NOT LISTED FOR SALE

Estimated Value: $383,782 - $492,000

3 Beds
2 Baths
1,568 Sq Ft
$284/Sq Ft Est. Value

Last Sold June 19, 2012

Last sale price $138,000 $88 Per Sq Ft

Est. 222% increase in value since last sale

Current estimated payment $2,451/month

141 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • No HOA
  • Cathedral Ceiling
  • Great Room
  • 2 Car Attached Garage

About This Home

As of June 2012

Beautiful home on a brow lot overlooking Ladds Cove. Huge back deck allows for the view to be gazed upon at any time. Hardwood floors throughout entire house. Buyer to verify school districts.

Last Agent to Sell the Property

Richard Carpenter

Century 21 Cumberland Realty Listed on: 12/23/2011

Last Buyer's Agent

Richard Carpenter

Century 21 Cumberland Realty Listed on: 12/23/2011

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,080

Year Built

  • Built in 2003

Lot Details

  • 0.81 Acre Lot
  • Lot Dimensions are 125x281
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,568 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Great Room
  • Living Room with Fireplace
  • Wood Flooring
  • Basement
  • Crawl Space
  • No Kitchen Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Monteagle K-8 Elementary And Middle School
  • Grundy County High School

Utilities

  • Central Heating and Cooling System
  • Radiant Ceiling

Community Details

  • No Home Owners Association
  • Ridge Cliff Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 040N A 018.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,080

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.81
  • Lot Size: 125X281
  • Subdivision Name: Ridge Cliff
  • Directions: From Hwy 41 at Monteagle - turn on Laurel Lake. Go approximately 1.5 miles and Ridgecliff is on left. Turn left and go approximately 0.75 miles. House is on left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1568.0
  • New Construction: No
  • Year Built: 2003
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 040N A 018.00
  • Location Tax and Legal Elementary School: Monteagle K-8
  • Location Tax and Legal Middle Or Junior School2: Monteagle K-8
  • Location Tax and Legal High School: Grundy County High
  • Location Tax and Legal:Tax Annual Amount: 1080.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.81
  • General Property Information Lot Size Square Feet2: 35283.6
  • General Property Information Lot Size Dimensions: 125X281
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Open Floorplan
  • Basement:Crawl Space: Yes
  • Interior Features:Open Floorplan: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Appliances:None2: Yes

Exterior Features

  • Lot Features: Brow Lot, Level, Sloped, Split Possible
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: None
  • Roof: Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sloped: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Ceiling, Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Ceiling: Yes
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Monteagle K-8
  • High School: Grundy County High
  • Middle Or Junior School: Monteagle K-8

Lot Info

  • Lot Size Sq Ft: 35283.6
  • Parcel #: 040N A 018.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1080.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 20, 2016
Sold by
Fry Jeanne J
Bought by
North Olin and North Shirley
Current Estimated Value
$443,992

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Outstanding Balance
$13,977
Interest Rate
3.71%
Mortgage Type
New Conventional
Estimated Equity
$414,894

Purchase Details

Closed on
May 15, 2015
Sold by
Barber Rick
Bought by
Fry Jeanne J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 23, 2011
Closed on
May 29, 2012
Sold by
Deutsche Bank National Tru
Bought by
Barber Rick and Barber Donna
Seller's Agent
Richard Carpenter
Century 21 Cumberland Realty
Buyer's Agent
Richard Carpenter
Century 21 Cumberland Realty
List Price
$154,900
Sold Price
$138,000
Premium/Discount to List
-$16,900
-10.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.99%
Original Mortgage
$124,200
Interest Rate
3.83%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 16, 2011
Sold by
Guyear Bobby Jack
Bought by
Deutsche Bank National Trust C

Purchase Details

Closed on
Aug 8, 2003
Sold by
David Sampley
Bought by
Guyear Bobby J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.52%

Purchase Details

Closed on
Feb 20, 2003
Sold by
Henley Claude W and Henley Joyce G
Bought by
David Sampley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.74%

Purchase Details

Closed on
Sep 8, 1994
Bought by
Henley Claude and Henley Joyce

Purchase Details

Closed on
Dec 21, 1993
Bought by
Roberts Roger and Roberts Diane
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
North Olin $210,000 --
Fry Jeanne J $200,000 --
Barber Rick $138,000 --
Deutsche Bank National Trust C $120,000 --
Guyear Bobby J $200,000 --
David Sampley $24,000 --
Henley Claude $183,300 --
Roberts Roger -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open North Olin $110,000
Previous Owner Fry Jeanne J $190,000
Previous Owner Barber Rick $124,200
Previous Owner Jack Guyear Bobby $235,500
Previous Owner Roberts Roger $160,000
Previous Owner David Sampley $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2012 06/19/12 Sold $138,000 -10.9% $88 / Sq Ft
05/11/2012 05/11/12 Pending -- -- --
12/22/2011 12/22/11 For Sale $154,900 -- $99 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,142 $64,850 $10,075 $54,775
2023 $1,142 $64,850 $0 $0
2022 $1,142 $64,850 $10,075 $54,775
2021 $1,142 $64,850 $10,075 $54,775
2020 $1,097 $64,850 $10,075 $54,775
2019 $1,097 $50,600 $8,750 $41,850
2018 $1,097 $50,600 $8,750 $41,850
2017 $1,097 $50,600 $8,750 $41,850
2016 $1,097 $50,600 $0 $0
2015 $1,227 $50,600 $0 $0
2014 $1,227 $56,561 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1171942

Greater Chattanooga REALTORS®

APN: 040N-A-018.00