$465,000
UNDER CONTRACT

Estimated payment $3,205/month

Total Views 14,766
-- Bed
-- Bath
2,758 Sq Ft
$169 Price per Sq Ft

Highlights

  • City View
  • Deck
  • High Ceiling
  • Federal Architecture
  • Corner Lot
  • 3-minute walk to McAllister Park

About This Home

House hacking opportunity! 1815 Saint Paul St is a zoned 5-unit property. The top floor 2-bedroom apartment and rear 2-car parking pad are currently available for your use while you collect rents from the other 4 occupied units to help defray your mortgage costs! This end-unit building is located in the lively Station North neighborhood of Baltimore City, just 1.8 miles from the bustling Inner Harbor! The building features an impressive 2,758 finished square feet, (1) studio apartment, (3) 1-bedroom apartments, and (1) 2-bedroom apartment. The studio apartment and (3) 1-bedroom apartments currently generate $3,454 in combined rent and utility reimbursements. Would you rather a fully rented 5-unit building? Rent the 2-bedroom for an additional $1,250 per month and the parking pad for an additional $150 ($75 per spot) per month, for a total monthly income of $4,854. This property flaunts written leases, lead certificates, and a 5-unit rental license. The building has five gas meters (one for each unit) and six electric meters (one for each unit and one for the common area). Each unit has its own gas furnace. Residents are responsible for their own BGE accounts. The water bill is paid by the owner and some residents pay a fee towards that bill, as stated in their leases. What are you waiting for? Take advantage of this house hacking opportunity or add a 5-unit rental property to your portfolio today! There is a Special Benefits Tax in this neighborhood. The current cost for the year for this property is $427.63. The Special Benefits Tax is a surcharge which covers additional safety and sanitization efforts for the area.

Listing Agent

Jamie Koehler

Cummings & Co. Realtors Listed on: 02/18/2025

Cummings & Co. Realtors

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,646

Year Built

  • Built in 1890

Lot Details

  • Corner Lot
  • Ground Rent of $170 semi-annually

Home Design

  • Quadruplex
  • Federal Architecture
  • Brick Exterior Construction

Interior Spaces

  • High Ceiling
  • Six Panel Doors
  • City Views

Kitchen

  • Galley Kitchen
  • Kitchenette
  • Gas Oven or Range
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Upgraded Countertops

Flooring

  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Interior Basement Entry
  • Basement with some natural light

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Escape

Parking

  • 2 Parking Spaces
  • 2 Off-Street Spaces
  • Private Parking
  • Parking Space Conveys

Outdoor Features

  • Deck
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0312090390 008

Community Details

Overview

  • 4 Units
  • Station North Arts District Subdivision

Building Details

  • 1 Vacant Unit

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,646

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Quadruplex
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Ground Rent
  • Exclusions: furnishings
  • Inclusions: refrigerators, stoves, built-in microwave, stackable washer/dryer
  • New Construction: No
  • Year Built: 1890
  • Automatically Close On Close Date: No
  • Remarks Public: House hacking opportunity! 1815 Saint Paul St is a zoned 5-unit property. The top floor 2-bedroom apartment and rear 2-car parking pad are currently available for your use while you collect rents from the other 4 occupied units to help defray your mortgage costs! This end-unit building is located in the lively Station North neighborhood of Baltimore City, just 1.8 miles from the bustling Inner Harbor! The building features an impressive 2,758 finished square feet, (1) studio apartment, (3) 1-bedroom apartments, and (1) 2-bedroom apartment. The studio apartment and (3) 1-bedroom apartments currently generate $3,454 in combined rent and utility reimbursements. Would you rather a fully rented 5-unit building? Rent the 2-bedroom for an additional $1,250 per month and the parking pad for an additional $150 ($75 per spot) per month, for a total monthly income of $4,854. This property flaunts written leases, lead certificates, and a 5-unit rental license. The building has five gas meters (one for each unit) and six electric meters (one for each unit and one for the common area). Each unit has its own gas furnace. Residents are responsible for their own BGE accounts. The water bill is paid by the owner and some residents pay a fee towards that bill, as stated in their leases. What are you waiting for? Take advantage of this house hacking opportunity or add a 5-unit rental property to your portfolio today! There is a Special Benefits Tax in this neighborhood. The current cost for the year for this property is $427.63. The Special Benefits Tax is a surcharge which covers additional safety and sanitization efforts for the area.
  • Special Features: UnderContract

Interior Features

  • Appliances: Built-In Range, Oven/Range - Gas, Range Hood, Refrigerator, Washer, Dryer, Built-In Microwave
  • Flooring Type: Ceramic Tile, Partially Carpeted, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Kitchen - Galley, Kitchenette, Upgraded Countertops
  • Fireplace: No
  • Door Features: Six Panel
  • Wall Ceiling Types: High
  • Foundation Details: Other
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Interior Access, Unfinished
  • Total Sq Ft: 3780
  • Living Area Sq Ft: 2758
  • Price Per Sq Ft: 168.60
  • Above Grade Finished Sq Ft: 2758
  • Below Grade Sq Ft: 1022
  • Total Below Grade Sq Ft: 1022
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1815

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Exterior Lighting, Street Lights, Gutter System, Sidewalks, Fire Escape
  • View: City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway, Parking Space Conveys, Private
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Schools

  • School District: BALTIMORE CITY PUBLIC SCHOOLS
  • School District Key: 121137830454
  • School District Source: Listing Agent

Lot Info

  • Lot Features: Corner
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: OR-1
  • In City Limits: Yes

Rental Info

  • Ground Rent Amt: 170.00
  • Ground Rent Exists: Yes
  • Ground Rent Pymnt Freq: Semi-Annually
  • Number Of Units Month To Month: 4
  • Owner Pays: Water, Taxes - Real Estate
  • Units Leased Count: 4
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7645.62
  • Assessor Parcel Number: 0312090390 008
  • Tax Year: 2024

Multi Family

  • Number Of Units Vacant: 1
  • Income Expense List: Annual Ground Rent
  • Other Units: Unit 1,Unit 2,Unit 4,Unit 5,Unit 3
  • Single Room Units Count: 1

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,609 $342,900 $90,000 $252,900
2024 $7,609 $323,967 $0 $0
2023 $7,199 $305,033 $0 $0
2022 $6,752 $286,100 $90,000 $196,100
2021 $6,698 $283,800 $0 $0
2020 $6,643 $281,500 $0 $0
2019 $5,178 $279,200 $90,000 $189,200
2018 $4,813 $275,733 $0 $0
2017 $4,439 $272,267 $0 $0
2016 $5,685 $268,800 $0 $0
2015 $5,685 $259,200 $0 $0
2014 $5,685 $249,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 Price Changed $465,000 -6.8% $169 / Sq Ft
04/18/2025 04/18/25 Price Changed $499,000 -5.0% $181 / Sq Ft
02/18/2025 02/18/25 For Sale $525,000 0.0% $190 / Sq Ft
10/31/2016 10/31/16 Rented $725 -6.5% --
10/31/2016 10/31/16 Under Contract -- -- --
09/21/2016 09/21/16 For Rent $775 -- --
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $80,000 --
Deed $127,042 --
Deed $375,000 --
Deed $375,000 --
Deed $200,000 --
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $307,500 Purchase Money Mortgage
Closed $307,500 Purchase Money Mortgage
Closed $440,000 Stand Alone Refi Refinance Of Original Loan
Closed $60,000 Unknown
Previous Owner $15,000 Purchase Money Mortgage
Previous Owner $15,000 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDBA2156512

Bright MLS

APN: 0390-008