NOT LISTED FOR SALE

Estimated Value: $464,171 - $486,000

5 Beds
5 Baths
2,758 Sq Ft
$172/Sq Ft Est. Value

Last Sold November 24, 2025

Last sale price $450,000 $163 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $3,106/month

227 Days on Market

Highlights

  • City View
  • Deck
  • High Ceiling
  • Federal Architecture
  • Corner Lot
  • 3-minute walk to McAllister Park

About This Home

As of November 2025

House hacking opportunity! 1815 Saint Paul St is a zoned 5-unit property. Three units are currently occupied. You have the opportunity to place your own tenants in the other two turnkey units, or live in one yourself and use the rental income to defray your mortgage costs! The 2-car parking pad is also currently available for your use, or to lease! This end-unit building is located in the lively Station North neighborhood of Baltimore City, just 1.8 miles from the bustling Inner Harbor! The building features an impressive 2,758 finished square feet, (1) studio apartment, (3) 1-bedroom apartments, and (1) 2-bedroom apartment. THE OCCUPIED UNITS : The studio apartment and (2) 1-bedroom apartments are occupied and currently generate $2,539 in combined rent and utility reimbursements. THE VACANT UNITS : The 2-bedroom vacant unit is estimated to generate an additional $1,250 per month + $150 in utility reimbursement = $1,400. The 1-bedroom vacant unit is estimated to generate an additional $1,000 per month + $75 in utility reimbursement = $1,075. And the parking pad is estimated to generate an additional $150 ($75 per spot) per month. Fully rented, this property could command $5,164 monthly. This property flaunts written leases, lead certificates, and a 5-unit rental license. The building has five gas meters (one for each unit) and six electric meters (one for each unit and one for the common area). Residents are responsible for their own BGE accounts. The water bill is paid by the owner and some residents pay a fee towards that bill, as stated in their leases. What are you waiting for? Take advantage of this house hacking opportunity or add a 5-unit rental property to your portfolio today! There is a Special Benefits Tax in this neighborhood. The current cost for the year for this property is $427.63. The Special Benefits Tax is a surcharge which covers additional safety and sanitization efforts for the area.

Last Agent to Sell the Property

Jamie Koehler

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Listed on: 02/18/2025

Cummings & Co. Realtors

Last Buyer's Agent

Unrepresented

datacorrect@brightmls.com Unrepresented Buyer Office

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $8,092

Year Built

  • Built in 1890

Lot Details

  • Corner Lot
  • Ground Rent of $170 semi-annually

Home Design

  • Quadruplex
  • Federal Architecture
  • Brick Exterior Construction

Interior Spaces

  • High Ceiling
  • Six Panel Doors
  • City Views

Kitchen

  • Galley Kitchen
  • Kitchenette
  • Gas Oven or Range
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Upgraded Countertops

Flooring

  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Interior Basement Entry
  • Basement with some natural light

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Escape

Parking

  • 2 Parking Spaces
  • 2 Off-Street Spaces
  • Private Parking
  • Parking Space Conveys

Outdoor Features

  • Deck
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Listing and Financial Details

  • The owner pays for water, real estate taxes
  • Assessor Parcel Number 0312090390 008

Community Details

Overview

  • 4 Units
  • Station North Arts District Subdivision

Building Details

  • 2 Vacant Units

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$8,092

Year Built

Built in 1890

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Quadruplex
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Ground Rent
  • Exclusions: furnishings
  • Inclusions: refrigerators, stoves, built-in microwave, stackable washer/dryer
  • New Construction: No
  • Year Built: 1890
  • Automatically Close On Close Date: No
  • Special Features: None

Interior Features

  • Appliances: Built-In Range, Oven/Range - Gas, Range Hood, Refrigerator, Washer, Dryer, Built-In Microwave
  • Flooring Type: Ceramic Tile, Partially Carpeted, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Kitchen - Galley, Kitchenette, Upgraded Countertops
  • Fireplace: No
  • Door Features: Six Panel
  • Wall Ceiling Types: High
  • Foundation Details: Other
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Interior Access, Unfinished
  • Total Sq Ft: 3780
  • Living Area Sq Ft: 2758
  • Price Per Sq Ft: 168.60
  • Above Grade Finished Sq Ft: 2758
  • Below Grade Sq Ft: 1022
  • Total Below Grade Sq Ft: 1022
  • Above Grade Finished Area Units: Square Feet

