$485,000
SOLD SEP 1, 2020

180 Bank Ridge Rd Littleton, NC 27850

3 Beds
3.5 Baths
2,538 Sq Ft
1.02 Acres

Recently Sold

$191 Per Sq Ft

3% Below List Price

138 Days on Market

Highlights

  • Boathouse
  • Deck
  • Rear Porch
  • Waterfront
  • Granite Countertops
  • Patio

About This Home

As of October 2021

This beautiful A-frame lakefront home is located on a nice peninsula & on 2 lots! Main level features open floor plan with living room, dining area, kitchen, master bedroom, master bathroom & half bath. Upper level has 2 bedrooms & full bathroom. The finished lower level boasts an impressive bar area with beautiful granite counter tops, family room, un-designated room, full bathroom & laundry room. You'll spend lots of time down here with the perfect place for entertaining guests. Just outside you'll find an awesome paver patio to enjoy family times by the fire pit. When ready to enjoy the lake & take a boat ride, it's an easy walk to the boathouse which features nice sundeck on top & 3 ft 10 in water depth the day of listing. Located in a nice wide cove just around from the main lake. Conveniently located within 10 minutes to grocery. Video walk thru added to listing.

Last Agent to Sell the Property

Susan Gordon, ABR, GRI

ReMax On the Lake Listed on: 02/23/2020

Last Buyer's Agent

Scott Watson

Coldwell Banker Advantage-Littleton License #291401

Coldwell Banker Advantage-Littleton

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,268

Year Built

  • Built in 2005

Lot Details

  • 1.02 Acre Lot
  • Waterfront

HOA Fees

  • $33 Monthly HOA Fees

Property Views

  • Water
  • Cove

Home Design

  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Living Room with Fireplace

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Boathouse
  • Cove
  • Deck
  • Patio
  • Rear Porch

Schools

  • Warren County Elementary School
  • Warren County Middle School
  • Warren County High School

Utilities

  • Zoned Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Community Details

  • Tom Gifford Association
  • Moratuck Manor Subdivision

Listing and Financial Details

  • Tax Lot 15B & 16B
  • Assessor Parcel Number J2A58 & J2A59

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,268

Year Built

Built in 2005

Lot Details

0

HOA Fees

$33 per month

Listing Details

  • Directions: At Littleton Food Lion, take 903 towards I-85. Turn left on Warren County Acres Rd. Take a right into Moratuck Manor Subdivision on Bank Ridge Rd. Follow around to home on right.
  • Property Sub Type: Modular-Off Frame,Residential/Vacation
  • Prop. Type: Residential
  • Year Built: 2005
  • Lot Size Acres: 1.02
  • Lot Size: 1.02
  • Road Surface Type: Paved
  • Water Body Name: Lake Gaston NW Quad
  • Subdivision Name: Moratuck Manor
  • Above Grade Finished Sq Ft: 1566
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One and One Half
  • Structure Type: Walkout
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Dishwasher, Washer, Range/Oven-Electric, Dryer
  • Has Basement: Full, Finished, Walk-Out Access
  • Interior Amenities: Granite Counters
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 972
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Living Area: 2538

Exterior Features

  • View: Water, Cove
  • View: Yes
  • Waterfront Features: Boathouse/Single, Boathouse w/Sundeck Roof, Lake Gaston, Main Lake Cove, Cove
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Rear Porch, Patio, Side Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, Asphalt Drive

Utilities

  • Cooling: Central Air
  • Heating: Zoned, Heat Pump
  • Sewer: Septic Tank
  • Laundry Features: Washer &/or Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association Name: Tom Gifford
  • Association: Yes

Schools

  • Elementary School: Warren County
  • High School: Warren County
  • Middle Or Junior School: Warren County

Lot Info

  • Lot Size Sq Ft: 44431.2
  • Farm Land Area Units: Square Feet
  • Parcel #: J2A58 & J2A59
  • Zoning Description: Lakeside Residential/Warren Co
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Lot: 15B & 16B

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2021
Closed on
Oct 12, 2021
Sold by
Hayes Michael T and Hayes Shannon L
Bought by
Webb Sara L and Webb Alex J
Seller's Agent
Scott Watson
Coldwell Banker Advantage-Littleton
Buyer's Agent
Gupton and Hale Team
Coldwell Banker Advantage-Littleton
List Price
$625,000
Sold Price
$680,000
Premium/Discount to List
$55,000
8.8%
Current Estimated Value
$877,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$197,000
Avg. Annual Appreciation
6.85%
Original Mortgage
$415,000
Outstanding Balance
$382,524
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$494,476

Purchase Details

Listed on
Feb 23, 2020
Closed on
Aug 28, 2020
Sold by
Bordner Mark A and Zedick Michelle Anne
Bought by
Hayes Michael T and Hayes Shannon L
Seller's Agent
Susan Gordon, ABR, GRI
ReMax On the Lake
Buyer's Agent
Scott Watson
Coldwell Banker Advantage-Littleton
List Price
$499,900
Sold Price
$485,000
Premium/Discount to List
-$14,900
-2.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.16%
Original Mortgage
$388,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $680,000 None Available
Deed $485,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $60,000 Credit Line Revolving
Open $415,000 New Conventional
Previous Owner $388,000 New Conventional
Previous Owner $361,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/25/2021 10/25/21 Sold $680,000 +8.8% $268 / Sq Ft
08/31/2021 08/31/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $625,000 +28.9% $246 / Sq Ft
09/01/2020 09/01/20 Sold $485,000 -3.0% $191 / Sq Ft
07/12/2020 07/12/20 Pending -- -- --
02/24/2020 02/24/20 For Sale $499,900 -- $197 / Sq Ft
Source: Roanoke Valley Lake Gaston Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,268 $150,000 $0 $0
2023 $1,268 $150,000 $150,000 $0
2022 $1,259 $150,000 $150,000 $0
2021 $1,259 $150,000 $150,000 $0
2020 $1,259 $150,000 $150,000 $0
2019 $1,185 $150,000 $150,000 $0
2018 $1,140 $150,000 $150,000 $0
2017 $1,140 $150,000 $150,000 $0
2016 $1,207 $170,000 $170,000 $0
2015 -- $170,000 $0 $0
2014 -- $170,000 $0 $0
2010 -- $402,469 $230,000 $172,469
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Lake Gaston Board of REALTORS®

MLS Number: 125356

APN: J2A 59