security
- Closed Circuit Camera
- Storm Doors
Outdoor Features
- Shed
Schools
- Guilderland High School
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 37.000 / 2
- Assessor Parcel Number 013089 52.18-2-37
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2024
Closed on
Dec 19, 2024
Sold by
Domalewicz Martin and Domalewicz Annette
Bought by
Case Michael J and Case Bianca
Seller's Agent
Tracy Mance
518 Realty.Com Inc
Buyer's Agent
Jacquelyn Witbeck
Coldwell Banker Prime Properties
List Price
$339,000
Sold Price
$320,000
Premium/Discount to List
-$19,000
-5.6%
Views
182
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,530
Avg. Annual Appreciation
2.43%
Original Mortgage
$292,500
Outstanding Balance
$289,954
Interest Rate
4.88%
Mortgage Type
New Conventional
Estimated Equity
$35,319
Purchase Details
Closed on
Feb 26, 1999
Sold by
Panetta Kenneth L and Panetta Lori A
Bought by
Domalewicz Martin and Domalewicz Annette
Similar Homes in Albany, NY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | First American Title Insurance | |
| Warranty Deed | $112,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $292,500 | New Conventional | |
| Previous Owner | $150,000 | New Conventional | |
| Previous Owner | $55,000 | Stand Alone Second | |
| Previous Owner | $136,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/19/2024 12/19/24 | Sold | $320,000 | -3.0% | $291 / Sq Ft |
| 10/11/2024 10/11/24 | Pending | -- | -- | -- |
| 09/19/2024 09/19/24 | Price Changed | $329,900 | -2.7% | $300 / Sq Ft |
| 08/26/2024 08/26/24 | For Sale | $339,000 | -- | $308 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,291 | $147,000 | $29,000 | $118,000 |
| 2023 | $4,191 | $147,000 | $29,000 | $118,000 |
| 2022 | $3,550 | $147,000 | $29,000 | $118,000 |
| 2021 | $3,420 | $147,000 | $29,000 | $118,000 |
| 2020 | $3,361 | $147,000 | $29,000 | $118,000 |
| 2019 | $3,162 | $147,000 | $29,000 | $118,000 |
| 2018 | $3,049 | $120,900 | $24,200 | $96,700 |
| 2017 | $0 | $120,900 | $24,200 | $96,700 |
| 2016 | $3,535 | $120,900 | $24,200 | $96,700 |
| 2015 | -- | $120,900 | $24,200 | $96,700 |
| 2014 | -- | $120,900 | $24,200 | $96,700 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Mance
Seller's Agent in 2024
Tracy Mance
518 Realty.Com Inc
(518) 362-8388
2 in this area
88 Total Sales
-
Jacquelyn Witbeck
Buyer's Agent in 2024
Jacquelyn Witbeck
Coldwell Banker Prime Properties
(518) 495-9877
1 in this area
33 Total Sales
Map
Source: Global MLS
MLS Number: 202424217
APN: 013089-052-018-0002-037-000-0000
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