$649,000

1804 N Bay Rd Ely, MN 55731

Estimated payment $4,053/month

Total Views 3,830
2 Beds
2.5 Baths
2,920 Sq Ft
$222 Price per Sq Ft

Highlights

  • 675 Feet of Waterfront
  • Vaulted Ceiling
  • 6 Car Detached Garage
  • Deck
  • No HOA
  • Patio

About This Home

Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!

Listing Agent

Andrea Zupancich

Z'Up North Realty, Inc. Listed on: 03/31/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,339

Year Built

  • Built in 1987

Lot Details

  • Lot Dimensions are 600.00 x 260.00
  • 675 Feet of Waterfront
  • Lake Front

Parking

  • 6 Car Detached Garage

Home Design

  • Frame Construction

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Wood
  • 200+ Amp Service
  • Propane
  • Drilled Well
  • Electric Water Heater
  • Septic System

Community Details

  • No Home Owners Association
  • North Bay Homesites 61 12 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 610003000050

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,339

Year Built

Built in 1987

Lot Details

3.12 Acres

Parking

6

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: None
  • Garage Spaces: 6
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled
  • Year Built: 1987
  • Above Grade Finished Sq Ft: 1520
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Fireplace Features: Wood Burning
  • Living Area: 2920
  • Below Grade Finished Sq Ft: 1400
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Asphalt
  • PatioPorchType: Deck, Patio
  • Waterfront Frontage: 675

Garage/Parking

  • Parking Features: Detached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Septic System Compliant - Yes
  • LaundryFeatures: Main Level
  • Electric: 200+ Amp Service
  • Fuel: Propane, Wood

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Louis County
  • SchoolDistrictPhone: 2187498130

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 600.00 x 260.00
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Frame

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 610003000050
  • Tax Annual Amount: 7339
  • TaxWithAssessments: 7424

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,786 $723,200 $344,200 $379,000
2023 $6,786 $537,400 $256,200 $281,200
2022 $5,142 $537,400 $256,200 $281,200
2021 $5,066 $496,500 $253,900 $242,600
2020 $5,124 $442,500 $231,400 $211,100
2019 $5,314 $442,500 $231,400 $211,100
2018 $5,392 $472,400 $256,200 $216,200
2017 $5,452 $472,300 $256,100 $216,200
2016 $5,472 $475,900 $260,000 $215,900
2015 $5,246 $475,900 $260,000 $215,900
2014 $5,246 $475,900 $260,000 $215,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/31/2026 03/31/26 For Sale $649,000 -- $222 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Sherburne County Abstract &
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $330,000 Purchase Money Mortgage
Source: Public Records

Source: NorthstarMLS

MLS Number: 7046279

NorthstarMLS

APN: 610003000050

Minnesota St Louis County Ely 55706

1804 N Bay Rd, Ely, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID

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Andrea Zupancich
Listing Agent
Andrea Zupancich
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Z'Up North Realty, Inc.
(218) 748-1317
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