$299,000
$11K PRICE DROP

18015 Palm St Umatilla, FL 32784

Estimated payment $1,977/month

Total Views 2,907
3 Beds
2 Baths
1,724 Sq Ft
$173 Price per Sq Ft

Highlights

  • Access To Lake
  • Corner Lot
  • Mature Landscaping
  • Bonus Room
  • No HOA
  • Converted Garage

About This Home

* Seller Motivated – USDA Eligible!*

Don’t miss this spacious 3-bedroom, 2-bath block home situated on a desirable corner lot in Umatilla! Offering over 1,700 sq ft of air-conditioned living space, this property combines comfort, function, and value.

Key upgrades include a *new roof (2018)*, *updated plumbing (2007)*, and *A/C system (2008)*—providing peace of mind for years to come. The home features *city water and septic*, plus a *fully fenced yard* with *utility shed equipped with electricity*, ideal for extra storage, hobbies, or a workshop.

The garage has been converted into additional living space, adding flexibility for a home office, gym, or bonus room—but can easily be converted back if desired.

Enjoy *deeded access to a large, spring-fed lake*, perfect for fishing, kayaking, or simply enjoying the outdoors.

With **no HOA**, this home offers both freedom and opportunity—whether you're a first-time buyer, growing family, or investor. Conveniently located near local schools, parks, and amenities.
Schedule your private showing today!

Listing Agent

Stacy Potter

FIERCE REALTY Brokerage Phone: 407-758-5179 License #3359174 Listed on: 05/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,897

Year Built

  • Built in 1980

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 142x144
  • South Facing Home
  • Chain Link Fence
  • Mature Landscaping
  • Corner Lot
  • Level Lot
  • Property is zoned R-3

Parking

  • 1 Car Attached Garage
  • Converted Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,724 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Bonus Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range<<rangeHoodToken>>
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Deeded access to the beach
  • Shed
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Silver Beach Heights Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,897

Year Built

Built in 1980

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Brick
  • Fireplace: Yes
  • Living Area: 1724
  • Lot Size Acres: 0.47
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2423
  • Lot Size Sq Ft: 20473
  • Directions to Property: SR 19 North to Umatilla to Palm Street (just past Old Crow BBQ), left on Palm St. 1st house on right (corner house)
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Mount Dora
  • Escrow Postal Code: 32757
  • Escrow State: FL
  • Escrow Street Name: E. 5th Ave.
  • Escrow Street Number: 501
  • List Office Head Office Key Nume: 529392593
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 173.43
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Water Access
  • Attribution Contact: 407-758-5179
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Dryer, Range, Range Hood, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 18015
  • Additional Rooms: Inside Utility
  • Living Area Meters: 160.16
  • Room Count: 8

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Exterior Features: Rain Gutters, Storage
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE BILLY BOO HOO
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Access: Beach - Access Deeded,Lake
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Converted Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-3
  • Parcel Number: 01-18-26-0300-00D-01100
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Corner Lot, In County, Level, Sidewalk, Paved
  • Lot Dimensions: 142x144
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 1902
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify all restrictions with Lake Count Planning and Zoning.

Tax Info

  • Tax Annual Amount: 3897.49
  • Tax Block: 00D
  • Tax Book Number: 14-25
  • Tax Lot: 11

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,518 $274,314 $68,750 $205,564
2024 $3,518 $274,314 $68,750 $205,564
2023 $3,518 $267,836 $68,750 $199,086
2022 $3,000 $218,701 $43,750 $174,951
2021 $2,623 $177,988 $0 $0
2020 $2,413 $138,872 $0 $0
2019 $2,230 $121,538 $0 $0
2018 $2,183 $121,538 $0 $0
2017 $2,003 $111,651 $0 $0
2016 $1,954 $111,651 $0 $0
2015 $1,918 $109,598 $0 $0
2014 $1,679 $83,740 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $299,000 -3.5% $173 / Sq Ft
05/21/2025 05/21/25 For Sale $310,000 -- $180 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $81,000 Attorney
Interfamily Deed Transfer $37,100 None Available
Warranty Deed $122,900 --
Warranty Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $40,000 Credit Line Revolving
Open $85,046 New Conventional
Previous Owner $20,000 Credit Line Revolving
Previous Owner $189,697 Unknown
Previous Owner $10,000 Credit Line Revolving
Previous Owner $121,936 FHA
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

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Source: Stellar MLS

MLS Number: G5097363

Stellar MLS

APN: 01-18-26-0300-00D-01100