181 Stillwater Rd Troutman, NC 28166
Estimated payment $7,325/month
Highlights
- Covered Dock
- Waterfront
- Covered Patio or Porch
- Boat Lift
- No HOA
- Circular Driveway
About This Home
Lakefront Living Meets Investment Opportunity on Lake Norman This beautifully maintained 4-bedroom, 3.5-bathroom waterfront home with nearly 3,900 sq ft offers a rare combination of privacy, versatility, and lakefront living. Set on over 2 acres, the property provides ample space for both relaxation and recreation, making it equally suited as a private retreat or as a thriving short-term rental. A large open foyer welcomes you into a light-filled great room, where a striking stone see-through gas fireplace connects seamlessly into the dining room. The spacious kitchen features granite countertops, a convection oven, and abundant storage, creating both function and charm at the heart of the home. The private owner’s suite overlooks the screened porch and backyard, and includes a tiled bath with a walk-in shower and a large walk-in closet. On the opposite side of the home, a private guest suite also enjoys views of the deck and yard, offering an ideal balance of comfort and privacy. The screened porch connects to a generous wraparound deck, both overlooking the private yard and waterfront. Downstairs, the basement opens into a spacious den that provides additional living space. This level also features two additional bedrooms, a full bath, a second kitchen, and plenty of space for entertaining or hosting extended stays. Additional features include an oversized three-car garage that is currently being utilized as a game room full of arcade machines, a pool table, and more! The property itself is just as impressive outdoors as it is indoors. With both fenced areas and natural wooded privacy, there is plenty of room for outdoor games, gatherings, and relaxation. The home is situated on a private waterfront cove with a covered, permitted double-decker dock that includes a boat slip, boat lift, and pier. Located just minutes from Mooresville’s shopping, dining, and entertainment, and close to charming downtown Troutman, the property also sits only a few miles from Lake Norman State Park with its trails, beaches, and boating access. Whether you are drawn to the idea of kayaking at sunrise, entertaining on the dock, or relaxing by the fireplace after a day on the water, this home is designed for both everyday living and memory-making moments.
Listing Agent
Lakeside Key Group, LLC Brokerage Email: amysellstheshore@gmail.com License #318837 Listed on: 09/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,649
Year Built
- Built in 1998
Lot Details
- Waterfront
- Partially Fenced Property
- Property is zoned RA
Parking
- 2 Car Garage
- Circular Driveway
Home Design
- Architectural Shingle Roof
- Wood Siding
- Stone Veneer
Interior Spaces
- 1-Story Property
- See Through Fireplace
- Gas Fireplace
- Great Room with Fireplace
- Water Views
- Laundry Room
Kitchen
- Convection Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Full Bathrooms
Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
- Sump Pump
- Basement Storage
Outdoor Features
- Boat Lift
- Covered Dock
- Covered Patio or Porch
Utilities
- Central Air
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 4629-97-9328.000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,649 | $931,460 | $350,000 | $581,460 |
| 2023 | $5,649 | $931,460 | $350,000 | $581,460 |
| 2022 | $3,641 | $571,240 | $210,000 | $361,240 |
| 2021 | $3,641 | $571,240 | $210,000 | $361,240 |
| 2020 | $3,641 | $571,240 | $210,000 | $361,240 |
| 2019 | $3,498 | $571,240 | $210,000 | $361,240 |
| 2018 | $3,239 | $533,340 | $210,000 | $323,340 |
| 2017 | $3,239 | $533,340 | $210,000 | $323,340 |
| 2016 | $3,239 | $533,340 | $210,000 | $323,340 |
| 2015 | $3,239 | $533,340 | $210,000 | $323,340 |
| 2014 | $3,079 | $550,320 | $210,000 | $340,320 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/15/2025 11/15/25 | Price Changed | $1,298,000 | -1.7% | $345 / Sq Ft | |
| 09/23/2025 09/23/25 | For Sale | $1,320,000 | +28.2% | $351 / Sq Ft | |
| 06/27/2023 06/27/23 | Sold | $1,030,000 | -14.2% | $265 / Sq Ft | View Prior Sale |
| 05/13/2023 05/13/23 | Pending | -- | -- | -- | |
| 05/06/2023 05/06/23 | For Sale | $1,200,000 | +92.0% | $309 / Sq Ft | |
| 04/29/2020 04/29/20 | Sold | $625,000 | -3.7% | $167 / Sq Ft | View Prior Sale |
| 03/06/2020 03/06/20 | Pending | -- | -- | -- | |
| 02/02/2020 02/02/20 | For Sale | $649,000 | -- | $173 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,030,000 | None Listed On Document | |
| Warranty Deed | $625,000 | Barrister S Title Services | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $66,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $824,000 | New Conventional | |
| Previous Owner | $415,000 | Purchase Money Mortgage |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4305528
APN: 4629-97-9328.000
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