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Exterior Lighting, Street Lights, Gutter System, Sidewalks, Fire Escape
  • View: City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway, Parking Space Conveys, Private
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Corner
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Deck(s)
  • Zoning: OR-1
  • In City Limits: Yes

Rental Info

  • Ground Rent Amt: 170.00
  • Ground Rent Exists: Yes
  • Ground Rent Pymnt Freq: Semi-Annually
  • Number Of Units Month To Month: 3
  • Owner Pays: Water, Taxes - Real Estate
  • Units Leased Count: 3
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8092.44
  • Assessor Parcel Number: 0312090390 008
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Number Of Units Vacant: 2
  • Income Expense List: Annual Ground Rent
  • Other Units: Unit 1,Unit 2,Unit 4,Unit 5,Unit 3

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2025
Closed on
Nov 24, 2025
Sold by
1815 Saint Paul Street Llc
Bought by
Two Legacy Properties Llc
Seller's Agent
Jamie Koehler
Cummings & Co. Realtors
Buyer's Agent
Unrepresented
Unrepresented Buyer Office
List Price
$525,000
Sold Price
$450,000
Premium/Discount to List
-$75,000
-14.29%
Views
157
Current Estimated Value
$475,086

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,086
Avg. Annual Appreciation
20.57%
Original Mortgage
$416,000
Outstanding Balance
$382,311
Interest Rate
6.22%
Mortgage Type
Construction
Estimated Equity
$92,775

Purchase Details

Closed on
Sep 8, 2010
Sold by
U S Bank National Assoc
Bought by
Station North Deveplopment Company Llc

Purchase Details

Closed on
Mar 9, 2006
Sold by
3501 W Mulberry Llc
Bought by
Amana Isaiah and Amana Elizabeth Vebangsi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 25, 2005
Sold by
3501 W Mulberry Llc
Bought by
Amana Isaiah and Amana Elizabeth Vebangsi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 27, 2005
Sold by
Speers Julie
Bought by
3501 W Mulberry Llc

Purchase Details

Closed on
Sep 5, 1997
Sold by
Aretz Partnership
Bought by
Speers Julie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Two Legacy Properties Llc $450,000 Westcor Land Title Insurance C
Station North Deveplopment Company Llc $80,000 --
U S Bank National Assoc $127,042 --
Amana Isaiah $375,000 --
Amana Isaiah $375,000 --
3501 W Mulberry Llc $200,000 --
Speers Julie $80,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Two Legacy Properties Llc $416,000
Previous Owner Amana Isaiah $15,000
Previous Owner Amana Isaiah $15,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/24/2025 11/24/25 Sold $450,000 -3.2% $163 / Sq Ft
05/28/2025 05/28/25 Price Changed $465,000 -6.8% $169 / Sq Ft
04/18/2025 04/18/25 Price Changed $499,000 -5.0% $181 / Sq Ft
02/18/2025 02/18/25 For Sale $525,000 0.0% $190 / Sq Ft
10/31/2016 10/31/16 Rented $725 -6.5% --
10/31/2016 10/31/16 Under Contract -- -- --
09/21/2016 09/21/16 For Rent $775 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,609 $342,900 $90,000 $252,900
2024 $7,609 $323,967 -- --
2023 $7,199 $305,033 $0 $0
2022 $6,752 $286,100 $90,000 $196,100
2021 $6,698 $283,800 $0 $0
2020 $6,643 $281,500 $0 $0
2019 $5,178 $279,200 $90,000 $189,200
2018 $4,813 $275,733 $0 $0
2017 $4,439 $272,267 $0 $0
2016 $5,685 $268,800 $0 $0
2015 $5,685 $259,200 $0 $0
2014 $5,685 $249,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBA2156512

Bright MLS

APN: 0390-008

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