1809 4th St W Palmetto, FL 34221
3
Beds
2
Baths
2,181
Sq Ft
0.27
Acres
Highlights
- 81 Feet of Riverfront
- Oak Trees
- Custom Home
- Sailboat Water Access
- Cabana
- Deck
About This Home
As of April 2025Along the picturesque waterfront of Palmetto, this exceptional residence at 1809 4th St. W offers expansive water views, a tranquil setting and a sought-after waterfront lifestyle. Set on a prime waterfront lot, this three-bedroom, two-bath home spans 2,181 square feet, boasting wood cathedral ceilings, a cozy fireplace and an airy loft. A bonus room and dedicated office provide flexibility for work or leisure. This home remained unaffected by water intrusion during recent storms, according to the owner. Designed for seamless indoor-outdoor living, this home features a pool and outdoor cabana, ideal for entertaining or unwinding amid the coastal breeze. For boating enthusiasts, there is an option to build a private dock for direct gulf water access. The shared dock is being removed. The one-car garage and expansive driveway allows ample parking for guests. On desirable 4th Street, this home is moments from charming downtown Palmetto and Bradenton, local marinas, dining options and just minutes from Emerson Point Preserve. This location allows easy access to gulf beaches, Sarasota, St. Petersburg and Tampa, offering coastal beauty and urban convenience. Nearby museums, theaters and airports provide endless opportunities for cultural enrichment and effortless travel. Experience waterfront elegance and a lifestyle of possibilities, so schedule your private showing today.
Last Agent to Sell the Property
PREMIER SOTHEBY'S INTERNATIONAL REALTY Brokerage Phone: 941-364-4000 License #3304121 Listed on: 03/13/2025
Last Buyer's Agent
PREMIER SOTHEBY'S INTERNATIONAL REALTY Brokerage Phone: 941-364-4000 License #3304121 Listed on: 03/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,358
Year Built
- Built in 1985
Lot Details
- 0.27 Acre Lot
- 81 Feet of Riverfront
- River Front
- North Facing Home
- Mature Landscaping
- Oak Trees
- Property is zoned RS2
Parking
- 1 Car Garage
- Circular Driveway
Property Views
- River
- Pool
Home Design
- Custom Home
- Cape Cod Architecture
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,181 Sq Ft Home
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Shades
- Blinds
- Family Room Off Kitchen
- Living Room
- Dining Room
- Home Office
- Loft
- Bonus Room
- Crawl Space
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Closet Cabinetry
- Dual Closets
- 2 Full Bathrooms
- Dual Sinks
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Cabana
- Heated In Ground Pool
- Gunite Pool
Outdoor Features
- Sailboat Water Access
- River Access
- No Fixed Bridges
- Property is near a marina
- Seawall
- Deck
- Patio
- Exterior Lighting
- Private Mailbox
- Wrap Around Porch
Location
- Flood Zone Lot
Schools
- Palmetto Elementary-Mn School
- Lincoln Middle School
- Palmetto High School
Utilities
- Central Heating and Cooling System
- Thermostat
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Riverview Community
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 3099500005
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 11, 2004
Sold by
Penman Michael B and Gibson Kim S
Bought by
Hannon Michael S and Hannon Robin T
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$504,000
Outstanding Balance
$250,244
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$819,642
Purchase Details
Closed on
Apr 10, 2003
Sold by
Howey Harry M and Howey Debra A
Bought by
Penman Michael B and Gibson Kim S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$472,000
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 31, 1994
Sold by
Gambill Steve and Gambill Teresa T
Bought by
Howey Harry M and Howey Debra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
8.46%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Palmetto, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $720,000 | -- | |
| Warranty Deed | $590,000 | -- | |
| Warranty Deed | $225,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $504,000 | Purchase Money Mortgage | |
| Previous Owner | $472,000 | New Conventional | |
| Previous Owner | $472,000 | Purchase Money Mortgage | |
| Previous Owner | $55,645 | New Conventional | |
| Previous Owner | $180,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/15/2025 04/15/25 | Sold | $1,100,000 | -7.9% | $504 / Sq Ft |
| 03/15/2025 03/15/25 | Pending | -- | -- | -- |
| 03/13/2025 03/13/25 | For Sale | $1,195,000 | -- | $548 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,358 | $861,194 | $417,366 | $443,828 |
| 2024 | $8,358 | $474,765 | -- | -- |
| 2023 | $8,224 | $460,937 | $0 | $0 |
| 2022 | $8,005 | $447,512 | $0 | $0 |
| 2021 | $7,637 | $434,478 | $0 | $0 |
| 2020 | $7,875 | $428,479 | $0 | $0 |
| 2019 | $7,744 | $418,846 | $0 | $0 |
| 2018 | $7,661 | $411,036 | $0 | $0 |
| 2017 | $7,205 | $402,582 | $0 | $0 |
| 2016 | $7,161 | $394,302 | $0 | $0 |
| 2015 | $7,121 | $391,561 | $0 | $0 |
| 2014 | $7,121 | $388,453 | $0 | $0 |
| 2013 | $7,084 | $382,895 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Messner
J
Seller's Agent in 2025
Jennifer Messner
PREMIER SOTHEBY'S INTERNATIONAL REALTY
(941) 552-6036
3 in this area
26 Total Sales
Map
Source: Stellar MLS
MLS Number: A4644565
APN: 30995-0000-5
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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