$475,000
$25K PRICE DROP

181 Haulover Dr Montross, VA 22520

Estimated payment $2,721/month

Total Views 24,767
3 Beds
2.5 Baths
2,222 Sq Ft
$214 Price per Sq Ft

Highlights

  • Popular Property
  • 80 Feet of Waterfront
  • Primary bedroom faces the bay
  • Montross Middle School Rated 9+
  • Public Boat Ramp
  • Beach

About This Home

Welcome to waterfront living in Stratford Harbour! This stunning custom-built home, just one year young, offers more than 2,200 square feet of beautifully designed living space with breathtaking views of Cold Harbor Creek and the marina from nearly every room. Perfectly positioned to capture direct wooded water views, the picturesque setting offers all the beauty of waterfront living while maintaining the peaceful privacy of a woodland retreat. Inside, soaring cathedral ceilings and an open-concept design create an airy, light-filled atmosphere ideal for both everyday living and effortless indoor/outdoor entertaining. The expansive 40x10 rear deck extends the living space outdoors, creating the perfect setting for hosting guests, enjoying waterfront sunrises, or relaxing with morning coffee as sailboats drift quietly into the harbor. The gourmet kitchen serves as the centerpiece of the home, featuring quartz countertops, stainless steel appliances, vent hood, drawer microwave, double oven range, and refrigerator. Luxury vinyl plank flooring runs throughout the main living spaces, while tile baths and plush carpeting in the guest bedrooms add warmth and comfort. The main-level primary suite is a private sanctuary with serene morning water views, his and hers closets, and a spa-inspired bath complete with a quartz double vanity, private water closet, and oversized dual-head tiled shower. Downstairs, the walk-out lower level with impressive 10-foot ceilings offers two oversized guest bedrooms, a full bath, spacious family room with office nook, laundry room, and a separate utility/storage room with abundant space for organization and storage. Located directly beside the marina, the property also offers the rare convenience of enjoying a private boat slip without the upkeep or expense of dock ownership—an exceptional advantage for effortless waterfront living. Blending luxury finishes, thoughtful craftsmanship, and unforgettable views, this nearly new waterfront retreat is a rare offering in Stratford Harbour.

Listing Agent

Michelle Smith

(540) 775-5661 michellelsrealtor@gmail.com RE/MAX Supercenter Brokerage Phone: 5407755661 License #0225267870 Listed on: 05/19/2026

RE/MAX Supercenter

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,100

Year Built

  • Built in 2025

Lot Details

  • 24,394 Sq Ft Lot
  • Lot Dimensions are 80x345
  • 80 Feet of Waterfront
  • Home fronts navigable water
  • Public Beach
  • Creek or Stream
  • East Facing Home
  • Private Lot
  • Partially Wooded Lot
  • Tidal Wetland on Lot
  • Property is in excellent condition

HOA Fees

  • $41 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 5 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Marina
  • Woods
  • Creek or Stream

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Poured Concrete
  • Blown-In Insulation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Vinyl Clad Windows
  • Double Hung Windows
  • Sliding Windows
  • Window Screens
  • ENERGY STAR Qualified Doors
  • Dining Area
  • Storm Windows
  • Attic

Kitchen

  • Double Oven
  • Electric Oven or Range
  • Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer and Dryer Hookup

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement Windows

Accessible Home Design

  • Halls are 48 inches wide or more
  • Doors are 32 inches wide or more

Eco-Friendly Details

  • Energy-Efficient Appliances
  • ENERGY STAR Qualified Equipment for Heating

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Personal Watercraft
  • Swimming Allowed
  • Stream or River on Lot
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Rain Gutters
  • Porch

Location

  • Property is near creek

Schools

  • Montross Elementary And Middle School
  • Washington And Lee High School

Utilities

  • Zoned Heating and Cooling
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Propane
  • 60 Gallon+ High-Efficiency Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 12185-1

Community Details

Overview

  • $38 Other Monthly Fees
  • Stratford Harbor Poa
  • Built by Gray Construction
  • Stratford Harbour Subdivision, Custom Floorplan
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Public Boat Ramp
  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Tennis Courts
  • Community Playground
  • Heated Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,100

