Seller's Agent in 2025
Stacy Potter
FIERCE REALTY
(352) 267-0804
7 in this area
39 Total Sales
18015 Palm St Umatilla, FL 32784
Estimated Value: $297,000 - $317,540
3
Beds
2
Baths
1,724
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- Access To Lake
- Corner Lot
- Mature Landscaping
- Bonus Room
- No HOA
- Converted Garage
About This Home
As of August 2025* Seller Motivated – USDA Eligible!* Don’t miss this spacious 3-bedroom, 2-bath block home situated on a desirable corner lot in Umatilla! Offering over 1,700 sq ft of air-conditioned living space, this property combines comfort, function, and value. Key upgrades include a *new roof (2018)*, *updated plumbing (2007)*, and *A/C system (2008)*—providing peace of mind for years to come. The home features *city water and septic*, plus a *fully fenced yard* with *utility shed equipped with electricity*, ideal for extra storage, hobbies, or a workshop. The garage has been converted into additional living space, adding flexibility for a home office, gym, or bonus room—but can easily be converted back if desired. Enjoy *deeded access to a large, spring-fed lake*, perfect for fishing, kayaking, or simply enjoying the outdoors. With **no HOA**, this home offers both freedom and opportunity—whether you're a first-time buyer, growing family, or investor. Conveniently located near local schools, parks, and amenities.
Schedule your private showing today!
Last Agent to Sell the Property
FIERCE REALTY Brokerage Phone: 407-758-5179 License #3359174 Listed on: 05/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,897
Year Built
- Built in 1980
Lot Details
- 20,473 Sq Ft Lot
- Lot Dimensions are 142x144
- South Facing Home
- Chain Link Fence
- Mature Landscaping
- Corner Lot
- Level Lot
- Property is zoned R-3
Parking
- 1 Car Attached Garage
- Converted Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,724 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Living Room
- Dining Room
- Bonus Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Dinette
- Range with Range Hood
- Dishwasher
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Deeded access to the beach
- Shed
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Thermostat
- 1 Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Silver Beach Heights Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 11 / 00D
- Assessor Parcel Number 01-18-26-0300-00D-01100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2025
Closed on
Aug 7, 2025
Sold by
Burt Keith A
Bought by
Fosdyck Brandon K and Spears-Blackwelder Morgane R
Seller's Agent
Stacy Potter
FIERCE REALTY
Buyer's Agent
Mindy Machock
KELLER WILLIAMS REALTY AT THE PARKS
List Price
$310,000
Sold Price
$292,000
Premium/Discount to List
-$18,000
-5.81%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,385
Avg. Annual Appreciation
6.53%
Original Mortgage
$286,711
Outstanding Balance
$285,969
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$20,416
Purchase Details
Closed on
May 5, 2011
Sold by
Chavis Susan T
Bought by
Burt Keith A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,046
Interest Rate
4.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 19, 2007
Sold by
Chavis Billy D and Chavis Susan T
Bought by
Chavis Susan T
Purchase Details
Closed on
Jul 10, 2002
Sold by
Lucas Michael E and Lucas Donna F
Bought by
Chavis Billy D and Chavis Susan T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,936
Interest Rate
6.67%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 11, 1998
Sold by
Smith Edward R and Smith Barbara I
Bought by
Lucas Michael E and Lucas Donna S
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Fosdyck Brandon K | $292,000 | None Listed On Document | |
| Burt Keith A | $81,000 | Attorney | |
| Chavis Susan T | $37,100 | None Available | |
| Chavis Billy D | $122,900 | -- | |
| Lucas Michael E | $80,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Fosdyck Brandon K | $286,711 | |
| Previous Owner | Burt Keith A | $85,046 | |
| Previous Owner | Chavis Billy D | $121,936 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | $292,000 | -2.3% | $169 / Sq Ft |
| 07/17/2025 07/17/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | Price Changed | $299,000 | -3.5% | $173 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $310,000 | -- | $180 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,897 | $276,004 | $68,750 | $207,254 |
| 2025 | $3,518 | $274,314 | $68,750 | $205,564 |
| 2024 | $3,518 | $274,314 | $68,750 | $205,564 |
| 2023 | $3,518 | $267,836 | $68,750 | $199,086 |
| 2022 | $3,000 | $218,701 | $43,750 | $174,951 |
| 2021 | $2,623 | $177,988 | $0 | $0 |
| 2020 | $2,413 | $138,872 | $0 | $0 |
| 2019 | $2,230 | $121,538 | $0 | $0 |
| 2018 | $2,183 | $121,538 | $0 | $0 |
| 2017 | $2,003 | $111,651 | $0 | $0 |
| 2016 | $1,954 | $111,651 | $0 | $0 |
| 2015 | $1,918 | $109,598 | $0 | $0 |
| 2014 | $1,679 | $83,740 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Stacy Potter
-
Mindy Machock
M
Buyer's Agent in 2025
Mindy Machock
KELLER WILLIAMS REALTY AT THE PARKS
(407) 461-1866
2 in this area
30 Total Sales
Map
Source: Stellar MLS
MLS Number: G5097363
APN: 01-18-26-0300-00D-01100
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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