NOT LISTED FOR SALE

Estimated Value: $265,000 - $287,000

3 Beds
2 Baths
1,387 Sq Ft
$198/Sq Ft Est. Value

Last Sold August 09, 2013

Last sale price $89,000 $64 Per Sq Ft

Est. 209% increase in value since last sale

Current estimated payment $1,623/month

145 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Eat-In Kitchen
  • Deck
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of August 2013

3BR/2BA ranch style home on a level lot. Double attached garage, specialty ceilings in the living room and master bedroom. Walk in closet in the master as well. Ceramic tile in the kitchen and baths. Screened in porch and an above ground pool, this property has it all. Located just inside the Georgia line from Tennessee. Be in East Ridge in no time or downtown in minutes. Close to shopping, schools, restaurants and all that Chattanooga and North Georgia have to offer! Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage and/or HomePath Renovation Mortgage Financing.

Last Agent to Sell the Property

Cindy Walker

Crye-Leike, REALTORS Listed on: 12/06/2012

Co-Listed By

Glenn Bodnar

Crye-Leike, REALTORS

Last Buyer's Agent

Ali Robinson

Robinson Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,228

Year Built

  • Built in 1998

Lot Details

  • 10,019 Sq Ft Lot
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,387 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Living Room with Fireplace
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry closet
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Patio

Schools

  • West Side Elementary School
  • Lakeview Middle School
  • Lakeview-Ft. Oglethorpe High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Steele Ests Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 0010F-052
  • $48,144 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,228

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 10019
  • Co List Office Mls Id: 10551
  • Co List Office Phone: 423-296-1442
  • Subdivision Name: Steele Ests
  • Directions: I-75 South to Exit 1 - Merge RIGHT onto Ringgold Rd - LEFT onto S. Mack Smith - 2nd RIGHT onto Steele Rd - RIGHT onto Cedar Tree Ln - RIGHT onto Sage Brush Ln
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1387.0
  • New Construction: No
  • Year Built: 1998
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0010F-052
  • Location Tax and Legal Elementary School: West Side Elementary
  • Location Tax and Legal Middle Or Junior School2: Lakeview Middle
  • Location Tax and Legal High School: Lakeview-Ft. Oglethorpe
  • Location Tax and Legal:Tax Annual Amount: 1228.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Lot Size Square Feet2: 10018.8
  • General Property Information Lot Size Dimensions: 10019
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 48144.0
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Microwave, Gas Water Heater, Free-Standing Electric Range, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Tub/shower Combo, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level, Split Possible
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: West Side Elementary
  • High School: Lakeview-Ft. Oglethorpe
  • Middle Or Junior School: Lakeview Middle

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Additional Parcels: No
  • Parcel #: 0010F-052
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1228.0
  • Tax Other Annual Assessment Amount: 48144.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 6, 2012
Closed on
Aug 9, 2013
Sold by
Federal National Mortgage Association
Bought by
Forbes Sawyer Gail P
Seller's Agent
Cindy Walker
Crye-Leike, REALTORS
Buyer's Agent
Ali Robinson
Robinson Real Estate, Inc.
List Price
$118,500
Sold Price
$89,000
Premium/Discount to List
-$29,500
-24.89%
Total Days on Market
145
Current Estimated Value
$275,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$186,231
Avg. Annual Appreciation
9.94%
Original Mortgage
$84,961
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 6, 2012
Sold by
Bank Of America
Bought by
Federal National Mtg Associati

Purchase Details

Closed on
Jul 19, 2006
Sold by
Phillips Alan
Bought by
Phillips Rhonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,800
Interest Rate
6.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2004
Bought by
Phillips Rhonda
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Forbes Sawyer Gail P $89,000 --
Federal National Mtg Associati -- --
Bank Of America $155,689 --
Phillips Rhonda -- --
Phillips Rhonda -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sawyer Gail P Forbes $96,000
Closed Forbes Sawyer Gail P $84,961
Closed Forbes Sawyer Gail P $7,500
Previous Owner Phillips Alan $152,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2013 08/09/13 Sold $89,000 -24.9% $64 / Sq Ft
04/29/2013 04/29/13 Pending -- -- --
12/05/2012 12/05/12 For Sale $118,500 -- $85 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $101,801 $10,000 $91,801
2023 $1,010 $79,124 $10,000 $69,124
2022 $753 $62,052 $10,000 $52,052
2021 $755 $62,052 $10,000 $52,052
2020 $1,636 $55,390 $10,000 $45,390
2019 $734 $55,390 $10,000 $45,390
2018 $1,673 $53,390 $8,000 $45,390
2017 $794 $52,153 $8,000 $44,153
2016 $740 $48,513 $8,000 $40,513
2015 -- $48,513 $8,000 $40,513
2014 -- $48,513 $8,000 $40,513
2013 -- $48,040 $8,000 $40,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1187569

Greater Chattanooga REALTORS®

APN: 0010F-052