$440,000
SOLD JUN 7, 2024
4 Beds
2.5 Baths
1,316 Sq Ft
5,449 Sq Ft Lot

Recently Sold

$334 Per Sq Ft

10% Above List Price

13 Days on Market

Highlights

  • Water Views
  • Landscaped Professionally
  • Deck
  • Munhall Elementary School Rated A
  • Mature Trees
  • 5-minute walk to Riverside Park

About This Home

As of June 2024

Experience modern living at 1827 South 2nd Place, St. Charles, IL. This stunning 4-bedroom, 2.5-bathroom home is everything you've been looking for and more. Enjoy captivating river views from the deck, or patio, a peaceful walk on the riverwalk trails or take a stroll to downtown St. Charles or Geneva. The location is EVERYTHING in this home. Step inside this sunny and open floor plan home. Hardwood floors throughout the main level along with an updated kitchen space that is equipped with newly painted cabinets, quartz countertops and stainless steel appliances. Cozy up in the living room and enjoy the ambiance of the wood burning fireplace in colder months. The upstairs includes 3 spacious bedrooms and a primary ensuite. Downstairs you'll find a walkout basement, new flooring, and a built-in bar with a kegerator, making it a great space for entertaining. There is a 4th bedroom in the lower level as well or it can be used as a flex space. Additional amenities include security system and water softener. Exterior includes a professionally landscaped yard and views of the river. Don't miss this gem!

Last Agent to Sell the Property

Cristina Panagopoulos

Compass License #475186042 Listed on: 05/09/2024

Compass

Last Buyer's Agent

Pattie Murray

Berkshire Hathaway HomeServices Chicago License #471007121

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,926

Year Built

  • Built in 2000

Lot Details

  • 5,449 Sq Ft Lot
  • Lot Dimensions are 110 x 50 x 103 x 51
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Radon Mitigation System

Interior Spaces

  • 1,316 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bar Fridge
  • Dry Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Attached Fireplace Door
  • Living Room with Fireplace
  • Wood Flooring
  • Water Views
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Freezer
  • Portable Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bidet
  • Dual Sinks
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump

Outdoor Features

  • Tideland Water Rights
  • Deck
  • Shed
  • Brick Porch or Patio

Location

  • Property is near a park

Schools

  • Munhall Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Lake Michigan Water
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,926

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Portable Dishwasher, Refrigerator, Bar Fridge, Freezer, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full, Walkout
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Attached Fireplace Doors/Screen, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Dry, Hardwood Floors, Built-in Features
  • LivingArea: 1316
  • Other Equipment: Water-Softener Owned, Security System, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Exterior Access
  • Bathroom Amenities: Double Sink,Bidet,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Square Footage Comments: * Approx 1716 sf including walk-out basement
  • Total Sq Ft: 0
  • Attic: Pull Down Stair
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Porch, Brick Paver Patio
  • List Price: 399000
  • Lot Features: Fenced Yard, Landscaped, Park Adjacent, Water View, Mature Trees
  • OtherStructures: Shed(s)
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding,Steel Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage Details: Garage Door Opener(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Water Rights, Curbs, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Munhall Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.1251
  • Lot Dimensions: 110 X 50 X 103 X 51
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8926
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2024
Closed on
May 29, 2024
Sold by
Sagen Matthew R and Sagen Valerie
Bought by
Fitzenreider Noah and Fitzenreider Ashley
Seller's Agent
Cristina Panagopoulos
Compass
Buyer's Agent
Pattie Murray
Berkshire Hathaway HomeServices Chicago
List Price
$399,000
Sold Price
$440,000
Premium/Discount to List
$41,000
10.28%
Current Estimated Value
$449,555

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,555
Avg. Annual Appreciation
1.87%
Original Mortgage
$290,000
Outstanding Balance
$286,628
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$162,927

Purchase Details

Listed on
Jul 3, 2019
Closed on
Aug 23, 2019
Sold by
Fostiak Christopher
Bought by
Sagen Matthew R
Seller's Agent
Gretchen Weber
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Joey Tanzillo
Baird & Warner
List Price
$318,000
Sold Price
$310,000
Premium/Discount to List
-$8,000
-2.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.59%
Original Mortgage
$248,310
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2016
Sold by
Gibson Matthew J and Gibson Emily
Bought by
Fostiak Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,250
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 2006
Sold by
Smith Jonathan T and Smith Carrie A
Bought by
Gibson Matthew J and Gibson Sara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,000
Interest Rate
6.33%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Mar 30, 2000
Sold by
The State Bank Of Geneva
Bought by
Smith Jonathan T and Smith Carrie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,962
Interest Rate
7.5%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Chicago Title
Warranty Deed $310,000 Attorneys Ttl Guaranty Fund
Warranty Deed $255,000 Attorneys Title Guaranty Fun
Warranty Deed $340,000 Chicago Title Insurance Co
Deed $180,000 Fox Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $290,000 New Conventional
Previous Owner $248,310 New Conventional
Previous Owner $242,250 New Conventional
Previous Owner $292,500 New Conventional
Previous Owner $280,000 Unknown
Previous Owner $70,000 Credit Line Revolving
Previous Owner $51,000 Stand Alone Second
Previous Owner $272,000 Fannie Mae Freddie Mac
Previous Owner $166,000 Unknown
Previous Owner $20,000 Credit Line Revolving
Previous Owner $166,500 Unknown
Previous Owner $165,000 Unknown
Previous Owner $166,400 Unknown
Previous Owner $166,400 Unknown
Previous Owner $166,962 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2024 06/07/24 Sold $440,000 +10.3% $334 / Sq Ft
04/25/2024 04/25/24 For Sale $399,000 +28.7% $303 / Sq Ft
08/23/2019 08/23/19 Sold $310,000 -2.5% $236 / Sq Ft
07/11/2019 07/11/19 Pending -- -- --
07/03/2019 07/03/19 For Sale $318,000 -- $242 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,655 $138,068 $27,930 $110,138
2023 $8,926 $119,523 $24,998 $94,525
2022 $8,498 $111,248 $23,980 $87,268
2021 $8,159 $106,042 $22,858 $83,184
2020 $8,071 $104,065 $22,432 $81,633
2019 $7,405 $95,716 $21,988 $73,728
2018 $6,846 $88,533 $21,151 $67,382
2017 $6,662 $85,506 $20,428 $65,078
2016 $6,989 $82,503 $19,711 $62,792
2015 -- $79,481 $19,498 $59,983
2014 -- $81,480 $19,498 $61,982
2013 -- $83,362 $19,693 $63,669
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12039076

Midwest Real Estate Data (MRED)

APN: 09-35-356-011