Seller's Agent in 2025
Stacy Potter
FIERCE REALTY
(352) 267-0804
45 Total Sales
18015 Palm St Umatilla, FL 32784
3
Beds
2
Baths
1,724
Sq Ft
0.47
Acres
Highlights
- Access To Lake
- Corner Lot
- Mature Landscaping
- Bonus Room
- No HOA
- Converted Garage
About This Home
As of August 2025* Seller Motivated – USDA Eligible!*
Don’t miss this spacious 3-bedroom, 2-bath block home situated on a desirable corner lot in Umatilla! Offering over 1,700 sq ft of air-conditioned living space, this property combines comfort, function, and value.
Key upgrades include a *new roof (2018)*, *updated plumbing (2007)*, and *A/C system (2008)*—providing peace of mind for years to come. The home features *city water and septic*, plus a *fully fenced yard* with *utility shed equipped with electricity*, ideal for extra storage, hobbies, or a workshop.
The garage has been converted into additional living space, adding flexibility for a home office, gym, or bonus room—but can easily be converted back if desired.
Enjoy *deeded access to a large, spring-fed lake*, perfect for fishing, kayaking, or simply enjoying the outdoors.
With **no HOA**, this home offers both freedom and opportunity—whether you're a first-time buyer, growing family, or investor. Conveniently located near local schools, parks, and amenities.
Schedule your private showing today!
Last Agent to Sell the Property
FIERCE REALTY Brokerage Phone: 407-758-5179 License #3359174 Listed on: 05/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,897
Year Built
- Built in 1980
Lot Details
- 0.47 Acre Lot
- Lot Dimensions are 142x144
- South Facing Home
- Chain Link Fence
- Mature Landscaping
- Corner Lot
- Level Lot
- Property is zoned R-3
Parking
- 1 Car Attached Garage
- Converted Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,724 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Living Room
- Dining Room
- Bonus Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Dinette
- Range with Range Hood
- Dishwasher
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Deeded access to the beach
- Shed
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Thermostat
- 1 Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Silver Beach Heights Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 11 / 00D
- Assessor Parcel Number 01-18-26-0300-00D-01100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2025
Closed on
Aug 7, 2025
Sold by
Burt Keith A
Bought by
Fosdyck Brandon K and Spears-Blackwelder Morgane R
Seller's Agent
Stacy Potter
FIERCE REALTY
Buyer's Agent
Mindy Machock
KELLER WILLIAMS REALTY AT THE PARKS
List Price
$310,000
Sold Price
$292,000
Premium/Discount to List
-$18,000
-5.81%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
65.57%
Original Mortgage
$286,711
Outstanding Balance
$286,711
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$21,942
Purchase Details
Closed on
May 5, 2011
Sold by
Chavis Susan T
Bought by
Burt Keith A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,046
Interest Rate
4.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 19, 2007
Sold by
Chavis Billy D and Chavis Susan T
Bought by
Chavis Susan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
6.22%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 10, 2002
Sold by
Lucas Michael E and Lucas Donna F
Bought by
Chavis Billy D and Chavis Susan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,936
Interest Rate
6.67%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 11, 1998
Sold by
Smith Edward R and Smith Barbara I
Bought by
Lucas Michael E and Lucas Donna S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $292,000 | None Listed On Document | |
| Warranty Deed | $81,000 | Attorney | |
| Interfamily Deed Transfer | $37,100 | None Available | |
| Warranty Deed | $122,900 | -- | |
| Warranty Deed | $80,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $286,711 | FHA | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $85,046 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $189,697 | Unknown | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $121,936 | FHA | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | $292,000 | -2.3% | $169 / Sq Ft |
| 07/17/2025 07/17/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | Price Changed | $299,000 | -3.5% | $173 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $310,000 | -- | $180 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,518 | $274,314 | $68,750 | $205,564 |
| 2024 | $3,518 | $274,314 | $68,750 | $205,564 |
| 2023 | $3,518 | $267,836 | $68,750 | $199,086 |
| 2022 | $3,000 | $218,701 | $43,750 | $174,951 |
| 2021 | $2,623 | $177,988 | $0 | $0 |
| 2020 | $2,413 | $138,872 | $0 | $0 |
| 2019 | $2,230 | $121,538 | $0 | $0 |
| 2018 | $2,183 | $121,538 | $0 | $0 |
| 2017 | $2,003 | $111,651 | $0 | $0 |
| 2016 | $1,954 | $111,651 | $0 | $0 |
| 2015 | $1,918 | $109,598 | $0 | $0 |
| 2014 | $1,679 | $83,740 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Stacy Potter
-
Mindy Machock
M
Buyer's Agent in 2025
Mindy Machock
KELLER WILLIAMS REALTY AT THE PARKS
(407) 461-1866
33 Total Sales
Map
Source: Stellar MLS
MLS Number: G5097363
APN: 01-18-26-0300-00D-01100
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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