Year Built

Built in 2025

Lot Details

0.56 Acres

HOA Fees

$41 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Accessibility Features: 32"+ Wide Doors, 48"+ Halls
  • Ownership: Fee Simple
  • Exclusions: Washer/Dryer
  • Inclusions: All Kitchen appliances
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 2025
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Exhaust Fan, Extra Refrigerator/Freezer, Oven - Double, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater - High-Efficiency
  • Entry Floor: 1
  • Flooring Type: Luxury Vinyl Plank, Carpet, Ceramic Tile
  • Interior Amenities: Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Window Features: Double Hung, Double Pane, Energy Star Qualified, Low-E, Screens, Sliding, Storm, Vinyl Clad
  • Fireplace Features: Mantel(s), Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Energy Star Qualified Door(s)
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, High, Cathedral Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Full, Heated, Improved, Outside Entrance, Interior Access, Poured Concrete, Walkout Level, Windows
  • Basement Finished Percent: 95.00
  • Basement Footprint Percent: 98.00
  • Laundry Type: Has Laundry, Hookup, Lower Floor
  • Total Sq Ft: 2222
  • Living Area Sq Ft: 2222
  • Price Per Sq Ft: 394.19
  • Above Grade Finished Sq Ft: 1205
  • Below Grade Finished Sq Ft: 1017
  • Total Below Grade Sq Ft: 1017
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Blown-In Insulation, Combination, Vinyl Siding
  • Exterior Features: Exterior Lighting, Gutter System
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream, Marina, Trees/Woods, Water
  • Water Access Features: Public Access, Public Beach, Swimming Allowed, Personal Watercraft (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Cold Harbor Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 80

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Energy Star Cooling System, Multi Units, Programmable Thermostat, Zoned
  • Previous Twelve Months Electric Expense: 1500.00
  • Heating Fuel: Electric
  • Heating Type: Central, Energy Star Heating System
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Propane, Electric Available, Water Available
  • Water Previous Twelve Months: 300.00
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 495.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Lake, Meeting Room, Party Room, Pickleball Courts, Pier/Dock, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOR POA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground, Heated

Fee Information

  • Other Fees: 450.00
  • Other Fees Frequency: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MONTROSS
  • High School: WASHINGTON AND LEE
  • Middle Or Junior School: MONTROSS

Lot Info

  • Horses: No
  • Lot Features: Partly Wooded, Private, Stream/Creek, Tidal Wetland
  • Lot Size Acres: 0.56
  • Lot Dimensions: 80x345
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24393.60
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: RES
  • In City Limits: No

Building Info

  • Builder Name: Gray Construction

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1100.00
  • Assessor Parcel Number: 12185-1
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Public

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,572 $378,200 $81,000 $297,200
2024 $510 $75,000 $75,000 $0
2023 $465 $75,000 $75,000 $0
2022 $465 $75,000 $75,000 $0
2021 $570 $75,000 $75,000 $0
2020 $570 $75,000 $75,000 $0
2019 $488 $75,000 $75,000 $0
2018 $458 $75,000 $75,000 $0
2017 -- $75,000 $75,000 $0
2016 $450 $75,000 $75,000 $0
2015 -- $75,000 $75,000 $0
2014 -- $0 $0 $0
2013 -- $75,000 $75,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/08/2026 07/08/26 Price Changed $475,000 -4.8% $214 / Sq Ft
06/29/2026 06/29/26 Price Changed $499,000 -0.2% $225 / Sq Ft
05/23/2026 05/23/26 Price Changed $499,800 0.0% $225 / Sq Ft
05/19/2026 05/19/26 For Sale $499,900 -- $225 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Gift Deed -- Fidelity National Title
Deed $480,217 Lawyers Title
Gift Deed -- None Listed On Document
Deed $70,000 First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $418,700 VA
Closed $415,344 VA
Source: Public Records

About the Listing Agent

Michelle Smith

RE/MAX Supercenter

(804) 993-9241

Section Image

With over 15 years of experience in the real estate industry and a proud member of the Re/Max Hall of Fame, Michelle brings a wealth of knowledge and expertise to every transaction. Optimizing her background in finance and sales management, she has developed her client-oriented approach to real estate. Michelle embraces a deep love of sales and enjoys working with her clients to acquire property that is ideal for them. Michelle strives to make a personal connection to every transaction. She

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Source: Bright MLS

MLS Number: VAWE2011308

Bright MLS

APN: 23E-145

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